World Acceptance Net Income
| WRLD Stock | USD 131.15 3.27 2.56% |
As of the 17th of February 2026, World Acceptance maintains the Downside Deviation of 4.48, mean deviation of 2.35, and Market Risk Adjusted Performance of 0.0243. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of World Acceptance, as well as the relationship between them. Please check out World Acceptance jensen alpha, potential upside, as well as the relationship between the Potential Upside and skewness to decide if World Acceptance is priced fairly, providing market reflects its latest price of 131.15 per share. Given that World Acceptance has jensen alpha of (0.09), we strongly advise you to confirm World Acceptance's prevalent market performance to make sure the company can sustain itself at a future point.
World Acceptance Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 2.6605 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 103.2 M | 108.4 M | |
| Net Income Applicable To Common Shares | 24.4 M | 23.2 M | |
| Net Income From Continuing Ops | 80.8 M | 63.7 M | |
| Net Income Per Share | 14.67 | 15.40 | |
| Net Income Per E B T | 0.72 | 0.52 |
World | Net Income | Build AI portfolio with World Stock |
Analyzing World Acceptance's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing World Acceptance's current valuation and future prospects.
Latest World Acceptance's Net Income Growth Pattern
Below is the plot of the Net Income of World Acceptance over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in World Acceptance financial statement analysis. It represents the amount of money remaining after all of World Acceptance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is World Acceptance's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in World Acceptance's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 89.74 M | 10 Years Trend |
|
Net Income |
| Timeline |
World Net Income Regression Statistics
| Arithmetic Mean | 73,164,053 | |
| Coefficient Of Variation | 47.50 | |
| Mean Deviation | 28,864,690 | |
| Median | 87,395,557 | |
| Standard Deviation | 34,749,718 | |
| Sample Variance | 1207.5T | |
| Range | 111.4M | |
| R-Value | 0.07 | |
| Mean Square Error | 1281.4T | |
| R-Squared | 0.01 | |
| Significance | 0.78 | |
| Slope | 494,727 | |
| Total Sum of Squares | 19320.7T |
World Net Income History
Other Fundumenentals of World Acceptance
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
World Acceptance Net Income component correlations
World Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for World Acceptance is extremely important. It helps to project a fair market value of World Stock properly, considering its historical fundamentals such as Net Income. Since World Acceptance's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of World Acceptance's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of World Acceptance's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Consumer Finance sector continue expanding? Could World diversify its offerings? Factors like these will boost the valuation of World Acceptance. Anticipated expansion of World directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every World Acceptance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.86) | Earnings Share 7.77 | Revenue Per Share | Quarterly Revenue Growth 0.019 | Return On Assets |
The market value of World Acceptance is measured differently than its book value, which is the value of World that is recorded on the company's balance sheet. Investors also form their own opinion of World Acceptance's value that differs from its market value or its book value, called intrinsic value, which is World Acceptance's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because World Acceptance's market value can be influenced by many factors that don't directly affect World Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between World Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if World Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, World Acceptance's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
World Acceptance 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to World Acceptance's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of World Acceptance.
| 11/19/2025 |
| 02/17/2026 |
If you would invest 0.00 in World Acceptance on November 19, 2025 and sell it all today you would earn a total of 0.00 from holding World Acceptance or generate 0.0% return on investment in World Acceptance over 90 days. World Acceptance is related to or competes with Lexinfintech Holdings, Atlanticus Holdings, TrustCo Bank, Velocity Financial, Business First, CNB Financial, and Horizon Bancorp. World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business More
World Acceptance Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure World Acceptance's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess World Acceptance upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 4.48 | |||
| Information Ratio | (0.01) | |||
| Maximum Drawdown | 23.16 | |||
| Value At Risk | (5.39) | |||
| Potential Upside | 4.13 |
World Acceptance Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for World Acceptance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as World Acceptance's standard deviation. In reality, there are many statistical measures that can use World Acceptance historical prices to predict the future World Acceptance's volatility.| Risk Adjusted Performance | 0.0163 | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.23) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0143 |
World Acceptance February 17, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0163 | |||
| Market Risk Adjusted Performance | 0.0243 | |||
| Mean Deviation | 2.35 | |||
| Semi Deviation | 4.32 | |||
| Downside Deviation | 4.48 | |||
| Coefficient Of Variation | 9369.39 | |||
| Standard Deviation | 3.49 | |||
| Variance | 12.16 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.23) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0143 | |||
| Maximum Drawdown | 23.16 | |||
| Value At Risk | (5.39) | |||
| Potential Upside | 4.13 | |||
| Downside Variance | 20.04 | |||
| Semi Variance | 18.62 | |||
| Expected Short fall | (2.13) | |||
| Skewness | (2.16) | |||
| Kurtosis | 9.12 |
World Acceptance Backtested Returns
At this point, World Acceptance is very steady. World Acceptance shows Sharpe Ratio of close to zero, which attests that the company had a close to zero % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for World Acceptance, which you can use to evaluate the volatility of the company. Please check out World Acceptance's Market Risk Adjusted Performance of 0.0243, mean deviation of 2.35, and Downside Deviation of 4.48 to validate if the risk estimate we provide is consistent with the expected return of 4.0E-4%. The firm maintains a market beta of 1.9, which attests to a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, World Acceptance will likely underperform. World Acceptance right now maintains a risk of 3.58%. Please check out World Acceptance skewness, and the relationship between the potential upside and rate of daily change , to decide if World Acceptance will be following its historical returns.
