Atlanticus Holdings Net Income
| ATLC Stock | USD 51.63 1.08 2.14% |
As of the 2nd of February, Atlanticus Holdings shows the Standard Deviation of 3.05, mean deviation of 2.32, and Risk Adjusted Performance of (0.03). Atlanticus Holdings technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Atlanticus Holdings Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 18.5101 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 128 M | 134.4 M | |
| Net Income Applicable To Common Shares | 99.5 M | 104.4 M | |
| Net Income From Continuing Ops | 126.6 M | 133 M | |
| Net Income Per Share | 6.79 | 7.13 | |
| Net Income Per E B T | 0.72 | 0.76 |
Atlanticus | Net Income | Build AI portfolio with Atlanticus Stock |
Analyzing Atlanticus Holdings's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Atlanticus Holdings's current valuation and future prospects.
Latest Atlanticus Holdings' Net Income Growth Pattern
Below is the plot of the Net Income of Atlanticus Holdings over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Atlanticus Holdings financial statement analysis. It represents the amount of money remaining after all of Atlanticus Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Atlanticus Holdings' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Atlanticus Holdings' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 111.3 M | 10 Years Trend |
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Net Income |
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Atlanticus Net Income Regression Statistics
| Arithmetic Mean | 61,549,431 | |
| Coefficient Of Variation | 110.44 | |
| Mean Deviation | 61,854,338 | |
| Median | 26,443,000 | |
| Standard Deviation | 67,977,756 | |
| Sample Variance | 4621T | |
| Range | 218.7M | |
| R-Value | 0.59 | |
| Mean Square Error | 3188.1T | |
| R-Squared | 0.35 | |
| Significance | 0.01 | |
| Slope | 8,000,280 | |
| Total Sum of Squares | 73935.6T |
Atlanticus Net Income History
Other Fundumenentals of Atlanticus Holdings
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Atlanticus Holdings Net Income component correlations
Atlanticus Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Atlanticus Holdings is extremely important. It helps to project a fair market value of Atlanticus Stock properly, considering its historical fundamentals such as Net Income. Since Atlanticus Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Atlanticus Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Atlanticus Holdings' interrelated accounts and indicators.
Click cells to compare fundamentals
Will Consumer Finance sector continue expanding? Could Atlanticus diversify its offerings? Factors like these will boost the valuation of Atlanticus Holdings. If investors know Atlanticus will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Atlanticus Holdings data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.04) | Earnings Share 5.63 | Revenue Per Share | Quarterly Revenue Growth 0.413 | Return On Assets |
The market value of Atlanticus Holdings is measured differently than its book value, which is the value of Atlanticus that is recorded on the company's balance sheet. Investors also form their own opinion of Atlanticus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Atlanticus Holdings' true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Atlanticus Holdings' market value can be influenced by many factors that don't directly affect Atlanticus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Atlanticus Holdings' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Atlanticus Holdings represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Atlanticus Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Atlanticus Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Atlanticus Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Atlanticus Holdings.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in Atlanticus Holdings on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding Atlanticus Holdings or generate 0.0% return on investment in Atlanticus Holdings over 90 days. Atlanticus Holdings is related to or competes with Lexinfintech Holdings, Barings BDC, World Acceptance, Nerdwallet, Univest Pennsylvania, SLR Investment, and First Mid. Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United Stat... More
Atlanticus Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Atlanticus Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Atlanticus Holdings upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.06) | |||
| Maximum Drawdown | 14.61 | |||
| Value At Risk | (5.57) | |||
| Potential Upside | 4.64 |
Atlanticus Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Atlanticus Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Atlanticus Holdings' standard deviation. In reality, there are many statistical measures that can use Atlanticus Holdings historical prices to predict the future Atlanticus Holdings' volatility.| Risk Adjusted Performance | (0.03) | |||
| Jensen Alpha | (0.22) | |||
| Total Risk Alpha | (0.31) | |||
| Treynor Ratio | (0.10) |
Atlanticus Holdings February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.09) | |||
| Mean Deviation | 2.32 | |||
| Coefficient Of Variation | (2,019) | |||
| Standard Deviation | 3.05 | |||
| Variance | 9.29 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | (0.22) | |||
| Total Risk Alpha | (0.31) | |||
| Treynor Ratio | (0.10) | |||
| Maximum Drawdown | 14.61 | |||
| Value At Risk | (5.57) | |||
| Potential Upside | 4.64 | |||
| Skewness | (0.54) | |||
| Kurtosis | 0.3346 |
Atlanticus Holdings Backtested Returns
Atlanticus Holdings secures Sharpe Ratio (or Efficiency) of -0.021, which signifies that the company had a -0.021 % return per unit of risk over the last 3 months. Atlanticus Holdings exposes twenty-four different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Atlanticus Holdings' Standard Deviation of 3.05, risk adjusted performance of (0.03), and Mean Deviation of 2.32 to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 1.55, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Atlanticus Holdings will likely underperform. At this point, Atlanticus Holdings has a negative expected return of -0.0644%. Please make sure to confirm Atlanticus Holdings' treynor ratio, accumulation distribution, price action indicator, as well as the relationship between the potential upside and day median price , to decide if Atlanticus Holdings performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.89 |
Excellent reverse predictability
Atlanticus Holdings has excellent reverse predictability. Overlapping area represents the amount of predictability between Atlanticus Holdings time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Atlanticus Holdings price movement. The serial correlation of -0.89 indicates that approximately 89.0% of current Atlanticus Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.89 | |
| Spearman Rank Test | -0.75 | |
| Residual Average | 0.0 | |
| Price Variance | 41.88 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Atlanticus Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Atlanticus Holdings reported net income of 111.3 M. This is 91.29% lower than that of the Consumer Finance sector and 91.84% lower than that of the Financials industry. The net income for all United States stocks is 80.51% higher than that of the company.
