First Merchants Stock Today

FRMEP Stock  USD 25.82  0.12  0.47%   

Performance

Soft

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
First Merchants is selling at 25.82 as of the 21st of February 2026; that is 0.47 percent up since the beginning of the trading day. The stock's last reported lowest price was 25.82. First Merchants has a very small chance of experiencing financial distress in the next few years but had a somewhat soft performance during the last 90 days. The performance scores are derived for the period starting the 23rd of November 2025 and ending today, the 21st of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
1st of April 2022
Category
Financial Services
Classification
Financials
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides community banking services. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana. First Merchants operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. More on First Merchants

First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO DirectorMark CPA
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01160.0119
Fairly Down
Slightly volatile
Asset Turnover0.07040.0552
Significantly Up
Pretty Stable
Gross Profit Margin0.530.6096
Fairly Down
Slightly volatile
Total Current Liabilities4.9 B7.9 B
Way Down
Slightly volatile
Non Current Liabilities Total9.1 B8.6 B
Sufficiently Up
Slightly volatile
Total Assets20 B19 B
Sufficiently Up
Slightly volatile
Total Current Assets1.7 B1.6 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities321.4 M306.1 M
Sufficiently Up
Slightly volatile
Debt Levels
Debt leverage enables First Merchants to amplify potential investment gains using borrowed funds. Evaluating debt relative to total assets helps investors assess First Merchants' financial structure and understand the extent to which First Merchants' operations depend on creditor capital.
Liquidity
First Merchants has accumulated 999.93 M in total debt. Note, when we think about First Merchants' use of debt, we should always consider it together with its cash and equity.

Other Non Cash Items

40.03 Million
First Merchants (FRMEP) is traded on NASDAQ Exchange in USA and employs 2,120 people. First Merchants is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.42 B. First Merchants classifies itself under Banks sector and is part of Financials industry. First Merchants has accumulated about 299.12 M in cash with 266.21 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.06.
Check First Merchants Probability Of Bankruptcy
Ownership Allocation
The majority of First Merchants outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Merchants to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Merchants. Please pay attention to any change in the institutional holdings of First Merchants as this could imply that something significant has changed or is about to change at the company.
Check First Ownership Details

First Merchants Historical Income Statement

At this time, First Merchants' Depreciation And Amortization is relatively stable compared to the past year. As of 02/21/2026, Interest Expense is likely to grow to about 408.2 M, while Interest Income is likely to drop slightly above 655.2 M. View More Fundamentals

First Stock Against Markets

First Merchants Corporate Management

Julie CrabtreeCorporate VPProfile
Michael RechinAdvisor DirectorProfile
Marcos CFAChief OfficerProfile
Michael StewartPresidentProfile
Steven HarrisSenior OfficerProfile
John MartinExecutive OfficerProfile
Karen EvensVP MarketingProfile

Additional Tools for First Stock Analysis

When running First Merchants' price analysis, check to measure First Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Merchants is operating at the current time. Most of First Merchants' value examination focuses on studying past and present price action to predict the probability of First Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Merchants' price. Additionally, you may evaluate how the addition of First Merchants to your portfolios can decrease your overall portfolio volatility.