Bread Financial Holdings Stock Book Value Per Share

BFH Stock

USD 56.80 0.38 0.66%

Bread Financial Holdings fundamentals help investors to digest information that contributes to Bread Financial's financial success or failures. It also enables traders to predict the movement of Bread Stock. The fundamental analysis module provides a way to measure Bread Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Bread Financial stock.

	Last Reported	Projected for Next Year
Book Value Per Share	58.59	61.52
Tangible Book Value Per Share	43.29	45.46

The Bread Financial's current Book Value Per Share is estimated to increase to 61.52. The Bread Financial's current Tangible Book Value Per Share is estimated to increase to 45.46.

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Bread Financial Holdings Company Book Value Per Share Analysis

Bread Financial's Book Value per Share (B/S) can be calculated by subtracting liabilities from assets, and then dividing it by the total number of currently outstanding shares. It indicates the level of safety associated with each common share after removing the effects of liabilities. In other words, a shareholder can use this ratio to see how much he or she can sell the stake in the company in the event of a liquidation.

Book Value per Share

Common Equity

Average Shares

More About Book Value Per Share | All Equity Analysis

Current Bread Financial Book Value Per Share

62.62 X

Most of Bread Financial's fundamental indicators, such as Book Value Per Share, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Bread Financial Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Bread Book Value Per Share Driver Correlations

