High Templar Tech Net Income

HTT Stock   2.79  0.10  3.72%   
As of the 3rd of March, High Templar retains the Standard Deviation of 2.52, risk adjusted performance of (0.23), and Market Risk Adjusted Performance of (0.86). High Templar technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

High Templar Total Revenue

185.05 Million

Analyzing historical trends in various income statement and balance sheet accounts from High Templar's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting High Templar's valuation are summarized below:
Gross Profit
5.1 M
Profit Margin
8.9452
Market Capitalization
509.5 M
Revenue
90 M
Earnings Share
0.25
There are currently one hundred twenty fundamental trends for High Templar Tech that can be evaluated and compared over time across competitors. All traders should confirm High Templar's regular fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 4.1 B in 2026. Enterprise Value is likely to drop to about 314.4 M in 2026 This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income82.6 M78.4 M
Net Income From Continuing Ops82.6 M70.9 M
Net Income Applicable To Common Shares105.5 M110.8 M
Net Income Per Share 0.58  0.55 
Net Income Per E B T 0.67  0.89 
At this time, High Templar's Net Income Applicable To Common Shares is comparatively stable compared to the past year. Net Income Per E B T is likely to gain to 0.89 in 2026, whereas Net Income is likely to drop slightly above 78.4 M in 2026.
  
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The evolution of Net Income for High Templar Tech provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how High Templar compares to historical norms and industry peers.

Latest High Templar's Net Income Growth Pattern

Below is the plot of the Net Income of High Templar Tech over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in High Templar Tech financial statement analysis. It represents the amount of money remaining after all of High Templar Tech operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is High Templar's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in High Templar's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 91.73 M10 Years Trend
Very volatile
   Net Income   
       Timeline  

High Net Income Regression Statistics

Arithmetic Mean557,029,382
Coefficient Of Variation190.91
Mean Deviation788,521,424
Median78,430,005
Standard Deviation1,063,434,002
Sample Variance1130891.9T
Range3.6B
R-Value0.08
Mean Square Error1199454.3T
R-Squared0.01
Significance0.77
Slope15,846,613
Total Sum of Squares18094270T

High Net Income History

202678.4 M
202582.6 M
202491.7 M
202339.1 M
2022-362 M
2021589.1 M
2020958.8 M

Other Fundumenentals of High Templar Tech

High Templar Net Income component correlations

High Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for High Templar is extremely important. It helps to project a fair market value of High Stock properly, considering its historical fundamentals such as Net Income. Since High Templar's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of High Templar's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of High Templar's interrelated accounts and indicators.
Is there potential for Consumer Finance market expansion? Will High introduce new products? Factors like these will boost the valuation of High Templar. Market participants price High higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about High Templar listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
2.479
Earnings Share
0.25
Revenue Per Share
0.543
Quarterly Revenue Growth
(0.84)
Return On Assets
(0.02)
The market value of High Templar Tech is measured differently than its book value, which is the value of High that is recorded on the company's balance sheet. Investors also form their own opinion of High Templar's value that differs from its market value or its book value, called intrinsic value, which is High Templar's true underlying value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Because High Templar's market value can be influenced by many factors that don't directly affect High Templar's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between High Templar's value and its price as these two are different measures arrived at by different means. Investors typically determine if High Templar is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, High Templar's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

High Templar 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to High Templar's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of High Templar.
0.00
12/03/2025
No Change 0.00  0.0 
In 2 months and 31 days
03/03/2026
0.00
If you would invest  0.00  in High Templar on December 3, 2025 and sell it all today you would earn a total of 0.00 from holding High Templar Tech or generate 0.0% return on investment in High Templar over 90 days. High Templar is related to or competes with Lexinfintech Holdings, Atlanticus Holdings, Nerdwallet, World Acceptance, Bowhead Specialty, Esquire Financial, and Up Fintech. High Templar is entity of United States. It is traded as Stock on NYSE exchange. More

High Templar Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure High Templar's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess High Templar Tech upside and downside potential and time the market with a certain degree of confidence.

High Templar Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for High Templar's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as High Templar's standard deviation. In reality, there are many statistical measures that can use High Templar historical prices to predict the future High Templar's volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of High Templar's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
0.202.785.36
Details
Intrinsic
Valuation
LowRealHigh
0.182.765.34
Details
Naive
Forecast
LowNextHigh
0.072.645.22
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
2.792.792.79
Details

High Templar March 3, 2026 Technical Indicators

High Templar Tech Backtested Returns

High Templar Tech holds Efficiency (Sharpe) Ratio of -0.34, which attests that the entity had a -0.34 % return per unit of risk over the last 3 months. High Templar Tech exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out High Templar's Market Risk Adjusted Performance of (0.86), standard deviation of 2.52, and Risk Adjusted Performance of (0.23) to validate the risk estimate we provide. The company retains a Market Volatility (i.e., Beta) of 0.93, which attests to possible diversification benefits within a given portfolio. High Templar returns are very sensitive to returns on the market. As the market goes up or down, High Templar is expected to follow. At this point, High Templar Tech has a negative expected return of -0.88%. Please make sure to check out High Templar's coefficient of variation, value at risk, as well as the relationship between the Value At Risk and rate of daily change , to decide if High Templar Tech performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  0.83  

Very good predictability

High Templar Tech has very good predictability. Overlapping area represents the amount of predictability between High Templar time series from 3rd of December 2025 to 17th of January 2026 and 17th of January 2026 to 3rd of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of High Templar Tech price movement. The serial correlation of 0.83 indicates that around 83.0% of current High Templar price fluctuation can be explain by its past prices.
Correlation Coefficient0.83
Spearman Rank Test0.67
Residual Average0.0
Price Variance0.02
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

High Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

16.6 Million

At this time, High Templar's Accumulated Other Comprehensive Income is comparatively stable compared to the past year.
Based on the recorded statements, High Templar Tech reported net income of 91.73 M. This is 92.82% lower than that of the Consumer Finance sector and 93.28% lower than that of the Financials industry. The net income for all United States stocks is 83.93% higher than that of the company.

High Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses High Templar's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of High Templar could also be used in its relative valuation, which is a method of valuing High Templar by comparing valuation metrics of similar companies.
High Templar is currently under evaluation in net income category among its peers.

High Templar Current Valuation Drivers

We derive many important indicators used in calculating different scores of High Templar from analyzing High Templar's financial statements. These drivers represent accounts that assess High Templar's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of High Templar's important valuation drivers and their relationship over time.
202120222023202420252026 (projected)
Market Cap1.6B1.6B3.1B3.8B4.3B4.1B
Enterprise Value527.6M(1.7B)(4.0B)287.8M331.0M314.4M

High Fundamentals

About High Templar Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze High Templar Tech's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of High Templar using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of High Templar Tech based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Thematic Opportunities

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Additional Tools for High Stock Analysis

When running High Templar's price analysis, check to measure High Templar's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy High Templar is operating at the current time. Most of High Templar's value examination focuses on studying past and present price action to predict the probability of High Templar's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move High Templar's price. Additionally, you may evaluate how the addition of High Templar to your portfolios can decrease your overall portfolio volatility.