First Historical Financial Ratios
| FCF Stock | USD 16.44 0.20 1.20% |
First Commonwealth is recently reporting on over 107 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as PTB Ratio of 1.71 or Days Sales Outstanding of 0.0 will help investors to properly organize and evaluate First Commonwealth financial condition quickly.
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About First Financial Ratios Analysis
First CommonwealthFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate First Commonwealth investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on First financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across First Commonwealth history.
First Commonwealth Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing First Commonwealth stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on First Commonwealth sales, a figure that is much harder to manipulate than other First Commonwealth Financial multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is First Commonwealth Financial dividend as a percentage of First Commonwealth stock price. First Commonwealth dividend yield is a measure of First Commonwealth stock productivity, which can be interpreted as interest rate earned on an First Commonwealth investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Book Value Per Share
The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.Average Inventory
The average amount of inventory a company holds over a certain period, which is used to calculate inventory turnover and efficiency in managing stock levels.Payout Ratio
Payout Ratio is the proportion of First Commonwealth Financial earnings paid out as dividends to shareholders. Payout Ratio is typically expressed as a percentage but can be shown as dividends paid out as a proportion of cash flow. The payout ratio is used to determine the sustainability of First Commonwealth dividend payments. A lower payout ratio is generally preferable to a higher payout ratio, with a ratio greater than 100% indicating First Commonwealth is paying out more in dividends than it makes in net income.Earnings Yield
The inverse of the price-to-earnings ratio, representing the percentage of each dollar invested in the stock that was earned by the company.Most ratios from First Commonwealth's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into First Commonwealth current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. At this time, First Commonwealth's PTB Ratio is most likely to increase slightly in the upcoming years. The First Commonwealth's current Capex To Depreciation is estimated to increase to 5.07, while Free Cash Flow Yield is projected to decrease to 0.06.
| 2022 | 2023 | 2024 | 2025 (projected) | Dividend Yield | 0.0341 | 0.0322 | 0.037 | 0.0404 | Price To Sales Ratio | 3.18 | 3.38 | 3.89 | 4.2 |
First Commonwealth fundamentals Correlations
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First Commonwealth Account Relationship Matchups
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First Commonwealth fundamentals Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Price To Sales Ratio | 2.94 | 3.99 | 3.18 | 3.38 | 3.89 | 4.2 | |
| Dividend Yield | 0.0403 | 0.0284 | 0.0341 | 0.0322 | 0.037 | 0.0404 | |
| Ptb Ratio | 1.35 | 1.0 | 1.39 | 1.24 | 1.38 | 1.71 | |
| Book Value Per Share | 10.96 | 11.61 | 11.24 | 12.94 | 11.65 | 6.16 | |
| Free Cash Flow Yield | 0.11 | 0.0633 | 0.092 | 0.0891 | 0.0802 | 0.0636 | |
| Operating Cash Flow Per Share | 1.08 | 1.73 | 1.62 | 1.6 | 1.44 | 0.76 | |
| Stock Based Compensation To Revenue | 0.007598 | 0.007995 | 0.008046 | 0.009004 | 0.008104 | 0.005883 | |
| Capex To Depreciation | 1.68 | 0.65 | 0.93 | 5.37 | 4.83 | 5.07 | |
| Pb Ratio | 1.35 | 1.0 | 1.39 | 1.24 | 1.38 | 1.71 | |
| Ev To Sales | 2.92 | 3.8 | 4.16 | 4.67 | 5.37 | 7.68 | |
| Free Cash Flow Per Share | 0.92 | 1.01 | 1.62 | 1.5 | 1.39 | 1.25 | |
| Roic | 0.0259 | 0.0397 | 0.0553 | 0.0276 | 0.0248 | 0.026 | |
| Net Income Per Share | 0.75 | 1.45 | 1.37 | 1.55 | 1.39 | 1.46 | |
| Capex To Revenue | 0.021 | 0.0276 | 0.0273 | 0.0472 | 0.0542 | 0.044 | |
| Cash Per Share | 12.31 | 15.17 | 10.08 | 1.45 | 1.3 | 1.24 | |
| Pocfratio | 10.09 | 9.32 | 8.64 | 9.71 | 11.16 | 13.73 | |
| Interest Coverage | 2.74 | 11.3 | 10.45 | 1.81 | 1.63 | 1.62 | |
| Capex To Operating Cash Flow | 0.071 | 0.16 | 0.072 | 0.0645 | 0.074 | 0.14 | |
| Pfcf Ratio | 15.81 | 10.87 | 9.96 | 9.33 | 12.91 | 16.13 | |
| Income Quality | 1.44 | 1.19 | 1.18 | 1.04 | 0.93 | 1.14 | |
| Ev To Operating Cash Flow | 10.04 | 8.87 | 11.28 | 13.41 | 15.42 | 25.82 | |
| Return On Tangible Assets | 0.008393 | 0.015 | 0.0135 | 0.0142 | 0.0163 | 0.0102 | |
| Ev To Free Cash Flow | 10.81 | 9.48 | 12.18 | 15.51 | 17.84 | 30.6 | |
| Intangibles To Total Assets | 0.0349 | 0.033 | 0.0319 | 0.0337 | 0.0304 | 0.0218 | |
| Net Debt To E B I T D A | (4.22) | (32.18) | 141.03 | 2.79 | 2.51 | 2.39 | |
| Current Ratio | 10.22 | 10.48 | 3.22 | 0.0636 | 0.0572 | 0.0543 | |
| Tangible Book Value Per Share | 7.71 | 8.32 | 7.9 | 9.14 | 8.22 | 4.93 | |
| Graham Number | 13.63 | 19.44 | 18.61 | 21.22 | 19.1 | 20.05 | |
| Shareholders Equity Per Share | 10.96 | 11.61 | 11.24 | 12.94 | 11.65 | 6.16 | |
| Debt To Equity | 0.33 | 0.29 | 0.53 | 0.57 | 0.66 | 0.62 | |
| Capex Per Share | 0.0969 | 0.18 | 0.0781 | 0.22 | 0.2 | 0.21 | |
| Graham Net Net | (69.74) | (73.09) | (83.43) | (98.45) | (113.22) | (118.88) | |
| Revenue Per Share | 3.72 | 4.03 | 4.39 | 4.6 | 4.14 | 2.4 | |
| Interest Debt Per Share | 3.93 | 3.51 | 6.11 | 8.8 | 10.12 | 13.35 | |
| Debt To Assets | 0.0387 | 0.0336 | 0.0565 | 0.0654 | 0.0752 | 0.0715 |
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When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.18) | Dividend Share 0.515 | Earnings Share 1.48 | Revenue Per Share | Quarterly Revenue Growth (0.05) |
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.