Understanding the fundamental principles of building solid financial models for Bread Financial is extremely important. It helps to project a fair market value of Bread Stock properly, considering its historical fundamentals such as Book Value Per Share. Since Bread Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bread Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bread Financial's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Total Current Assets	Good Will	Current Deferred Revenue	Retained Earnings	Accounts Payable	Net Receivables	Total Liab	Short Term Debt	Intangible Assets	Common Stock	Net Tangible Assets	Short Term Investments	Property Plant Equipment	Long Term Debt	Long Term Debt Total	Capital Surpluse	Cash And Equivalents	Treasury Stock	Net Invested Capital	Short Long Term Debt	Capital Stock	Net Working Capital	Deferred Long Term Liab	Long Term Investments
Total Assets		0.62	0.74	0.74	0.32	-0.16	0.61	0.87	0.58	1.0	0.41	0.04	0.78	0.37	0.5	-0.37	-0.2	0.05	-0.02	0.6	-0.33	-0.18	-0.09	0.04	-0.16	0.05	-0.07
Total Stockholder Equity	0.62		0.27	0.17	0.04	-0.29	0.07	0.6	-0.03	0.6	0.04	-0.05	0.6	0.65	0.1	-0.63	-0.5	-0.27	-0.54	0.65	-0.45	-0.58	-0.6	-0.62	-0.58	0.63	0.59
Net Debt	0.74	0.27		0.78	0.75	0.2	0.73	0.8	0.81	0.74	0.18	0.55	0.58	-0.24	0.39	0.23	0.37	0.4	0.43	0.0	0.23	0.41	0.44	0.43	0.42	-0.46	-0.43
Total Current Assets	0.74	0.17	0.78		0.36	0.2	0.8	0.58	0.82	0.76	0.24	0.1	0.55	0.06	0.75	0.03	0.06	0.53	0.46	0.22	-0.13	0.16	0.35	0.47	0.25	-0.38	-0.47
Good Will	0.32	0.04	0.75	0.36		0.39	0.42	0.64	0.58	0.31	-0.17	0.9	0.38	-0.67	0.01	0.64	0.69	0.36	0.42	-0.37	0.6	0.58	0.52	0.4	0.56	-0.47	-0.33
Current Deferred Revenue	-0.16	-0.29	0.2	0.2	0.39		0.54	0.0	0.54	-0.14	-0.68	0.34	0.12	-0.49	0.37	0.54	0.39	0.2	0.67	-0.31	0.56	0.48	0.69	0.39	0.62	-0.45	0.0
Retained Earnings	0.61	0.07	0.73	0.8	0.42	0.54		0.51	0.97	0.63	0.03	0.19	0.56	-0.08	0.82	0.14	0.12	0.18	0.73	0.15	0.03	0.29	0.59	0.6	0.42	-0.57	-0.34
Accounts Payable	0.87	0.6	0.8	0.58	0.64	0.0	0.51		0.55	0.86	0.15	0.4	0.68	0.05	0.3	-0.1	0.15	0.13	0.01	0.39	0.06	0.06	0.02	0.02	0.03	-0.01	-0.01
Net Receivables	0.58	-0.03	0.81	0.82	0.58	0.54	0.97	0.55		0.61	0.05	0.37	0.5	-0.27	0.72	0.32	0.32	0.32	0.78	0.0	0.2	0.46	0.71	0.67	0.57	-0.68	-0.48
Total Liab	1.0	0.6	0.74	0.76	0.31	-0.14	0.63	0.86	0.61		0.42	0.02	0.78	0.37	0.54	-0.35	-0.18	0.06	0.01	0.6	-0.33	-0.17	-0.07	0.05	-0.14	0.03	-0.08
Short Term Debt	0.41	0.04	0.18	0.24	-0.17	-0.68	0.03	0.15	0.05	0.42		-0.25	0.17	0.3	0.02	-0.34	-0.23	-0.07	-0.13	0.21	-0.45	-0.14	-0.19	0.11	-0.2	-0.08	-0.41
Intangible Assets	0.04	-0.05	0.55	0.1	0.9	0.34	0.19	0.4	0.37	0.02	-0.25		0.1	-0.76	-0.25	0.68	0.72	0.31	0.37	-0.57	0.72	0.68	0.55	0.35	0.63	-0.48	-0.33
Common Stock	0.78	0.6	0.58	0.55	0.38	0.12	0.56	0.68	0.5	0.78	0.17	0.1		0.32	0.4	-0.28	-0.28	-0.16	0.0	0.39	-0.28	-0.27	-0.13	-0.03	-0.23	0.14	0.16
Net Tangible Assets	0.37	0.65	-0.24	0.06	-0.67	-0.49	-0.08	0.05	-0.27	0.37	0.3	-0.76	0.32		0.27	-0.94	-0.91	-0.43	-0.57	0.78	-0.89	-0.88	-0.77	-0.56	-0.84	0.7	0.51
Short Term Investments	0.5	0.1	0.39	0.75	0.01	0.37	0.82	0.3	0.72	0.54	0.02	-0.25	0.4	0.27		-0.11	-0.16	0.17	0.53	0.44	-0.32	-0.08	0.27	0.4	0.07	-0.3	-0.16
Property Plant Equipment	-0.37	-0.63	0.23	0.03	0.64	0.54	0.14	-0.1	0.32	-0.35	-0.34	0.68	-0.28	-0.94	-0.11		0.83	0.48	0.61	-0.72	0.73	0.76	0.75	0.53	0.8	-0.68	-0.48
Long Term Debt	-0.2	-0.5	0.37	0.06	0.69	0.39	0.12	0.15	0.32	-0.18	-0.23	0.72	-0.28	-0.91	-0.16	0.83		0.6	0.51	-0.57	0.89	0.9	0.7	0.47	0.84	-0.66	-0.49
Long Term Debt Total	0.05	-0.27	0.4	0.53	0.36	0.2	0.18	0.13	0.32	0.06	-0.07	0.31	-0.16	-0.43	0.17	0.48	0.6		0.34	-0.29	0.4	0.56	0.44	0.35	0.55	-0.42	-0.54
Capital Surpluse	-0.02	-0.54	0.43	0.46	0.42	0.67	0.73	0.01	0.78	0.01	-0.13	0.37	0.0	-0.57	0.53	0.61	0.51	0.34		-0.43	0.42	0.69	0.91	0.89	0.79	-0.93	-0.64
Cash And Equivalents	0.6	0.65	0.0	0.22	-0.37	-0.31	0.15	0.39	0.0	0.6	0.21	-0.57	0.39	0.78	0.44	-0.72	-0.57	-0.29	-0.43		-0.63	-0.65	-0.54	-0.48	-0.61	0.56	0.48
Treasury Stock	-0.33	-0.45	0.23	-0.13	0.6	0.56	0.03	0.06	0.2	-0.33	-0.45	0.72	-0.28	-0.89	-0.32	0.73	0.89	0.4	0.42	-0.63		0.87	0.67	0.33	0.8	-0.51	-0.26
Net Invested Capital	-0.18	-0.58	0.41	0.16	0.58	0.48	0.29	0.06	0.46	-0.17	-0.14	0.68	-0.27	-0.88	-0.08	0.76	0.9	0.56	0.69	-0.65	0.87		0.88	0.65	0.96	-0.82	-0.64
Short Long Term Debt	-0.09	-0.6	0.44	0.35	0.52	0.69	0.59	0.02	0.71	-0.07	-0.19	0.55	-0.13	-0.77	0.27	0.75	0.7	0.44	0.91	-0.54	0.67	0.88		0.81	0.95	-0.92	-0.65
Capital Stock	0.04	-0.62	0.43	0.47	0.4	0.39	0.6	0.02	0.67	0.05	0.11	0.35	-0.03	-0.56	0.4	0.53	0.47	0.35	0.89	-0.48	0.33	0.65	0.81		0.67	-0.92	-0.86
Net Working Capital	-0.16	-0.58	0.42	0.25	0.56	0.62	0.42	0.03	0.57	-0.14	-0.2	0.63	-0.23	-0.84	0.07	0.8	0.84	0.55	0.79	-0.61	0.8	0.96	0.95	0.67		-0.86	-0.6
Deferred Long Term Liab	0.05	0.63	-0.46	-0.38	-0.47	-0.45	-0.57	-0.01	-0.68	0.03	-0.08	-0.48	0.14	0.7	-0.3	-0.68	-0.66	-0.42	-0.93	0.56	-0.51	-0.82	-0.92	-0.92	-0.86		0.82
Long Term Investments	-0.07	0.59	-0.43	-0.47	-0.33	0.0	-0.34	-0.01	-0.48	-0.08	-0.41	-0.33	0.16	0.51	-0.16	-0.48	-0.49	-0.54	-0.64	0.48	-0.26	-0.64	-0.65	-0.86	-0.6	0.82

