Ezcorp Inc Stock Probability Of Bankruptcy

EZPW Stock

USD 12.09 0.05 0.42%

EZCORP's threat of distress is less than 3% at this time. It is unlikely to undergo any financial distress in the next 24 months. EZCORP's Odds of financial turmoil is determined by interpolating and adjusting EZCORP Altman Z Score to account for off-balance-sheet items and missing or unfiled public information. All items used in analyzing the odds of distress are taken from the EZCORP balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out EZCORP Piotroski F Score and EZCORP Altman Z Score analysis.

Enterprise Value is likely to climb to about 617 M in 2024, whereas Market Cap is likely to drop slightly above 225.9 M in 2024.

EZCORP Inc Company odds of financial turmoil Analysis

EZCORP's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current EZCORP Probability Of Bankruptcy

Less than 3%

Most of EZCORP's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, EZCORP Inc is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of EZCORP probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting EZCORP odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of EZCORP Inc financial health.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of EZCORP. If investors know EZCORP will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about EZCORP listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.43

Earnings Share

1.1

Revenue Per Share

21.145

Quarterly Revenue Growth

0.089

Return On Assets

0.0479

The market value of EZCORP Inc is measured differently than its book value, which is the value of EZCORP that is recorded on the company's balance sheet. Investors also form their own opinion of EZCORP's value that differs from its market value or its book value, called intrinsic value, which is EZCORP's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because EZCORP's market value can be influenced by many factors that don't directly affect EZCORP's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between EZCORP's value and its price as these two are different measures arrived at by different means. Investors typically determine if EZCORP is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, EZCORP's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

