First Bancshares Net Income
| FUSB Stock | USD 15.59 0.09 0.58% |
As of the 8th of February, First Bancshares shows the Coefficient Of Variation of 754.84, downside deviation of 2.03, and Mean Deviation of 1.36. First Bancshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Bancshares Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 2.457 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 7.4 M | 4.3 M | |
| Net Income Applicable To Common Shares | 6.2 M | 4 M | |
| Net Income From Continuing Ops | 9.4 M | 9.9 M | |
| Net Income Per Share | 1.03 | 0.91 | |
| Net Income Per E B T | 0.76 | 0.53 |
First | Net Income | Build AI portfolio with First Stock |
Analyzing First Bancshares's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing First Bancshares's current valuation and future prospects.
Latest First Bancshares' Net Income Growth Pattern
Below is the plot of the Net Income of First Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Bancshares financial statement analysis. It represents the amount of money remaining after all of First Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Bancshares' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Bancshares' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 8.17 M | 10 Years Trend |
|
Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 3,265,622 | |
| Geometric Mean | 3,538,211 | |
| Coefficient Of Variation | 120.73 | |
| Mean Deviation | 2,486,395 | |
| Median | 3,615,091 | |
| Standard Deviation | 3,942,708 | |
| Sample Variance | 15.5T | |
| Range | 17.6M | |
| R-Value | 0.61 | |
| Mean Square Error | 10.3T | |
| R-Squared | 0.38 | |
| Significance | 0.01 | |
| Slope | 478,753 | |
| Total Sum of Squares | 248.7T |
First Net Income History
Other Fundumenentals of First Bancshares
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First Bancshares Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Bancshares is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancshares. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.244 | Dividend Share 0.28 | Earnings Share 1 | Revenue Per Share | Quarterly Revenue Growth 0.101 |
Investors evaluate First Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Bancshares' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause First Bancshares' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Bancshares' market price signifies the transaction level at which participants voluntarily complete trades.
First Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Bancshares.
| 11/10/2025 |
| 02/08/2026 |
If you would invest 0.00 in First Bancshares on November 10, 2025 and sell it all today you would earn a total of 0.00 from holding First Bancshares or generate 0.0% return on investment in First Bancshares over 90 days. First Bancshares is related to or competes with Bank of the, United Bancorp, IF Bancorp, Fifth District, First Northwest, Auburn National, and Summit State. First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking produc... More
First Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.03 | |||
| Information Ratio | 0.0892 | |||
| Maximum Drawdown | 11.57 | |||
| Value At Risk | (3.07) | |||
| Potential Upside | 2.98 |
First Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Bancshares' standard deviation. In reality, there are many statistical measures that can use First Bancshares historical prices to predict the future First Bancshares' volatility.| Risk Adjusted Performance | 0.1129 | |||
| Jensen Alpha | 0.2396 | |||
| Total Risk Alpha | 0.0596 | |||
| Sortino Ratio | 0.091 | |||
| Treynor Ratio | 0.8443 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Bancshares' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
First Bancshares February 8, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1129 | |||
| Market Risk Adjusted Performance | 0.8543 | |||
| Mean Deviation | 1.36 | |||
| Semi Deviation | 1.72 | |||
| Downside Deviation | 2.03 | |||
| Coefficient Of Variation | 754.84 | |||
| Standard Deviation | 2.07 | |||
| Variance | 4.29 | |||
| Information Ratio | 0.0892 | |||
| Jensen Alpha | 0.2396 | |||
| Total Risk Alpha | 0.0596 | |||
| Sortino Ratio | 0.091 | |||
| Treynor Ratio | 0.8443 | |||
| Maximum Drawdown | 11.57 | |||
| Value At Risk | (3.07) | |||
| Potential Upside | 2.98 | |||
| Downside Variance | 4.13 | |||
| Semi Variance | 2.95 | |||
| Expected Short fall | (1.43) | |||
| Skewness | 0.7068 | |||
| Kurtosis | 4.55 |
First Bancshares Backtested Returns
First Bancshares appears to be not too volatile, given 3 months investment horizon. First Bancshares secures Sharpe Ratio (or Efficiency) of 0.13, which denotes the company had a 0.13 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for First Bancshares, which you can use to evaluate the volatility of the firm. Please utilize First Bancshares' Downside Deviation of 2.03, mean deviation of 1.36, and Coefficient Of Variation of 754.84 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Bancshares holds a performance score of 10. The firm shows a Beta (market volatility) of 0.31, which means possible diversification benefits within a given portfolio. As returns on the market increase, First Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding First Bancshares is expected to be smaller as well. Please check First Bancshares' semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether First Bancshares' price patterns will revert.
