FinVolution Group Net Income
| FINV Stock | USD 5.62 0.01 0.18% |
As of the 11th of February 2026, FinVolution shows the Mean Deviation of 1.91, standard deviation of 2.86, and Variance of 8.2. FinVolution Group technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm FinVolution Group variance and skewness to decide if FinVolution Group is priced favorably, providing market reflects its regular price of 5.62 per share. Given that FinVolution has information ratio of (0.04), we urge you to verify FinVolution Group's prevailing market performance to make sure the company can sustain itself at a future point.
FinVolution Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.2279 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 2.7 B | 2 B | |
| Net Income Applicable To Common Shares | 2.6 B | 2.7 B | |
| Net Income | 2.7 B | 2 B | |
| Net Income Per Share | 8.15 | 5.18 | |
| Net Income Per E B T | 0.96 | 0.97 |
FinVolution | Net Income | Build AI portfolio with FinVolution Stock |
The evolution of Net Income for FinVolution Group provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how FinVolution compares to historical norms and industry peers.
Latest FinVolution's Net Income Growth Pattern
Below is the plot of the Net Income of FinVolution Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in FinVolution Group financial statement analysis. It represents the amount of money remaining after all of FinVolution Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is FinVolution's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in FinVolution's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 2.38 B | 10 Years Trend |
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Net Income |
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FinVolution Net Income Regression Statistics
| Arithmetic Mean | 1,303,945,545 | |
| Geometric Mean | 595,940,863 | |
| Coefficient Of Variation | 90.16 | |
| Mean Deviation | 1,091,756,631 | |
| Median | 1,960,889,370 | |
| Standard Deviation | 1,175,677,197 | |
| Sample Variance | 1382216.9T | |
| Range | 2.8B | |
| R-Value | 0.89 | |
| Mean Square Error | 319232.8T | |
| R-Squared | 0.78 | |
| Slope | 206,077,861 | |
| Total Sum of Squares | 22115469.9T |
FinVolution Net Income History
Other Fundumenentals of FinVolution Group
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
FinVolution Net Income component correlations
FinVolution Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for FinVolution is extremely important. It helps to project a fair market value of FinVolution Stock properly, considering its historical fundamentals such as Net Income. Since FinVolution's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of FinVolution's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of FinVolution's interrelated accounts and indicators.
Click cells to compare fundamentals
What growth prospects exist in Consumer Finance sector? Can FinVolution capture new markets? Factors like these will boost the valuation of FinVolution. Market participants price FinVolution higher when confident in its future expansion prospects. Valuation analysis balances hard financial data with qualitative growth assessments. While each FinVolution valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Quarterly Earnings Growth 0.366 | Earnings Share 1.5 | Revenue Per Share | Quarterly Revenue Growth 0.129 | Return On Assets |
Understanding FinVolution Group requires distinguishing between market price and book value, where the latter reflects FinVolution's accounting equity. The concept of intrinsic value - what FinVolution's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. Market sentiment, economic cycles, and investor behavior can push FinVolution's price substantially above or below its fundamental value.
Please note, there is a significant difference between FinVolution's value and its price as these two are different measures arrived at by different means. Investors typically determine if FinVolution is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, FinVolution's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
FinVolution 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to FinVolution's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of FinVolution.
| 11/13/2025 |
| 02/11/2026 |
If you would invest 0.00 in FinVolution on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding FinVolution Group or generate 0.0% return on investment in FinVolution over 90 days. FinVolution is related to or competes with 360 Finance, Lufax Holding, Qudian, X Financial, Atlanticus Holdings, Orix Corp, and Federal Agricultural. FinVolution Group operates fintech platform that connects underserved individual borrowers with financial institutions i... More
FinVolution Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure FinVolution's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess FinVolution Group upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 16.06 | |||
| Value At Risk | (3.87) | |||
| Potential Upside | 3.99 |
FinVolution Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for FinVolution's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as FinVolution's standard deviation. In reality, there are many statistical measures that can use FinVolution historical prices to predict the future FinVolution's volatility.| Risk Adjusted Performance | (0.0009) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.33) | |||
| Treynor Ratio | (0.05) |
FinVolution February 11, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.0009) | |||
| Market Risk Adjusted Performance | (0.04) | |||
| Mean Deviation | 1.91 | |||
| Coefficient Of Variation | (9,865) | |||
| Standard Deviation | 2.86 | |||
| Variance | 8.2 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.33) | |||
| Treynor Ratio | (0.05) | |||
| Maximum Drawdown | 16.06 | |||
| Value At Risk | (3.87) | |||
| Potential Upside | 3.99 | |||
| Skewness | (1.79) | |||
| Kurtosis | 7.82 |
FinVolution Group Backtested Returns
FinVolution Group secures Sharpe Ratio (or Efficiency) of -0.0224, which denotes the company had a -0.0224 % return per unit of risk over the last 3 months. FinVolution Group exposes twenty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm FinVolution's Standard Deviation of 2.86, variance of 8.2, and Mean Deviation of 1.91 to check the risk estimate we provide. The firm shows a Beta (market volatility) of 0.77, which means possible diversification benefits within a given portfolio. As returns on the market increase, FinVolution's returns are expected to increase less than the market. However, during the bear market, the loss of holding FinVolution is expected to be smaller as well. At this point, FinVolution Group has a negative expected return of -0.0665%. Please make sure to confirm FinVolution's variance, skewness, as well as the relationship between the Skewness and period momentum indicator , to decide if FinVolution Group performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.21 |
Weak predictability
FinVolution Group has weak predictability. Overlapping area represents the amount of predictability between FinVolution time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of FinVolution Group price movement. The serial correlation of 0.21 indicates that over 21.0% of current FinVolution price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.21 | |
| Spearman Rank Test | -0.45 | |
| Residual Average | 0.0 | |
| Price Variance | 0.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
FinVolution Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, FinVolution Group reported net income of 2.38 B. This is 86.56% higher than that of the Consumer Finance sector and 74.68% higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
FinVolution Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses FinVolution's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of FinVolution could also be used in its relative valuation, which is a method of valuing FinVolution by comparing valuation metrics of similar companies.FinVolution is currently under evaluation in net income category among its peers.