EZCORP Probability Of Bankruptcy Driver Correlations

Understanding the fundamental principles of building solid financial models for EZCORP is extremely important. It helps to project a fair market value of EZCORP Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since EZCORP's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of EZCORP's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of EZCORP's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Total Liab	Total Current Assets	Short Term Debt	Intangible Assets	Current Deferred Revenue	Good Will	Short Term Investments	Common Stock	Long Term Debt	Property Plant Equipment	Net Tangible Assets	Total Permanent Equity	Long Term Debt Total	Capital Surpluse	Deferred Long Term Liab	Long Term Investments	Short Long Term Debt	Net Invested Capital	Net Working Capital	Capital Stock
Total Assets		0.75	0.79	0.86	0.19	0.35	0.9	0.93	0.52	0.75	0.58	0.75	-0.06	0.06	0.82	0.55	-0.39	0.37	0.81	0.55	-0.53	-0.47	-0.17	0.41	-0.33	0.41
Total Stockholder Equity	0.75		0.36	0.81	0.51	0.7	0.47	0.66	0.05	0.8	0.15	0.97	0.07	0.04	0.46	0.06	0.03	0.0	0.67	0.35	-0.34	-0.2	-0.03	0.12	0.25	-0.04
Net Debt	0.79	0.36		0.62	0.0	0.07	0.88	0.67	0.51	0.37	0.55	0.39	0.08	0.23	0.86	0.79	-0.52	0.26	0.76	0.23	-0.6	-0.33	-0.14	0.48	-0.35	0.57
Retained Earnings	0.86	0.81	0.62		0.48	0.41	0.58	0.69	0.19	0.6	0.39	0.87	0.09	0.07	0.63	0.41	0.02	-0.04	0.63	0.21	-0.39	-0.04	-0.16	0.26	-0.12	0.28
Accounts Payable	0.19	0.51	0.0	0.48		0.64	-0.14	0.12	-0.39	0.15	-0.16	0.59	0.38	0.46	0.17	-0.39	0.19	-0.5	0.3	-0.2	-0.14	0.24	0.43	-0.31	0.4	-0.39
Net Receivables	0.35	0.7	0.07	0.41	0.64		0.13	0.3	-0.26	0.47	-0.39	0.71	0.15	0.21	0.12	-0.29	0.17	-0.24	0.36	-0.03	-0.14	0.02	0.27	-0.29	0.6	-0.66
Total Liab	0.9	0.47	0.88	0.58	-0.14	0.13		0.88	0.71	0.63	0.64	0.45	-0.13	0.09	0.84	0.68	-0.64	0.56	0.78	0.61	-0.56	-0.65	-0.18	0.5	-0.46	0.52
Total Current Assets	0.93	0.66	0.67	0.69	0.12	0.3	0.88		0.64	0.72	0.64	0.6	-0.12	0.0	0.81	0.48	-0.5	0.59	0.8	0.75	-0.45	-0.66	-0.03	0.53	-0.33	0.41
Short Term Debt	0.52	0.05	0.51	0.19	-0.39	-0.26	0.71	0.64		0.27	0.68	0.03	-0.4	0.02	0.44	0.53	-0.6	0.67	0.32	0.58	-0.03	-0.58	0.04	0.72	-0.61	0.6
Intangible Assets	0.75	0.8	0.37	0.6	0.15	0.47	0.63	0.72	0.27		0.33	0.77	-0.17	0.06	0.41	0.17	-0.24	0.32	0.56	0.68	-0.35	-0.61	-0.35	0.2	-0.02	0.13
Current Deferred Revenue	0.58	0.15	0.55	0.39	-0.16	-0.39	0.64	0.64	0.68	0.33		0.13	-0.32	-0.01	0.64	0.6	-0.64	0.66	0.49	0.64	-0.39	-0.56	-0.08	0.56	-0.72	0.85
Good Will	0.75	0.97	0.39	0.87	0.59	0.71	0.45	0.6	0.03	0.77	0.13		0.03	0.16	0.42	0.06	0.06	-0.12	0.59	0.23	-0.33	-0.11	-0.04	0.03	0.19	-0.07
Short Term Investments	-0.06	0.07	0.08	0.09	0.38	0.15	-0.13	-0.12	-0.4	-0.17	-0.32	0.03		0.12	0.2	-0.18	0.36	-0.57	0.23	-0.3	-0.1	0.35	-0.08	-0.25	0.22	-0.22
Common Stock	0.06	0.04	0.23	0.07	0.46	0.21	0.09	0.0	0.02	0.06	-0.01	0.16	0.12		0.14	-0.13	-0.29	-0.34	0.17	-0.19	-0.15	-0.13	0.31	-0.14	0.1	-0.12
Long Term Debt	0.82	0.46	0.86	0.63	0.17	0.12	0.84	0.81	0.44	0.41	0.64	0.42	0.2	0.14		0.59	-0.59	0.4	0.93	0.47	-0.72	-0.48	0.02	0.4	-0.36	0.52
Property Plant Equipment	0.55	0.06	0.79	0.41	-0.39	-0.29	0.68	0.48	0.53	0.17	0.6	0.06	-0.18	-0.13	0.59		-0.33	0.42	0.39	0.18	-0.37	-0.22	-0.37	0.7	-0.4	0.75
Net Tangible Assets	-0.39	0.03	-0.52	0.02	0.19	0.17	-0.64	-0.5	-0.6	-0.24	-0.64	0.06	0.36	-0.29	-0.59	-0.33		-0.72	-0.52	-0.57	0.47	0.79	-0.22	-0.3	0.46	-0.47
Total Permanent Equity	0.37	0.0	0.26	-0.04	-0.5	-0.24	0.56	0.59	0.67	0.32	0.66	-0.12	-0.57	-0.34	0.4	0.42	-0.72		0.32	0.8	-0.25	-0.79	0.0	0.51	-0.48	0.51
Long Term Debt Total	0.81	0.67	0.76	0.63	0.3	0.36	0.78	0.8	0.32	0.56	0.49	0.59	0.23	0.17	0.93	0.39	-0.52	0.32		0.48	-0.71	-0.48	0.11	0.28	-0.09	0.32
Capital Surpluse	0.55	0.35	0.23	0.21	-0.2	-0.03	0.61	0.75	0.58	0.68	0.64	0.23	-0.3	-0.19	0.47	0.18	-0.57	0.8	0.48		-0.32	-0.89	-0.14	0.41	-0.44	0.42
Deferred Long Term Liab	-0.53	-0.34	-0.6	-0.39	-0.14	-0.14	-0.56	-0.45	-0.03	-0.35	-0.39	-0.33	-0.1	-0.15	-0.72	-0.37	0.47	-0.25	-0.71	-0.32		0.42	0.0	0.02	0.15	-0.28
Long Term Investments	-0.47	-0.2	-0.33	-0.04	0.24	0.02	-0.65	-0.66	-0.58	-0.61	-0.56	-0.11	0.35	-0.13	-0.48	-0.22	0.79	-0.79	-0.48	-0.89	0.42		0.06	-0.36	0.35	-0.36
Short Long Term Debt	-0.17	-0.03	-0.14	-0.16	0.43	0.27	-0.18	-0.03	0.04	-0.35	-0.08	-0.04	-0.08	0.31	0.02	-0.37	-0.22	0.0	0.11	-0.14	0.0	0.06		-0.08	0.27	-0.31
Net Invested Capital	0.41	0.12	0.48	0.26	-0.31	-0.29	0.5	0.53	0.72	0.2	0.56	0.03	-0.25	-0.14	0.4	0.7	-0.3	0.51	0.28	0.41	0.02	-0.36	-0.08		-0.23	0.72
Net Working Capital	-0.33	0.25	-0.35	-0.12	0.4	0.6	-0.46	-0.33	-0.61	-0.02	-0.72	0.19	0.22	0.1	-0.36	-0.4	0.46	-0.48	-0.09	-0.44	0.15	0.35	0.27	-0.23		-0.65
Capital Stock	0.41	-0.04	0.57	0.28	-0.39	-0.66	0.52	0.41	0.6	0.13	0.85	-0.07	-0.22	-0.12	0.52	0.75	-0.47	0.51	0.32	0.42	-0.28	-0.36	-0.31	0.72	-0.65

