Summit Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Summit State Bank
SSBI Stock  USD 13.67  0.07  0.51%   
Summit State's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Summit State's valuation are provided below:
Gross Profit
32.8 M
Profit Margin
0.2071
Market Capitalization
92.6 M
Enterprise Value Revenue
2.8913
Revenue
32.8 M
We have found one hundred twenty available fundamental trend indicators for Summit State Bank, which can be analyzed and compared to other ratios and to its competition. Traders should compare all of Summit State Bank current fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 38.9 M. Enterprise Value is estimated to decrease to about 20.4 M

Summit State Total Revenue

30.76 Million

Check Summit State financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Summit State's main balance sheet or income statement drivers, such as Depreciation And Amortization of 689.5 K, Interest Expense of 24.7 M or Total Revenue of 30.8 M, as well as many indicators such as Price To Sales Ratio of 1.26, Dividend Yield of 0.049 or PTB Ratio of 1.19. Summit financial statements analysis is a perfect complement when working with Summit State Valuation or Volatility modules.
  
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Check out the analysis of Summit State Correlation against competitors.

Summit State Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets622.8 M1 B687 M
Slightly volatile
Short and Long Term Debt Total5.7 M5.9 M34.7 M
Slightly volatile
Total Stockholder Equity66.8 M101.2 M69.7 M
Slightly volatile
Common Stock Shares Outstanding6.9 M6.7 M6.5 M
Slightly volatile
Liabilities And Stockholders Equity622.8 M1 B687 M
Slightly volatile
Non Current Liabilities Total948.6 M903.4 M143.7 M
Slightly volatile
Total Liabilities556 M903.4 M617.2 M
Slightly volatile
Other Current Liabilities529.9 M603.8 M561.5 M
Slightly volatile
Total Current Liabilities532.3 M603.8 M564.1 M
Slightly volatile
Non Current Assets Total561.6 M1 B576.8 M
Slightly volatile
Short Term Debt379.6 K399.6 K24.8 M
Slightly volatile
Property Plant And Equipment Net5 M4.8 M5.7 M
Slightly volatile
Retained Earnings75.9 M72.3 M35.9 M
Slightly volatile
Accounts Payable10.7 M11.3 M5.4 M
Slightly volatile
Cash68.8 M65.5 M37.5 M
Slightly volatile
Cash And Short Term Investments97.9 M128.2 M116.4 M
Pretty Stable
Net Receivables31.4 M29.9 M12.2 M
Slightly volatile
Other Current Assets58 M61 M164.3 M
Slightly volatile
Property Plant And Equipment Gross8.8 M16 M8.6 M
Slightly volatile
Total Current Assets103.2 M67.8 M118.7 M
Very volatile
Intangible Assets4.5 M4.7 M4.2 M
Slightly volatile
Common Stock Total Equity40.4 M42.5 M37.3 M
Slightly volatile
Common Stock106.2 M101.2 M44.4 M
Slightly volatile
Other Liabilities5.6 M5.4 M3.1 M
Slightly volatile
Long Term Debt6.5 M6.8 M36.1 M
Slightly volatile
Preferred Stock Total Equity12.4 M15.7 M13.4 M
Slightly volatile
Property Plant Equipment5.1 M4.9 M5.9 M
Slightly volatile
Short Term Investments67.1 M54.1 M81.1 M
Slightly volatile
Net Tangible Assets69.4 M97.1 M64.8 M
Slightly volatile
Long Term Investments72.7 M60.7 M98.9 M
Slightly volatile
Short and Long Term Debt50.8 M52.4 M44 M
Slightly volatile
Earning Assets80 M59 M98 M
Slightly volatile
Net Invested Capital126.8 M112.3 M99.1 M
Slightly volatile
Capital Stock40.9 M43.4 M37.7 M
Slightly volatile
Long Term Debt Total4.7 M5.3 M5.8 M
Slightly volatile

Summit State Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization689.5 K352.8 K902.1 K
Slightly volatile
Interest Expense24.7 M23.5 M8.8 M
Slightly volatile
Total Revenue30.8 M58.8 M33.3 M
Slightly volatile
Gross Profit21.6 M32.8 M24.5 M
Slightly volatile
Other Operating Expenses52.3 M49.9 M26.1 M
Slightly volatile
Selling General Administrative10 M16.3 M10.8 M
Slightly volatile
Net Income Applicable To Common Shares20.5 M19.5 M9.3 M
Slightly volatile
Selling And Marketing Expenses886.1 K1.1 M828.2 K
Slightly volatile
Net Interest Income30.3 M33.3 M25.1 M
Slightly volatile
Interest Income39.3 M67 M32.7 M
Slightly volatile
Reconciled Depreciation439.2 K450.8 K379.8 K
Slightly volatile

