High Templar Tech Key Fundamental Indicators

HTT Stock   2.77  0.05  1.84%   
As of the 27th of February, High Templar retains the Standard Deviation of 2.83, market risk adjusted performance of (0.78), and Risk Adjusted Performance of (0.18). High Templar technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

High Templar Total Revenue

185.05 Million

Analyzing historical trends in various income statement and balance sheet accounts from High Templar's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting High Templar's valuation are summarized below:
Gross Profit
5.1 M
Profit Margin
8.9452
Market Capitalization
515.2 M
Revenue
90 M
Earnings Share
0.25
There are currently one hundred twenty fundamental trends for High Templar Tech that can be evaluated and compared over time across competitors. All traders should confirm High Templar's regular fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 4.1 B in 2026. Enterprise Value is likely to drop to about 314.4 M in 2026 This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
At this time, High Templar's Research Development is comparatively stable compared to the past year. Total Other Income Expense Net is likely to gain to about 562.3 M in 2026, whereas Selling And Marketing Expenses is likely to drop slightly above 5 M in 2026.
  
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High Templar Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets13 B14.3 B9.4 B
Slightly volatile
Short and Long Term Debt Total673.2 M708.7 M1.7 B
Very volatile
Total Current Liabilities961.1 MBB
Very volatile
Property Plant And Equipment Net2.1 BB586.1 M
Slightly volatile
Cash3.2 B4.9 B2.3 B
Slightly volatile
Non Current Assets Total1.4 B2.7 B1.1 B
Slightly volatile
Non Currrent Assets Other454.8 M406.4 M341.1 M
Slightly volatile
Cash And Short Term Investments5.4 B8.5 BB
Slightly volatile
Net Receivables227.4 M239.4 M2.8 B
Very volatile
Common Stock Shares Outstanding261.1 M215.9 M200.3 M
Slightly volatile
Liabilities And Stockholders Equity13 B14.3 B9.4 B
Slightly volatile
Non Current Liabilities Total41.6 M43.8 M1.1 B
Pretty Stable
Other Current Assets1.6 B2.8 B1.2 B
Slightly volatile
Other Stockholder Equity3.3 BB2.3 B
Slightly volatile
Total LiabilitiesB1.1 B3.1 B
Pretty Stable
Total Current Assets11.6 B11.7 B8.3 B
Slightly volatile
Short Term Debt631.6 M664.8 M1.3 B
Very volatile
Accounts Payable107.9 M155.5 M79.2 M
Slightly volatile
Short Term Investments2.8 B3.6 B1.7 B
Slightly volatile
Intangible Assets1.9 MM9.7 M
Very volatile
Common Stock187.8 K202.3 K132.6 K
Slightly volatile
Inventory9.1 M9.6 M83.8 M
Slightly volatile
Current Deferred Revenue293.7 M330.4 M360.6 M
Slightly volatile
Capital Lease Obligations70 M60.7 M161.8 M
Slightly volatile
Net Invested Capital9.8 B10.8 B12.7 B
Slightly volatile
Long Term Investments258.8 M202.6 M343.8 M
Slightly volatile
Property Plant And Equipment Gross1.5 B2.1 B1.3 B
Slightly volatile
Capital Stock140.7 K158.3 K172.8 K
Slightly volatile
Non Current Liabilities OtherMM9.8 M
Slightly volatile
Net Working Capital8.1 B8.1 B10.9 B
Slightly volatile
Other Assets347.5 M318 M434.2 M
Slightly volatile
Good Will206232253
Slightly volatile
Capital Surpluse3.2 B3.6 BB
Slightly volatile
Short and Long Term Debt869.4 M828 M206.8 M
Slightly volatile
Cash And Equivalents5.5 B4.9 BB
Slightly volatile
Property Plant Equipment1.5 BB1.1 B
Slightly volatile

High Templar Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization37.1 M63.8 M27.8 M
Slightly volatile
Selling General Administrative244.8 M318 M178.2 M
Slightly volatile
Selling And Marketing ExpensesM5.3 M155.8 M
Very volatile
Total Revenue185 M194.8 M1.8 B
Very volatile
Other Operating Expenses448.5 M472.1 M1.2 B
Pretty Stable
Research Development113 M67.2 M78.4 M
Slightly volatile
Cost Of Revenue171.9 M180.9 M427.3 M
Pretty Stable
Total Operating Expenses276.6 M291.2 M769.2 M
Pretty Stable
Income Tax Expense56.3 M59.2 M163.9 M
Very volatile
Tax Provision96.2 M59.2 M206 M
Slightly volatile
Net Interest Income93.9 M167.5 M50.8 M
Slightly volatile
Interest Income99.2 M167.5 M62.6 M
Slightly volatile
Reconciled Depreciation52.1 M49.9 M85.7 M
Slightly volatile

