Old Second Bancorp Stock Market Value

OSBC Stock  USD 20.57  0.11  0.54%   
Old Second's market value is the price at which a share of Old Second trades on a public exchange. It measures the collective expectations of Old Second Bancorp investors about its performance. Old Second is trading at 20.57 as of the 16th of February 2026, a 0.54 percent increase since the beginning of the trading day. The stock's open price was 20.46.
With this module, you can estimate the performance of a buy and hold strategy of Old Second Bancorp and determine expected loss or profit from investing in Old Second over a given investment horizon. Check out Old Second Correlation, Old Second Volatility and Old Second Performance module to complement your research on Old Second.
Symbol

Will Regional Banks sector continue expanding? Could Old diversify its offerings? Factors like these will boost the valuation of Old Second. Anticipated expansion of Old directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Old Second data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.286
Dividend Share
0.25
Earnings Share
1.62
Revenue Per Share
6.37
Quarterly Revenue Growth
0.323
Old Second Bancorp's market price often diverges from its book value, the accounting figure shown on Old's balance sheet. Smart investors calculate Old Second's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Old Second's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Old Second's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Old Second should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Old Second 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Old Second's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Old Second.
0.00
11/18/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/16/2026
0.00
If you would invest  0.00  in Old Second on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Old Second Bancorp or generate 0.0% return on investment in Old Second over 90 days. Old Second is related to or competes with Tompkins Financial, FirstSun Capital, Texas Capital, Peoples Bancorp, Southside Bancshares, Burke Herbert, and First Mid. Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banki... More

Old Second Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Old Second's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Old Second Bancorp upside and downside potential and time the market with a certain degree of confidence.

Old Second Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Old Second's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Old Second's standard deviation. In reality, there are many statistical measures that can use Old Second historical prices to predict the future Old Second's volatility.
Hype
Prediction
LowEstimatedHigh
18.6520.4322.21
Details
Intrinsic
Valuation
LowRealHigh
18.5122.4224.20
Details
6 Analysts
Consensus
LowTargetHigh
21.6923.8326.45
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.510.530.55
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Old Second. Your research has to be compared to or analyzed against Old Second's peers to derive any actionable benefits. When done correctly, Old Second's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Old Second Bancorp.

Old Second February 16, 2026 Technical Indicators

Old Second Bancorp Backtested Returns

Old Second appears to be very steady, given 3 months investment horizon. Old Second Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.14, which implies the firm had a 0.14 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Old Second Bancorp, which you can use to evaluate the volatility of the company. Please evaluate Old Second's Semi Deviation of 1.51, coefficient of variation of 958.91, and Risk Adjusted Performance of 0.0897 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Old Second holds a performance score of 11. The company holds a Beta of 0.96, which implies possible diversification benefits within a given portfolio. Old Second returns are very sensitive to returns on the market. As the market goes up or down, Old Second is expected to follow. Please check Old Second's maximum drawdown, skewness, and the relationship between the total risk alpha and downside variance , to make a quick decision on whether Old Second's historical price patterns will revert.

Auto-correlation

    
  0.25  

Poor predictability

Old Second Bancorp has poor predictability. Overlapping area represents the amount of predictability between Old Second time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Old Second Bancorp price movement. The serial correlation of 0.25 indicates that over 25.0% of current Old Second price fluctuation can be explain by its past prices.
Correlation Coefficient0.25
Spearman Rank Test0.35
Residual Average0.0
Price Variance0.28

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out Old Second Correlation, Old Second Volatility and Old Second Performance module to complement your research on Old Second.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Old Second technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Old Second technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Old Second trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...