Lendingclub Corp Stock EBITDA
| LC Stock | USD 16.73 0.83 5.22% |
LendingClub Corp fundamentals help investors to digest information that contributes to LendingClub Corp's financial success or failures. It also enables traders to predict the movement of LendingClub Stock. The fundamental analysis module provides a way to measure LendingClub Corp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to LendingClub Corp stock.
| Last Reported | Projected for Next Year | ||
| EBITDA | 107 M | 112.4 M |
LendingClub | EBITDA |
LendingClub Corp Company EBITDA Analysis
LendingClub Corp's EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
Current LendingClub Corp EBITDA | 107.05 M |
Most of LendingClub Corp's fundamental indicators, such as EBITDA, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, LendingClub Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
LendingClub EBITDA Driver Correlations
Understanding the fundamental principles of building solid financial models for LendingClub Corp is extremely important. It helps to project a fair market value of LendingClub Stock properly, considering its historical fundamentals such as EBITDA. Since LendingClub Corp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of LendingClub Corp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of LendingClub Corp's interrelated accounts and indicators.
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In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
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LendingClub Ebitda
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According to the company disclosure, LendingClub Corp reported earnings before interest,tax, depreciation and amortization of 107.05 M. This is 99.83% lower than that of the Consumer Finance sector and 94.85% lower than that of the Financials industry. The ebitda for all United States stocks is 97.25% higher than that of the company.
LendingClub EBITDA Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses LendingClub Corp's direct or indirect competition against its EBITDA to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of LendingClub Corp could also be used in its relative valuation, which is a method of valuing LendingClub Corp by comparing valuation metrics of similar companies.LendingClub Corp is currently under evaluation in ebitda category among its peers.
LendingClub Corp Current Valuation Drivers
We derive many important indicators used in calculating different scores of LendingClub Corp from analyzing LendingClub Corp's financial statements. These drivers represent accounts that assess LendingClub Corp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of LendingClub Corp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 1.1B | 955.0M | 2.4B | 911.2M | 948.0M | 900.6M | |
| Enterprise Value | 2.7B | 1.4B | 2.1B | (2.4M) | (247.3M) | (234.9M) |
LendingClub Corp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, LendingClub Corp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to LendingClub Corp's managers, analysts, and investors.Environmental | Governance | Social |
LendingClub Corp Institutional Holders
Institutional Holdings refers to the ownership stake in LendingClub Corp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of LendingClub Corp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing LendingClub Corp's value.| Shares | Balyasny Asset Management Llc | 2024-06-30 | 1.5 M | Assenagon Asset Management Sa | 2024-09-30 | 1.5 M | Rima Management, Llc | 2024-09-30 | 1.5 M | Jacobs Levy Equity Management, Inc. | 2024-06-30 | 1.3 M | Harspring Capital Management Llc | 2024-09-30 | 1.2 M | Northern Trust Corp | 2024-09-30 | 989.4 K | Jpmorgan Chase & Co | 2024-06-30 | 952.8 K | Charles Schwab Investment Management Inc | 2024-09-30 | 901.4 K | D. E. Shaw & Co Lp | 2024-06-30 | 837.2 K | Vanguard Group Inc | 2024-09-30 | 12.1 M | Blackrock Inc | 2024-06-30 | 8.4 M |
LendingClub Fundamentals
| Return On Equity | 0.0406 | ||||
| Return On Asset | 0.0044 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | 0.06 % | ||||
| Current Valuation | 802.39 M | ||||
| Shares Outstanding | 112.4 M | ||||
| Shares Owned By Insiders | 3.12 % | ||||
| Shares Owned By Institutions | 76.34 % | ||||
| Number Of Shares Shorted | 3.5 M | ||||
| Price To Earning | 3.90 X | ||||
| Price To Book | 1.33 X | ||||
| Price To Sales | 1.61 X | ||||
| Revenue | 864.62 M | ||||
| Gross Profit | 536.37 M | ||||
| EBITDA | 107.05 M | ||||
| Net Income | 38.94 M | ||||
| Cash And Equivalents | 1.03 B | ||||
| Cash Per Share | 9.07 X | ||||
| Total Debt | 57.22 M | ||||
| Debt To Equity | 0.11 % | ||||
| Book Value Per Share | 11.95 X | ||||
| Cash Flow From Operations | (1.14 B) | ||||
| Short Ratio | 1.83 X | ||||
| Earnings Per Share | 0.46 X | ||||
| Price To Earnings To Growth | (18.14) X | ||||
| Target Price | 15.6 | ||||
| Number Of Employees | 1.02 K | ||||
| Beta | 2.02 | ||||
| Market Capitalization | 1.79 B | ||||
| Total Asset | 8.83 B | ||||
| Retained Earnings | (388.81 M) | ||||
| Net Asset | 8.83 B |
About LendingClub Corp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze LendingClub Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of LendingClub Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of LendingClub Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Check out LendingClub Corp Piotroski F Score and LendingClub Corp Altman Z Score analysis. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.81 | Earnings Share 0.46 | Revenue Per Share 9.98 | Quarterly Revenue Growth 0.113 | Return On Assets 0.0044 |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.