High Templar Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation1.9 MM24.8 M
Very volatile
Depreciation37.1 M63.8 M27.8 M
Slightly volatile
Capital Expenditures209.3 M365.7 M157.3 M
Slightly volatile
End Period Cash Flow3.5 B5.8 B2.6 B
Slightly volatile
Begin Period Cash Flow8.8 B8.4 B2.9 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio19.020.0143
Slightly volatile
Dividend Yield0.010.01130.0123
Slightly volatile
Days Sales Outstanding490516K
Slightly volatile
Average Payables66.9 M121.9 M65.7 M
Slightly volatile
Stock Based Compensation To Revenue0.01140.0120.0585
Slightly volatile
Capex To Depreciation7.46.599.8867
Slightly volatile
Inventory Turnover29.7121.6624.1992
Very volatile
Days Of Inventory On Hand26.5617.4424.2987
Slightly volatile
Payables Turnover1.621.716.9089
Slightly volatile
Sales General And Administrative To Revenue1.211.150.4548
Slightly volatile
Average Inventory41.6 M48.2 M50.5 M
Pretty Stable
Research And Ddevelopement To Revenue0.260.240.1507
Pretty Stable
Capex To Revenue1.391.320.5735
Slightly volatile
Cash Per Share38.236.3817.6062
Slightly volatile
Payout Ratio1.161.311.4282
Slightly volatile
Days Payables Outstanding232221106
Slightly volatile
Intangibles To Total Assets2.0E-42.0E-46.0E-4
Very volatile
Current Ratio7.528.127.2071
Slightly volatile
Receivables Turnover0.70.7325.2692
Pretty Stable
Graham Number57.330.3636.646
Slightly volatile
Capex Per Share1.641.570.7202
Slightly volatile
Average Receivables194.3 M204.5 M2.9 B
Pretty Stable
Revenue Per Share1.291.366.2319
Very volatile
Interest Debt Per Share4.74.958.1808
Slightly volatile
Debt To Assets0.0690.07260.3987
Slightly volatile
Operating Cycle511538K
Slightly volatile
Days Of Payables Outstanding232221106
Slightly volatile
Dividend Payout Ratio1.161.311.4282
Slightly volatile
Total Debt To Capitalization0.07120.0750.5325
Slightly volatile
Quick Ratio7.488.117.1762
Slightly volatile
Net Income Per E B T0.890.670.8096
Pretty Stable
Cash Ratio2.13.412.0296
Slightly volatile
Cash Conversion Cycle2432561.9 K
Slightly volatile
Days Of Inventory Outstanding26.5617.4424.2987
Slightly volatile
Days Of Sales Outstanding490516K
Slightly volatile
Fixed Asset Turnover0.140.1241114
Pretty Stable
Debt Ratio0.0690.07260.3987
Slightly volatile
Price Sales Ratio19.020.0143
Slightly volatile
Asset Turnover0.0190.020.1348
Very volatile

High Templar Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap4.1 B4.3 B12.9 B
Slightly volatile

High Fundamental Market Drivers

Forward Price Earnings3.8052
Cash And Short Term Investments7.4 B

High Profit Margin Driver Correlations

Understanding the fundamental principles of building solid financial models for High Templar is extremely important. It helps to project a fair market value of High Stock properly, considering its historical fundamentals such as Profit Margin. Since High Templar's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of High Templar's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of High Templar's interrelated accounts and indicators.
Is there potential for Consumer Finance market expansion? Will High introduce new products? Factors like these will boost the valuation of High Templar. Market participants price High higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about High Templar listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
2.479
Earnings Share
0.25
Revenue Per Share
0.543
Quarterly Revenue Growth
(0.84)
Return On Assets
(0.02)
The market value of High Templar Tech is measured differently than its book value, which is the value of High that is recorded on the company's balance sheet. Investors also form their own opinion of High Templar's value that differs from its market value or its book value, called intrinsic value, which is High Templar's true underlying value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Because High Templar's market value can be influenced by many factors that don't directly affect High Templar's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between High Templar's value and its price as these two are different measures arrived at by different means. Investors typically determine if High Templar is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, High Templar's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

High Templar 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to High Templar's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of High Templar.
0.00
11/29/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/27/2026
0.00
If you would invest  0.00  in High Templar on November 29, 2025 and sell it all today you would earn a total of 0.00 from holding High Templar Tech or generate 0.0% return on investment in High Templar over 90 days. High Templar is related to or competes with Lexinfintech Holdings, Atlanticus Holdings, Nerdwallet, World Acceptance, Bowhead Specialty, Esquire Financial, and Up Fintech. High Templar is entity of United States. It is traded as Stock on NYSE exchange. More

High Templar Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure High Templar's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess High Templar Tech upside and downside potential and time the market with a certain degree of confidence.