Auto-correlation | -0.01 |
Very weak reverse predictability
First Bancshares has very weak reverse predictability. Overlapping area represents the amount of predictability between First Bancshares time series from 10th of November 2025 to 25th of December 2025 and 25th of December 2025 to 8th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Bancshares price movement. The serial correlation of -0.01 indicates that just 1.0% of current First Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.01 | |
| Spearman Rank Test | 0.09 | |
| Residual Average | 0.0 | |
| Price Variance | 0.54 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, First Bancshares reported net income of 8.17 M. This is 99.36% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 98.57% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Bancshares could also be used in its relative valuation, which is a method of valuing First Bancshares by comparing valuation metrics of similar companies.First Bancshares is currently under evaluation in net income category among its peers.
First Bancshares Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Bancshares from analyzing First Bancshares' financial statements. These drivers represent accounts that assess First Bancshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Bancshares' important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 67.2M | 52.7M | 61.6M | 73.7M | 81.3M | 86.9M | |
| Enterprise Value | 26.7M | 53.3M | 32.1M | 47.3M | 82.8M | 78.4M |
First Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
First Bancshares Institutional Holders
Institutional Holdings refers to the ownership stake in First Bancshares that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of First Bancshares' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Bancshares' value.| Shares | Susquehanna International Group, Llp | 2025-06-30 | 17.8 K | Bridgeway Capital Management, Llc | 2025-06-30 | 14 K | Bank Of America Corp | 2025-06-30 | 11.7 K | Diversified Enterprises, Llc | 2025-06-30 | 11.5 K | Ubs Group Ag | 2025-06-30 | 3.6 K | Royal Bank Of Canada | 2025-06-30 | 1000 | State Of Wyoming | 2025-06-30 | 856 | Advisor Group Holdings, Inc. | 2025-06-30 | 555 | Tower Research Capital Llc | 2025-06-30 | 334 | Gendell Jeffrey L | 2025-06-30 | 377.7 K | Vanguard Group Inc | 2025-06-30 | 99 K |
First Fundamentals
| Return On Equity | 0.0587 | ||||
| Return On Asset | 0.0053 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 21.41 M | ||||
| Shares Outstanding | 5.7 M | ||||
| Shares Owned By Insiders | 17.68 % | ||||
| Shares Owned By Institutions | 17.92 % | ||||
| Number Of Shares Shorted | 5.26 K | ||||
| Price To Earning | 20.41 X | ||||
| Price To Book | 0.85 X | ||||
| Price To Sales | 2.43 X | ||||
| Revenue | 62.99 M | ||||
| Gross Profit | 37.01 M | ||||
| EBITDA | 7.94 M | ||||
| Net Income | 8.17 M | ||||
| Cash And Equivalents | 36.94 M | ||||
| Cash Per Share | 6.36 X | ||||
| Total Debt | 10.95 M | ||||
| Debt To Equity | 6.96 % | ||||
| Book Value Per Share | 18.54 X | ||||
| Cash Flow From Operations | 7.76 M | ||||
| Short Ratio | 0.73 X | ||||
| Earnings Per Share | 1.00 X | ||||
| Number Of Employees | 151 | ||||
| Beta | 0.28 | ||||
| Market Capitalization | 89.91 M | ||||
| Total Asset | 1.15 B | ||||
| Retained Earnings | 121.25 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 1.04 % | ||||
| Net Asset | 1.15 B | ||||
| Last Dividend Paid | 0.28 |
About First Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether First Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancshares Stock:Check out For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancshares. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.244 | Dividend Share 0.28 | Earnings Share 1 | Revenue Per Share | Quarterly Revenue Growth 0.101 |
Investors evaluate First Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Bancshares' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause First Bancshares' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Bancshares' market price signifies the transaction level at which participants voluntarily complete trades.