EZCORP Inc Net Income
| EZPW Stock | USD 25.18 0.45 1.76% |
As of the 9th of February, EZCORP owns the Downside Deviation of 1.63, coefficient of variation of 412.31, and Market Risk Adjusted Performance of 0.3652. EZCORP Inc technical analysis allows you to utilize past data patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm EZCORP Inc market risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if EZCORP Inc is priced adequately, providing market reflects its prevailing price of 25.18 per share. Given that EZCORP Inc has jensen alpha of 0.4154, we urge you to verify EZCORP's latest market performance to make sure the company can sustain itself at some point in the future.
EZCORP Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.4077 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 126.1 M | 132.4 M | |
| Net Income Applicable To Common Shares | 45.1 M | 47.4 M | |
| Net Income From Continuing Ops | 98.7 M | 103.6 M | |
| Net Income Per Share | 1.72 | 1.80 | |
| Net Income Per E B T | 0.86 | 0.90 |
EZCORP | Net Income | Build AI portfolio with EZCORP Stock |
The evolution of Net Income for EZCORP Inc provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how EZCORP compares to historical norms and industry peers.
Latest EZCORP's Net Income Growth Pattern
Below is the plot of the Net Income of EZCORP Inc over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in EZCORP Inc financial statement analysis. It represents the amount of money remaining after all of EZCORP Inc operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is EZCORP's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in EZCORP's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 109.61 M | 10 Years Trend |
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Net Income |
| Timeline |
EZCORP Net Income Regression Statistics
| Arithmetic Mean | 27,866,215 | |
| Geometric Mean | 38,357,706 | |
| Coefficient Of Variation | 266.97 | |
| Mean Deviation | 58,174,672 | |
| Median | 31,410,000 | |
| Standard Deviation | 74,394,572 | |
| Sample Variance | 5534.6T | |
| Range | 226M | |
| R-Value | 0.50 | |
| Mean Square Error | 4428.6T | |
| R-Squared | 0.25 | |
| Significance | 0.04 | |
| Slope | 7,363,755 | |
| Total Sum of Squares | 88552.8T |
EZCORP Net Income History
Other Fundumenentals of EZCORP Inc
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
EZCORP Net Income component correlations
EZCORP Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for EZCORP is extremely important. It helps to project a fair market value of EZCORP Stock properly, considering its historical fundamentals such as Net Income. Since EZCORP's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of EZCORP's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of EZCORP's interrelated accounts and indicators.
Click cells to compare fundamentals
What growth prospects exist in Consumer Finance sector? Can EZCORP capture new markets? Factors like these will boost the valuation of EZCORP. Projected growth potential of EZCORP fundamentally drives upward valuation adjustments. Valuation analysis balances hard financial data with qualitative growth assessments. While each EZCORP valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Quarterly Earnings Growth 0.382 | Earnings Share 1.57 | Revenue Per Share | Quarterly Revenue Growth 0.193 | Return On Assets |
The market value of EZCORP Inc is measured differently than its book value, which is the value of EZCORP that is recorded on the company's balance sheet. Investors also form their own opinion of EZCORP's value that differs from its market value or its book value, called intrinsic value, which is EZCORP's true underlying value. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. Because EZCORP's market value can be influenced by many factors that don't directly affect EZCORP's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between EZCORP's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding EZCORP should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, EZCORP's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
EZCORP 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to EZCORP's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of EZCORP.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in EZCORP on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding EZCORP Inc or generate 0.0% return on investment in EZCORP over 90 days. EZCORP is related to or competes with Jefferson Capital, Barings BDC, Nerdwallet, OceanFirst Financial, Atlanticus Holdings, New Mountain, and Origin Bancorp. EZCORP, Inc. provides pawn services in the United States and Latin America More
EZCORP Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure EZCORP's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess EZCORP Inc upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.63 | |||
| Information Ratio | 0.2002 | |||
| Maximum Drawdown | 9.31 | |||
| Value At Risk | (2.56) | |||
| Potential Upside | 3.98 |
EZCORP Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for EZCORP's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as EZCORP's standard deviation. In reality, there are many statistical measures that can use EZCORP historical prices to predict the future EZCORP's volatility.| Risk Adjusted Performance | 0.2011 | |||
| Jensen Alpha | 0.4154 | |||
| Total Risk Alpha | 0.2973 | |||
| Sortino Ratio | 0.2843 | |||
| Treynor Ratio | 0.3552 |
EZCORP February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.2011 | |||
| Market Risk Adjusted Performance | 0.3652 | |||
| Mean Deviation | 1.59 | |||
| Semi Deviation | 1.2 | |||
| Downside Deviation | 1.63 | |||
| Coefficient Of Variation | 412.31 | |||
| Standard Deviation | 2.32 | |||
| Variance | 5.39 | |||
| Information Ratio | 0.2002 | |||
| Jensen Alpha | 0.4154 | |||
| Total Risk Alpha | 0.2973 | |||
| Sortino Ratio | 0.2843 | |||
| Treynor Ratio | 0.3552 | |||
| Maximum Drawdown | 9.31 | |||
| Value At Risk | (2.56) | |||
| Potential Upside | 3.98 | |||
| Downside Variance | 2.67 | |||
| Semi Variance | 1.44 | |||
| Expected Short fall | (1.89) | |||
| Skewness | 1.84 | |||
| Kurtosis | 7.4 |
EZCORP Inc Backtested Returns
EZCORP appears to be very steady, given 3 months investment horizon. EZCORP Inc retains Efficiency (Sharpe Ratio) of 0.25, which denotes the company had a 0.25 % return per unit of risk over the last 3 months. By examining EZCORP's technical indicators, you can evaluate if the expected return of 0.59% is justified by implied risk. Please utilize EZCORP's Coefficient Of Variation of 412.31, market risk adjusted performance of 0.3652, and Downside Deviation of 1.63 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, EZCORP holds a performance score of 19. The firm owns a Beta (Systematic Risk) of 1.56, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, EZCORP will likely underperform. Please check EZCORP's potential upside, and the relationship between the jensen alpha and accumulation distribution , to make a quick decision on whether EZCORP's current price history will revert.