High Templar Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for High Templar's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as High Templar's standard deviation. In reality, there are many statistical measures that can use High Templar historical prices to predict the future High Templar's volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of High Templar's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
0.222.765.30
Details
Intrinsic
Valuation
LowRealHigh
0.132.525.06
Details
Naive
Forecast
LowNextHigh
0.182.725.27
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
0.472.762.88
Details

High Templar February 27, 2026 Technical Indicators

High Templar Tech Backtested Returns

High Templar Tech holds Efficiency (Sharpe) Ratio of -0.34, which attests that the entity had a -0.34 % return per unit of risk over the last 3 months. High Templar Tech exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out High Templar's Standard Deviation of 2.83, market risk adjusted performance of (0.78), and Risk Adjusted Performance of (0.18) to validate the risk estimate we provide. The company retains a Market Volatility (i.e., Beta) of 0.91, which attests to possible diversification benefits within a given portfolio. High Templar returns are very sensitive to returns on the market. As the market goes up or down, High Templar is expected to follow. At this point, High Templar Tech has a negative expected return of -0.86%. Please make sure to check out High Templar's coefficient of variation, value at risk, as well as the relationship between the Value At Risk and rate of daily change , to decide if High Templar Tech performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  0.76  

Good predictability

High Templar Tech has good predictability. Overlapping area represents the amount of predictability between High Templar time series from 29th of November 2025 to 13th of January 2026 and 13th of January 2026 to 27th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of High Templar Tech price movement. The serial correlation of 0.76 indicates that around 76.0% of current High Templar price fluctuation can be explain by its past prices.
Correlation Coefficient0.76
Spearman Rank Test0.82
Residual Average0.0
Price Variance0.02
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Competition

High Pretax Profit Margin

Pretax Profit Margin

0.69

At this time, High Templar's Pretax Profit Margin is comparatively stable compared to the past year.
Based on the latest financial disclosure, High Templar Tech has a Profit Margin of 8.9452%. This is 23.28% lower than that of the Consumer Finance sector and 40.48% lower than that of the Financials industry. The profit margin for all United States stocks is notably lower than that of the firm.

High Templar Tech Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining High Templar's current stock value. Our valuation model uses many indicators to compare High Templar value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across High Templar competition to find correlations between indicators driving High Templar's intrinsic value. More Info.
High Templar Tech is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, High Templar's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value High Templar by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

High Profit Margin Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses High Templar's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of High Templar could also be used in its relative valuation, which is a method of valuing High Templar by comparing valuation metrics of similar companies.
High Templar is currently under evaluation in profit margin category among its peers.

High Templar Current Valuation Drivers

We derive many important indicators used in calculating different scores of High Templar from analyzing High Templar's financial statements. These drivers represent accounts that assess High Templar's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of High Templar's important valuation drivers and their relationship over time.
202120222023202420252026 (projected)
Market Cap1.6B1.6B3.1B3.8B4.3B4.1B
Enterprise Value527.6M(1.7B)(4.0B)287.8M331.0M314.4M

High Fundamentals

About High Templar Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze High Templar Tech's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of High Templar using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of High Templar Tech based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue330.4 M293.7 M
Total Revenue194.8 M185 M
Cost Of Revenue180.9 M171.9 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 1.15  1.21 
Research And Ddevelopement To Revenue 0.24  0.26 
Capex To Revenue 1.32  1.39 
Revenue Per Share 1.36  1.29 
Ebit Per Revenue(1.64)(1.56)

Thematic Opportunities

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Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
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Additional Tools for High Stock Analysis

When running High Templar's price analysis, check to measure High Templar's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy High Templar is operating at the current time. Most of High Templar's value examination focuses on studying past and present price action to predict the probability of High Templar's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move High Templar's price. Additionally, you may evaluate how the addition of High Templar to your portfolios can decrease your overall portfolio volatility.