Oportun Financial Corp Stock Performance
| OPRT Stock | USD 5.21 0.03 0.57% |
The company holds a Beta of 2.01, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Oportun Financial will likely underperform. At this point, Oportun Financial Corp has a negative expected return of -0.0371%. Please make sure to check Oportun Financial's total risk alpha, accumulation distribution, as well as the relationship between the Accumulation Distribution and period momentum indicator , to decide if Oportun Financial Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
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Over the last 90 days Oportun Financial Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of comparatively stable basic indicators, Oportun Financial is not utilizing all of its potentials. The latest stock price uproar, may contribute to short-horizon losses for the private investors. ...more
Actual Historical Performance (%)
One Day Return (0.57) | Five Day Return (1.51) | Year To Date Return 2.96 | Ten Year Return (67.78) | All Time Return (67.78) |
1 | Oportun Financial Corporation Enhances Debt Capital Structure with 247M Warehouse Facility | 10/28/2025 |
2 | Disposition of 2577 shares by Jonathan Coblentz of Oportun Financial subject to Rule 16b-3 | 11/12/2025 |
3 | How Oportun Financial Corporation stock reacts to oil prices - July 2025 Catalysts Capital Efficiency Focused Strategies - newser.com | 11/13/2025 |
4 | MULTIMEDIA UPDATE - Holiday Savings Surge Oportun Reports 6.5 Million Saved for 2025, Up 30 percent From 2024 | 11/19/2025 |
5 | Oportun Financial Price Target Cut to 5.50 by Analysts at JPMorgan Chase Co. - MarketBeat | 12/05/2025 |
6 | Bearish Setup Why Oportun Financial Corporation stock remains top rated - 2025 Momentum Check Risk Adjusted BuySell Alerts - | 12/19/2025 |
7 | Acquisition by Kathleen Layton of 86043 shares of Oportun Financial subject to Rule 16b-3 | 12/31/2025 |
| Begin Period Cash Flow | 206 M | |
| Total Cashflows From Investing Activities | -193.7 M |
Oportun Financial Relative Risk vs. Return Landscape
If you would invest 545.00 in Oportun Financial Corp on October 8, 2025 and sell it today you would lose (24.00) from holding Oportun Financial Corp or give up 4.4% of portfolio value over 90 days. Oportun Financial Corp is currently does not generate positive expected returns and assumes 2.6597% risk (volatility on return distribution) over the 90 days horizon. In different words, 23% of stocks are less volatile than Oportun, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Oportun Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Oportun Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Oportun Financial Corp, and traders can use it to determine the average amount a Oportun Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.014
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| Negative Returns | OPRT |
Based on monthly moving average Oportun Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Oportun Financial by adding Oportun Financial to a well-diversified portfolio.
Oportun Financial Fundamentals Growth
Oportun Stock prices reflect investors' perceptions of the future prospects and financial health of Oportun Financial, and Oportun Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Oportun Stock performance.
| Return On Equity | 0.086 | ||||
| Return On Asset | 0.0095 | ||||
| Profit Margin | 0.04 % | ||||
| Operating Margin | 0.06 % | ||||
| Current Valuation | 2.86 B | ||||
| Shares Outstanding | 44.13 M | ||||
| Price To Earning | 4.23 X | ||||
| Price To Book | 0.60 X | ||||
| Price To Sales | 0.32 X | ||||
| Revenue | 533.36 M | ||||
| Gross Profit | 677.36 M | ||||
| EBITDA | (64.02 M) | ||||
| Net Income | (78.68 M) | ||||
| Cash And Equivalents | 66.71 M | ||||
| Cash Per Share | 2.03 X | ||||
| Total Debt | 2.82 B | ||||
| Debt To Equity | 4.01 % | ||||
| Current Ratio | 41.01 X | ||||
| Book Value Per Share | 8.71 X | ||||
| Cash Flow From Operations | 393.52 M | ||||
| Earnings Per Share | 0.72 X | ||||
| Market Capitalization | 229.91 M | ||||
| Total Asset | 3.23 B | ||||
| Retained Earnings | (252.53 M) | ||||
About Oportun Financial Performance
Assessing Oportun Financial's fundamental ratios provides investors with valuable insights into Oportun Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Oportun Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -1.2 K | -1.3 K | |
| Return On Tangible Assets | (0.03) | (0.03) | |
| Return On Capital Employed | (0.04) | (0.04) | |
| Return On Assets | (0.03) | (0.03) | |
| Return On Equity | (0.26) | (0.24) |
Things to note about Oportun Financial Corp performance evaluation
Checking the ongoing alerts about Oportun Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Oportun Financial Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Oportun Financial generated a negative expected return over the last 90 days | |
| Oportun Financial has a very high chance of going through financial distress in the upcoming years | |
| The company reported the previous year's revenue of 533.36 M. Net Loss for the year was (78.68 M) with profit before overhead, payroll, taxes, and interest of 677.36 M. | |
| Over 86.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: Bearish Setup Why Oportun Financial Corporation stock remains top rated - 2025 Momentum Check Risk Adjusted BuySell Alerts - |
- Analyzing Oportun Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Oportun Financial's stock is overvalued or undervalued compared to its peers.
- Examining Oportun Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Oportun Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Oportun Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Oportun Financial's stock. These opinions can provide insight into Oportun Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Oportun Stock Analysis
When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.