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Bread Book Value Per Share Historical Pattern

Today, most investors in Bread Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bread Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's book value per share growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Bread Financial book value per share as a starting point in their analysis.

Bread Financial Book Value Per Share

Timeline

The naive approach to look at Book Value per Share is to compare it to current stock price. If Book Value per Share is higher than the currently traded stock price, the company can be considered undervalued. However, investors must be aware that conventional calculation of Book Value does not include intangible assets such as goodwill, intellectual property, trademarks or brands and may not be an appropriate measure for many firms.

Competition

Predict Bread Financial

Book Value Per Share Over Time

Bread Common Stock Shares Outstanding

Common Stock Shares Outstanding

49.31 Million

As of now, Bread Financial's Common Stock Shares Outstanding is decreasing as compared to previous years.

In accordance with the recently published financial statements, the book value per share of Bread Financial Holdings is about 62 times. This is 23.92% lower than that of the Consumer Finance sector and 227.15% higher than that of the Financials industry. The book value per share for all United States stocks is 96.76% higher than that of the company.

Bread Book Value Per Share Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bread Financial's direct or indirect competition against its Book Value Per Share to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bread Financial could also be used in its relative valuation, which is a method of valuing Bread Financial by comparing valuation metrics of similar companies.

Bread Financial is currently under evaluation in book value per share category among its peers.

Bread Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bread Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bread Financial's managers, analysts, and investors.

Environmental

Governance

Social

Bread Fundamentals

	Return On Equity	0.11
	Return On Asset	0.0146
	Profit Margin	0.13 %
	Operating Margin	0.07 %
	Current Valuation	3.98 B
	Shares Outstanding	49.72 M
	Shares Owned By Insiders	0.70 %
	Shares Owned By Institutions	99.30 %
	Number Of Shares Shorted	3.38 M
	Price To Earning	3.78 X
	Price To Book	0.91 X
	Price To Sales	1.15 X
	Revenue	3.06 B
	Gross Profit	1.6 B
	EBITDA	1.08 B
	Net Income	718 M
	Cash And Equivalents	3.89 B
	Cash Per Share	62.41 X
	Total Debt	5.44 B
	Debt To Equity	3.27 %
	Current Ratio	1.77 X
	Book Value Per Share	62.62 X
	Cash Flow From Operations	1.99 B
	Short Ratio	5.02 X
	Earnings Per Share	6.34 X
	Price To Earnings To Growth	0.26 X
	Target Price	56.41
	Number Of Employees	7 K
	Beta	1.97
	Market Capitalization	2.84 B
	Total Asset	23.14 B
	Retained Earnings	767 M
	Annual Yield	0.01 %
	Five Year Return	1.84 %
	Net Asset	23.14 B
	Last Dividend Paid	0.84

About Bread Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Bread Financial Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bread Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bread Financial Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:

How To Invest In Bread

Details

Is Bread Stock a good investment?

Details

What is Bread Financial's Net Worth?

Details

Largest Consumer Finance Companies

View

Largest Financial Services Companies

View

Check out Bread Financial Piotroski F Score and Bread Financial Altman Z Score analysis.

You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.99)

Dividend Share

0.84

Earnings Share

6.34

Revenue Per Share

49.838

Quarterly Revenue Growth

(0.15)

The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Bread Financial Holdings Stock Book Value Per Share

Bread Financial Holdings Company Book Value Per Share Analysis

Book Value per Share

Common Equity

Average Shares

Current Bread Financial Book Value Per Share

Bread Book Value Per Share Driver Correlations

Bread Book Value Per Share Historical Pattern

Bread Common Stock Shares Outstanding

Common Stock Shares Outstanding

49.31 Million

Bread Book Value Per Share Peer Comparison

Bread Financial ESG Sustainability

Bread Fundamentals

About Bread Financial Fundamental Analysis

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