Auto-correlation | 0.40 |
Average predictability
EZCORP Inc has average predictability. Overlapping area represents the amount of predictability between EZCORP time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of EZCORP Inc price movement. The serial correlation of 0.4 indicates that just about 40.0% of current EZCORP price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.4 | |
| Spearman Rank Test | 0.55 | |
| Residual Average | 0.0 | |
| Price Variance | 1.7 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
EZCORP Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, EZCORP Inc reported net income of 109.61 M. This is 91.42% lower than that of the Consumer Finance sector and 91.97% lower than that of the Financials industry. The net income for all United States stocks is 80.8% higher than that of the company.
EZCORP Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses EZCORP's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of EZCORP could also be used in its relative valuation, which is a method of valuing EZCORP by comparing valuation metrics of similar companies.EZCORP is currently under evaluation in net income category among its peers.
EZCORP ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, EZCORP's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to EZCORP's managers, analysts, and investors.Environmental | Governance | Social |
EZCORP Institutional Holders
Institutional Holdings refers to the ownership stake in EZCORP that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of EZCORP's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing EZCORP's value.| Shares | Amvescap Plc. | 2025-06-30 | 1.1 M | State Street Corp | 2025-06-30 | 1.1 M | Two Sigma Advisers, Llc | 2025-06-30 | 1.1 M | Qube Research & Technologies | 2025-06-30 | 1.1 M | Two Sigma Investments Llc | 2025-06-30 | 1 M | D. E. Shaw & Co Lp | 2025-06-30 | 954.4 K | Citadel Advisors Llc | 2025-06-30 | 947.8 K | Ubs Group Ag | 2025-06-30 | 906 K | Wellington Management Company Llp | 2025-06-30 | 898.6 K | Blackrock Inc | 2025-06-30 | 7.9 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 3.5 M |
EZCORP Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0606 | ||||
| Profit Margin | 0.09 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 1.88 B | ||||
| Shares Outstanding | 58.73 M | ||||
| Shares Owned By Insiders | 4.54 % | ||||
| Shares Owned By Institutions | 95.46 % | ||||
| Number Of Shares Shorted | 13.69 M | ||||
| Price To Earning | 14.40 X | ||||
| Price To Book | 1.48 X | ||||
| Price To Sales | 1.18 X | ||||
| Revenue | 1.27 B | ||||
| Gross Profit | 783.63 M | ||||
| EBITDA | 202.34 M | ||||
| Net Income | 109.61 M | ||||
| Cash And Equivalents | 206.03 M | ||||
| Cash Per Share | 3.66 X | ||||
| Total Debt | 764.04 M | ||||
| Debt To Equity | 0.79 % | ||||
| Current Ratio | 4.21 X | ||||
| Book Value Per Share | 17.36 X | ||||
| Cash Flow From Operations | 148.99 M | ||||
| Short Ratio | 16.48 X | ||||
| Earnings Per Share | 1.57 X | ||||
| Price To Earnings To Growth | 0.35 X | ||||
| Target Price | 31.4 | ||||
| Number Of Employees | 8.5 K | ||||
| Beta | 0.53 | ||||
| Market Capitalization | 1.58 B | ||||
| Total Asset | 1.95 B | ||||
| Retained Earnings | 612.69 M | ||||
| Working Capital | 925.38 M | ||||
| Current Asset | 482.14 M | ||||
| Current Liabilities | 94.98 M | ||||
| Net Asset | 1.95 B |
About EZCORP Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze EZCORP Inc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of EZCORP using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of EZCORP Inc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When running EZCORP's price analysis, check to measure EZCORP's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy EZCORP is operating at the current time. Most of EZCORP's value examination focuses on studying past and present price action to predict the probability of EZCORP's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move EZCORP's price. Additionally, you may evaluate how the addition of EZCORP to your portfolios can decrease your overall portfolio volatility.