FinVolution Current Valuation Drivers
We derive many important indicators used in calculating different scores of FinVolution from analyzing FinVolution's financial statements. These drivers represent accounts that assess FinVolution's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of FinVolution's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 8.9B | 9.7B | 9.7B | 13.1B | 15.0B | 13.2B | |
| Enterprise Value | 4.5B | 6.2B | 4.8B | 8.4B | 9.7B | 10.3B |
FinVolution ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, FinVolution's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to FinVolution's managers, analysts, and investors.Environmental | Governance | Social |
FinVolution Institutional Holders
Institutional Holdings refers to the ownership stake in FinVolution that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of FinVolution's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing FinVolution's value.| Shares | Goldman Sachs Group Inc | 2025-06-30 | 1.8 M | Norges Bank | 2025-06-30 | 1.7 M | Walleye Trading Advisors, Llc | 2025-06-30 | 1.2 M | American Century Companies Inc | 2025-06-30 | 1.1 M | O'shaughnessy Asset Management Llc | 2025-06-30 | 1 M | Connor Clark & Lunn Inv Mgmt Ltd | 2025-06-30 | 993.7 K | Marshall Wace Asset Management Ltd | 2025-06-30 | 941.1 K | Hhg Plc | 2025-06-30 | 756.9 K | Mackenzie Investments | 2025-06-30 | 742.4 K | Susquehanna International Group, Llp | 2025-06-30 | 16.5 M | Vanguard Group Inc | 2025-06-30 | 4.6 M |
FinVolution Fundamentals
| Return On Equity | 0.18 | ||||
| Return On Asset | 0.19 | ||||
| Profit Margin | 0.20 % | ||||
| Operating Margin | 0.52 % | ||||
| Current Valuation | 460.59 M | ||||
| Shares Outstanding | 140.07 M | ||||
| Shares Owned By Insiders | 14.29 % | ||||
| Shares Owned By Institutions | 55.25 % | ||||
| Number Of Shares Shorted | 9.07 M | ||||
| Price To Earning | 3.90 X | ||||
| Price To Book | 0.55 X | ||||
| Price To Sales | 0.10 X | ||||
| Revenue | 13.07 B | ||||
| Gross Profit | 10.92 B | ||||
| EBITDA | 2.62 B | ||||
| Net Income | 2.38 B | ||||
| Cash And Equivalents | 5.39 B | ||||
| Cash Per Share | 19.07 X | ||||
| Total Debt | 34.36 M | ||||
| Debt To Equity | 0.01 % | ||||
| Current Ratio | 14.43 X | ||||
| Book Value Per Share | 61.70 X | ||||
| Cash Flow From Operations | 2.89 B | ||||
| Short Ratio | 5.73 X | ||||
| Earnings Per Share | 1.50 X | ||||
| Price To Earnings To Growth | 234.92 X | ||||
| Target Price | 11.01 | ||||
| Number Of Employees | 3.62 K | ||||
| Beta | 0.42 | ||||
| Market Capitalization | 1.53 B | ||||
| Total Asset | 23.61 B | ||||
| Retained Earnings | 11.06 B | ||||
| Working Capital | 14.65 B | ||||
| Annual Yield | 0.05 % | ||||
| Net Asset | 23.61 B |
About FinVolution Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze FinVolution Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of FinVolution using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of FinVolution Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for FinVolution Stock Analysis
When running FinVolution's price analysis, check to measure FinVolution's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FinVolution is operating at the current time. Most of FinVolution's value examination focuses on studying past and present price action to predict the probability of FinVolution's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FinVolution's price. Additionally, you may evaluate how the addition of FinVolution to your portfolios can decrease your overall portfolio volatility.