Thomas Zernick - Bayfirst Financial CEO Director
| BAFN Stock | USD 13.10 0.25 1.95% |
CEO
Thomas Zernick is CEO Director of Bayfirst Financial Corp
| Age | 61 |
| Address | 700 Central Avenue, Saint Petersburg, FL, United States, 33701 |
| Phone | 727 440 6848 |
| Web | https://www.bayfirstfinancial.com |
Thomas Zernick Latest Insider Activity
Tracking and analyzing the buying and selling activities of Thomas Zernick against Bayfirst Financial stock is an integral part of due diligence when investing in Bayfirst Financial. Thomas Zernick insider activity provides valuable insight into whether Bayfirst Financial is net buyers or sellers over its current business cycle. Note, Bayfirst Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell Bayfirst Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Thomas Zernick over a month ago Disposition of 1073 shares by Thomas Zernick of Bayfirst Financial at 13.12 subject to Rule 16b-3 | ||
Thomas Zernick over six months ago Disposition of 293 shares by Thomas Zernick of Bayfirst Financial at 11.35 subject to Rule 16b-3 | ||
Thomas Zernick over six months ago Acquisition by Thomas Zernick of 150 shares of Bayfirst Financial at 11.54 subject to Rule 16b-3 | ||
Thomas Zernick over six months ago Acquisition by Thomas Zernick of 100 shares of Bayfirst Financial at 14.0 subject to Rule 16b-3 |
Bayfirst Financial Management Efficiency
As of the 25th of November 2024, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.02. At this time, Bayfirst Financial's Total Assets are very stable compared to the past year. As of the 25th of November 2024, Non Current Assets Total is likely to grow to about 1.1 B, while Non Currrent Assets Other are likely to drop (222 M). Bayfirst Financial's management efficiency ratios could be used to measure how well Bayfirst Financial manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
| Found 8 records | CEO Age | ||
| Matthew CPA | First Northwest Bancorp | 51 | |
| George Guarini | BayCom Corp | 70 | |
| Steven Shelton | Southern California Bancorp | 63 | |
| James Kim | Community West Bancshares | 48 | |
| Joseph III | First Financial Northwest | 68 | |
| William Harrod | First Capital | 68 | |
| Martin Plourd | Community West Bancshares | 65 | |
| Matthew Deines | First Northwest Bancorp | 51 | |
Management Performance
| Return On Equity | 0.0464 | ||||
| Return On Asset | 0.0038 |
Bayfirst Financial Corp Leadership Team
Elected by the shareholders, the Bayfirst Financial's board of directors comprises two types of representatives: Bayfirst Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bayfirst. The board's role is to monitor Bayfirst Financial's management team and ensure that shareholders' interests are well served. Bayfirst Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bayfirst Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| John Macaluso, Executive CTO | ||
| Scott McKim, Executive CFO | ||
| Brandi Jaber, President Division | ||
| Lewis Benner, Executive Officer | ||
| Robin Oliver, President COO | ||
| Rhonda CPA, Principal Officer | ||
| Thomas Quale, Market VP | ||
| Anthony JD, CEO Director | ||
| Matthew Luckey, Chief VP | ||
| Thomas Zernick, CEO Director | ||
| Brian Green, VP Bank |
Bayfirst Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bayfirst Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0464 | ||||
| Return On Asset | 0.0038 | ||||
| Profit Margin | 0.06 % | ||||
| Operating Margin | 0.1 % | ||||
| Current Valuation | 23.51 M | ||||
| Shares Outstanding | 4.13 M | ||||
| Shares Owned By Insiders | 15.15 % | ||||
| Shares Owned By Institutions | 14.15 % | ||||
| Number Of Shares Shorted | 16.52 K | ||||
| Price To Earning | 2.61 X |
Pair Trading with Bayfirst Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bayfirst Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bayfirst Financial will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to Bayfirst Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bayfirst Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bayfirst Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bayfirst Financial Corp to buy it.
The correlation of Bayfirst Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bayfirst Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bayfirst Financial Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bayfirst Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.56) | Dividend Share 0.32 | Earnings Share 0.74 | Revenue Per Share 30.056 | Quarterly Revenue Growth (0.07) |
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.