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The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.

Competition

Predict EZCORP

Based on the latest financial disclosure, EZCORP Inc has a Probability Of Bankruptcy of 3.0%. This is 93.99% lower than that of the Consumer Finance sector and 93.16% lower than that of the Financials industry. The probability of bankruptcy for all United States stocks is 92.47% higher than that of the company.

EZCORP Probability Of Bankruptcy Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses EZCORP's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of EZCORP could also be used in its relative valuation, which is a method of valuing EZCORP by comparing valuation metrics of similar companies.

EZCORP is currently under evaluation in probability of bankruptcy category among its peers.

EZCORP Main Bankruptcy Drivers

	2019	2020	2021	2022	2023	2024 (projected)
Return On Assets	(0.0572)	0.006798	0.0372	0.0262	0.0556	0.028
Asset Turnover	0.78	0.69	0.58	0.66	0.71	1.08
Net Debt	149.5M	224.1M	340.0M	389.9M	396.4M	416.3M
Total Current Liabilities	132.5M	155.1M	152.9M	192.0M	269.4M	282.8M
Non Current Liabilities Total	415.4M	439.6M	502.8M	530.0M	419.3M	440.3M
Total Assets	1.2B	1.3B	1.3B	1.5B	1.5B	1.6B
Total Current Assets	593.3M	610.9M	644.2M	719.7M	729.0M	765.4M
Total Cash From Operating Activities	49.1M	46.4M	66.5M	101.8M	113.6M	60.2M

EZCORP ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, EZCORP's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to EZCORP's managers, analysts, and investors.

Environmental

Governance

Social

EZCORP Fundamentals

	Return On Equity	0.11
	Return On Asset	0.0479
	Profit Margin	0.07 %
	Operating Margin	0.09 %
	Current Valuation	1.05 B
	Shares Outstanding	51.5 M
	Shares Owned By Insiders	4.13 %
	Shares Owned By Institutions	95.87 %
	Number Of Shares Shorted	7.83 M
	Price To Earning	14.40 X
	Price To Book	0.82 X
	Price To Sales	0.57 X
	Revenue	1.16 B
	Gross Profit	528.15 M
	EBITDA	162.26 M
	Net Income	83.09 M
	Cash And Equivalents	206.03 M
	Cash Per Share	3.66 X
	Total Debt	566.94 M
	Debt To Equity	0.79 %
	Current Ratio	4.21 X
	Book Value Per Share	14.75 X
	Cash Flow From Operations	113.6 M
	Short Ratio	15.62 X
	Earnings Per Share	1.10 X
	Price To Earnings To Growth	0.35 X
	Target Price	15.83
	Beta	1.03
	Market Capitalization	658.49 M
	Total Asset	1.49 B
	Retained Earnings	507.21 M
	Working Capital	527.75 M
	Current Asset	482.14 M
	Current Liabilities	94.98 M
	Net Asset	1.49 B

About EZCORP Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze EZCORP Inc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of EZCORP using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of EZCORP Inc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for EZCORP Stock Analysis

When running EZCORP's price analysis, check to measure EZCORP's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy EZCORP is operating at the current time. Most of EZCORP's value examination focuses on studying past and present price action to predict the probability of EZCORP's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move EZCORP's price. Additionally, you may evaluate how the addition of EZCORP to your portfolios can decrease your overall portfolio volatility.

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Ezcorp Inc Stock Probability Of Bankruptcy

EZCORP Inc Company odds of financial turmoil Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current EZCORP Probability Of Bankruptcy

EZCORP Probability Of Bankruptcy Driver Correlations

EZCORP Probability Of Bankruptcy Peer Comparison

EZCORP Main Bankruptcy Drivers

EZCORP ESG Sustainability

EZCORP Fundamentals

About EZCORP Fundamental Analysis

Also Currently Popular

Additional Tools for EZCORP Stock Analysis

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