Atlanticus Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Atlanticus Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Atlanticus Holdings could also be used in its relative valuation, which is a method of valuing Atlanticus Holdings by comparing valuation metrics of similar companies.Atlanticus Holdings is currently under evaluation in net income category among its peers.
Atlanticus Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Atlanticus Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Atlanticus Holdings' managers, analysts, and investors.Environmental | Governance | Social |
Atlanticus Holdings Institutional Holders
Institutional Holdings refers to the ownership stake in Atlanticus Holdings that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Atlanticus Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Atlanticus Holdings' value.| Shares | Northern Trust Corp | 2025-06-30 | 59.4 K | Empowered Funds, Llc | 2025-06-30 | 54.9 K | Janney Montgomery Scott Llc | 2025-06-30 | 50 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 43.3 K | Jacobs Levy Equity Management, Inc. | 2025-06-30 | 37.1 K | Bank Of New York Mellon Corp | 2025-06-30 | 30.3 K | Los Angeles Capital Management Llc | 2025-06-30 | 25.6 K | Victory Capital Management Inc. | 2025-06-30 | 25.6 K | State Of Wisconsin Investment Board | 2025-06-30 | 25.4 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 605.9 K | Wellington Management Company Llp | 2025-06-30 | 442.3 K |
Atlanticus Fundamentals
| Return On Equity | 0.2 | ||||
| Return On Asset | 0.0231 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.28 % | ||||
| Current Valuation | 6.45 B | ||||
| Shares Outstanding | 15.14 M | ||||
| Shares Owned By Insiders | 64.82 % | ||||
| Shares Owned By Institutions | 23.92 % | ||||
| Number Of Shares Shorted | 430.39 K | ||||
| Price To Earning | 6.97 X | ||||
| Price To Book | 1.30 X | ||||
| Price To Sales | 1.57 X | ||||
| Revenue | 459.57 M | ||||
| Gross Profit | 357.42 M | ||||
| EBITDA | 143.76 M | ||||
| Net Income | 111.3 M | ||||
| Cash And Equivalents | 316.33 M | ||||
| Cash Per Share | 21.85 X | ||||
| Total Debt | 2.51 B | ||||
| Debt To Equity | 3.71 % | ||||
| Current Ratio | 22.07 X | ||||
| Book Value Per Share | 38.96 X | ||||
| Cash Flow From Operations | 469.4 M | ||||
| Short Ratio | 6.71 X | ||||
| Earnings Per Share | 5.63 X | ||||
| Target Price | 91.6 | ||||
| Number Of Employees | 417 | ||||
| Beta | 1.95 | ||||
| Market Capitalization | 781.76 M | ||||
| Total Asset | 3.27 B | ||||
| Retained Earnings | 394.63 M | ||||
| Net Asset | 3.27 B |
About Atlanticus Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Atlanticus Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Atlanticus Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Atlanticus Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Atlanticus Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Atlanticus Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Atlanticus Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Atlanticus Holdings Stock:Check out For information on how to trade Atlanticus Stock refer to our How to Trade Atlanticus Stock guide.You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Will Consumer Finance sector continue expanding? Could Atlanticus diversify its offerings? Factors like these will boost the valuation of Atlanticus Holdings. If investors know Atlanticus will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Atlanticus Holdings data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.04) | Earnings Share 5.63 | Revenue Per Share | Quarterly Revenue Growth 0.413 | Return On Assets |
The market value of Atlanticus Holdings is measured differently than its book value, which is the value of Atlanticus that is recorded on the company's balance sheet. Investors also form their own opinion of Atlanticus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Atlanticus Holdings' true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Atlanticus Holdings' market value can be influenced by many factors that don't directly affect Atlanticus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Atlanticus Holdings' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Atlanticus Holdings represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Atlanticus Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.