Summit State Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation445.6 K352.8 K465.4 K
Slightly volatile
Dividends Paid2.4 M2.2 M2.5 M
Slightly volatile
End Period Cash Flow31.1 M59.1 M34.8 M
Slightly volatile
Begin Period Cash Flow32.1 M51.4 M33.2 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.261.33046.762
Slightly volatile
Dividend Yield0.0490.04240.0415
Slightly volatile
PTB Ratio1.190.77351.0491
Pretty Stable
Days Sales Outstanding159152105
Slightly volatile
Book Value Per Share7.5915.035710.4397
Slightly volatile
Average Payables626.1 K704.3 K768.8 K
Slightly volatile
Capex To Depreciation0.890.680.7965
Pretty Stable
PB Ratio1.190.77351.0491
Pretty Stable
EV To Sales0.30.31768.8511
Slightly volatile
Sales General And Administrative To Revenue0.250.27640.3439
Slightly volatile
Capex To Revenue0.00410.00430.1202
Slightly volatile
Cash Per Share10.649.73816.7854
Very volatile
Intangibles To Total Assets0.0040.00420.0067
Slightly volatile
Current Ratio0.150.11230.2346
Slightly volatile
Tangible Book Value Per Share15.7915.035710.4462
Slightly volatile
Receivables Turnover3.641.954.1717
Slightly volatile
Graham Number10.1816.6415.1105
Slightly volatile
Shareholders Equity Per Share7.5915.035710.4397
Slightly volatile
Debt To Equity0.05590.05880.5502
Slightly volatile
Capex Per Share0.03760.03960.0711
Slightly volatile
Revenue Per Share9.188.74165.2769
Slightly volatile
Interest Debt Per Share7.734.37386.7448
Pretty Stable
Debt To Assets0.00560.00590.0601
Slightly volatile
Short Term Coverage Ratios0.750.850.9244
Slightly volatile
Operating Cycle159152105
Slightly volatile
Price Book Value Ratio1.190.77351.0491
Pretty Stable
Effective Tax Rate0.40.24180.3381
Slightly volatile
Company Equity Multiplier7.319.92969.507
Slightly volatile
Long Term Debt To Capitalization0.05280.05550.3165
Slightly volatile
Total Debt To Capitalization0.05280.05550.3165
Slightly volatile
Debt Equity Ratio0.05590.05880.5502
Slightly volatile
Quick Ratio0.150.11230.2346
Slightly volatile
Net Income Per E B T0.510.75820.6566
Slightly volatile
Cash Ratio0.110.10850.0625
Slightly volatile
Days Of Sales Outstanding159152105
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.860.8867
Slightly volatile
Price To Book Ratio1.190.77351.0491
Pretty Stable
Fixed Asset Turnover12.8112.19836.6331
Slightly volatile
Debt Ratio0.00560.00590.0601
Slightly volatile
Price Sales Ratio1.261.33046.762
Slightly volatile
Asset Turnover0.03740.05860.0446
Slightly volatile
Gross Profit Margin0.550.55780.7557
Slightly volatile
Price Fair Value1.190.77351.0491
Pretty Stable

Summit State Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap38.9 M70.4 M68.4 M
Slightly volatile
Enterprise Value20.4 M21.5 M60 M
Slightly volatile

About Summit State Financial Statements

Investors use fundamental indicators, such as Summit State's revenue or net income, to determine how well the company is positioned to perform in the future. Although Summit State's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-6.8 M-7.1 M
Total Revenue58.8 M30.8 M
Cost Of Revenue26 M27.3 M
Stock Based Compensation To Revenue(0.01)(0.01)
Sales General And Administrative To Revenue 0.28  0.25 
Revenue Per Share 8.74  9.18 
Ebit Per Revenue 0.15  0.14 

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When determining whether Summit State Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Summit State's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Summit State Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Summit State Bank Stock:
How To Invest In Summit
Details
Is Summit Stock a good investment?
Details
What is Summit State's Net Worth?
Details
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Check out the analysis of Summit State Correlation against competitors.
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Is there potential for Regional Banks market expansion? Will Summit introduce new products? Factors like these will boost the valuation of Summit State. If investors know Summit will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Summit State listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.333
Earnings Share
(0.21)
Revenue Per Share
4.883
Quarterly Revenue Growth
3.276
Return On Assets
0.0066
Summit State Bank's market price often diverges from its book value, the accounting figure shown on Summit's balance sheet. Smart investors calculate Summit State's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Summit State's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
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Please note, there is a significant difference between Summit State's value and its price as these two are different measures arrived at by different means. Investors typically determine if Summit State is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Summit State's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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