Auto-correlation | -0.03 |
Very weak reverse predictability
World Acceptance has very weak reverse predictability. Overlapping area represents the amount of predictability between World Acceptance time series from 19th of November 2025 to 3rd of January 2026 and 3rd of January 2026 to 17th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of World Acceptance price movement. The serial correlation of -0.03 indicates that only 3.0% of current World Acceptance price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.03 | |
| Spearman Rank Test | 0.31 | |
| Residual Average | 0.0 | |
| Price Variance | 128.52 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
World Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, World Acceptance reported net income of 89.74 M. This is 92.97% lower than that of the Consumer Finance sector and 93.42% lower than that of the Financials industry. The net income for all United States stocks is 84.28% higher than that of the company.
World Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses World Acceptance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of World Acceptance could also be used in its relative valuation, which is a method of valuing World Acceptance by comparing valuation metrics of similar companies.World Acceptance is currently under evaluation in net income category among its peers.
World Acceptance ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, World Acceptance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to World Acceptance's managers, analysts, and investors.Environmental | Governance | Social |
World Acceptance Institutional Holders
Institutional Holdings refers to the ownership stake in World Acceptance that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of World Acceptance's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing World Acceptance's value.| Shares | Bridgeway Capital Management, Llc | 2025-06-30 | 57.9 K | Charles Schwab Investment Management Inc | 2025-06-30 | 57.6 K | Ingalls & Snyder Llc | 2025-06-30 | 53.2 K | Renaissance Technologies Corp | 2025-06-30 | 45.4 K | Aqr Capital Management Llc | 2025-06-30 | 41.4 K | Hhg Plc | 2025-06-30 | 38.5 K | D. E. Shaw & Co Lp | 2025-06-30 | 35.7 K | Bank Of New York Mellon Corp | 2025-06-30 | 31.7 K | Goldman Sachs Group Inc | 2025-06-30 | 30.5 K | Prescott General Partners Llc | 2025-06-30 | 1.8 M | Prescott Investors Inc | 2025-06-30 | 1.8 M |
World Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0567 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.08 % | ||||
| Current Valuation | 1.37 B | ||||
| Shares Outstanding | 4.94 M | ||||
| Shares Owned By Insiders | 19.38 % | ||||
| Shares Owned By Institutions | 84.14 % | ||||
| Number Of Shares Shorted | 236.98 K | ||||
| Price To Earning | 7.07 X | ||||
| Price To Book | 1.84 X | ||||
| Price To Sales | 1.15 X | ||||
| Revenue | 564.84 M | ||||
| Gross Profit | 388.58 M | ||||
| EBITDA | 164.97 M | ||||
| Net Income | 89.74 M | ||||
| Cash And Equivalents | 20.7 M | ||||
| Cash Per Share | 3.63 X | ||||
| Total Debt | 525.56 M | ||||
| Debt To Equity | 2.34 % | ||||
| Current Ratio | 18.27 X | ||||
| Book Value Per Share | 73.90 X | ||||
| Cash Flow From Operations | 254.16 M | ||||
| Short Ratio | 2.31 X | ||||
| Earnings Per Share | 7.77 X | ||||
| Price To Earnings To Growth | 7.10 X | ||||
| Target Price | 120.0 | ||||
| Number Of Employees | 2.84 K | ||||
| Beta | 1.22 | ||||
| Market Capitalization | 660.74 M | ||||
| Total Asset | 1.01 B | ||||
| Retained Earnings | 173.05 M | ||||
| Working Capital | (27.26 M) | ||||
| Current Asset | 12.38 M | ||||
| Current Liabilities | 39.63 M | ||||
| Net Asset | 1.01 B |
About World Acceptance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze World Acceptance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of World Acceptance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of World Acceptance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether World Acceptance is a strong investment it is important to analyze World Acceptance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact World Acceptance's future performance. For an informed investment choice regarding World Stock, refer to the following important reports:Check out For information on how to trade World Stock refer to our How to Trade World Stock guide.You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Will Consumer Finance sector continue expanding? Could World diversify its offerings? Factors like these will boost the valuation of World Acceptance. Anticipated expansion of World directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every World Acceptance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.86) | Earnings Share 7.77 | Revenue Per Share | Quarterly Revenue Growth 0.019 | Return On Assets |
The market value of World Acceptance is measured differently than its book value, which is the value of World that is recorded on the company's balance sheet. Investors also form their own opinion of World Acceptance's value that differs from its market value or its book value, called intrinsic value, which is World Acceptance's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because World Acceptance's market value can be influenced by many factors that don't directly affect World Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between World Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if World Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, World Acceptance's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.