Medallion Financial Corp Net Income

MFIN Stock  USD 10.37  0.04  0.38%   
As of the 10th of February, Medallion Financial secures the Downside Deviation of 1.59, risk adjusted performance of 0.0453, and Mean Deviation of 1.32. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Medallion Financial Corp, as well as the relationship between them.

Medallion Financial Total Revenue

352.34 Million

Medallion Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Medallion Financial's valuation are provided below:
Gross Profit
256.1 M
Profit Margin
0.121
Market Capitalization
240.7 M
Enterprise Value Revenue
2.3638
Revenue
338.8 M
We have found one hundred twenty available fundamental ratios for Medallion Financial, which can be analyzed and compared to other ratios and to its peers in the industry. Self-guided Investors are advised to check Medallion Financial's last-minute fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 10th of February 2026, Market Cap is likely to grow to about 189.3 M. Also, Enterprise Value is likely to grow to about 547.6 M This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income48.2 M50.6 M
Net Income Applicable To Common Shares50.4 M52.9 M
Net Income From Continuing Ops48.2 M25.6 M
Net Income Per Share 1.43  1.50 
Net Income Per E B T 0.66  0.85 
At this time, Medallion Financial's Net Income is very stable compared to the past year. As of the 10th of February 2026, Net Income Applicable To Common Shares is likely to grow to about 52.9 M, while Net Income From Continuing Ops is likely to drop about 25.6 M.
  
Build AI portfolio with Medallion Stock
Evaluating Medallion Financial's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Medallion Financial Corp's fundamental strength.

Latest Medallion Financial's Net Income Growth Pattern

Below is the plot of the Net Income of Medallion Financial Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Medallion Financial Corp financial statement analysis. It represents the amount of money remaining after all of Medallion Financial Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Medallion Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Medallion Financial's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 41.92 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Medallion Net Income Regression Statistics

Arithmetic Mean21,594,905
Coefficient Of Variation118.91
Mean Deviation19,743,462
Median25,776,000
Standard Deviation25,677,544
Sample Variance659.3T
Range89.9M
R-Value0.34
Mean Square Error623T
R-Squared0.11
Significance0.18
Slope1,717,871
Total Sum of Squares10549.4T

Medallion Net Income History

202643.3 M
202541.3 M
202435.9 M
202355.1 M
202243.8 M
202154.1 M
2020-34.8 M

Other Fundumenentals of Medallion Financial Corp

Medallion Financial Net Income component correlations

Medallion Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Medallion Financial is extremely important. It helps to project a fair market value of Medallion Stock properly, considering its historical fundamentals such as Net Income. Since Medallion Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Medallion Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Medallion Financial's interrelated accounts and indicators.
Will Consumer Finance sector continue expanding? Could Medallion diversify its offerings? Factors like these will boost the valuation of Medallion Financial. Expected growth trajectory for Medallion significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Medallion Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.14)
Dividend Share
0.46
Earnings Share
1.71
Revenue Per Share
14.946
Quarterly Revenue Growth
0.089
Medallion Financial Corp's market price often diverges from its book value, the accounting figure shown on Medallion's balance sheet. Smart investors calculate Medallion Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Medallion Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Medallion Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Medallion Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Medallion Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Medallion Financial 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Medallion Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Medallion Financial.
0.00
11/12/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/10/2026
0.00
If you would invest  0.00  in Medallion Financial on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding Medallion Financial Corp or generate 0.0% return on investment in Medallion Financial over 90 days. Medallion Financial is related to or competes with Yirendai, Finance Of, Open Lending, Oportun Financial, Chicago Atlantic, Triplepoint Venture, and Consumer Portfolio. Medallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States More

Medallion Financial Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Medallion Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Medallion Financial Corp upside and downside potential and time the market with a certain degree of confidence.

Medallion Financial Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Medallion Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Medallion Financial's standard deviation. In reality, there are many statistical measures that can use Medallion Financial historical prices to predict the future Medallion Financial's volatility.
Hype
Prediction
LowEstimatedHigh
8.7110.4312.15
Details
Intrinsic
Valuation
LowRealHigh
9.3911.1112.83
Details
2 Analysts
Consensus
LowTargetHigh
10.9212.0013.32
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.370.370.37
Details

Medallion Financial February 10, 2026 Technical Indicators

Medallion Financial Corp Backtested Returns

As of now, Medallion Stock is not too volatile. Medallion Financial Corp has Sharpe Ratio of 0.0433, which conveys that the firm had a 0.0433 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Medallion Financial, which you can use to evaluate the volatility of the firm. Please verify Medallion Financial's Risk Adjusted Performance of 0.0453, downside deviation of 1.59, and Mean Deviation of 1.32 to check out if the risk estimate we provide is consistent with the expected return of 0.0739%. Medallion Financial has a performance score of 3 on a scale of 0 to 100. The company secures a Beta (Market Risk) of 1.13, which conveys a somewhat significant risk relative to the market. Medallion Financial returns are very sensitive to returns on the market. As the market goes up or down, Medallion Financial is expected to follow. Medallion Financial Corp right now secures a risk of 1.71%. Please verify Medallion Financial Corp value at risk, and the relationship between the jensen alpha and skewness , to decide if Medallion Financial Corp will be following its current price movements.

Auto-correlation

    
  -0.04  

Very weak reverse predictability

Medallion Financial Corp has very weak reverse predictability. Overlapping area represents the amount of predictability between Medallion Financial time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Medallion Financial Corp price movement. The serial correlation of -0.04 indicates that only as little as 4.0% of current Medallion Financial price fluctuation can be explain by its past prices.
Correlation Coefficient-0.04
Spearman Rank Test0.04
Residual Average0.0
Price Variance0.03
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Medallion Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(3.98 Million)

Medallion Financial reported last year Accumulated Other Comprehensive Income of (4.19 Million)
Based on the recorded statements, Medallion Financial Corp reported net income of 41.92 M. This is 96.72% lower than that of the Consumer Finance sector and 96.93% lower than that of the Financials industry. The net income for all United States stocks is 92.66% higher than that of the company.

Medallion Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Medallion Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Medallion Financial could also be used in its relative valuation, which is a method of valuing Medallion Financial by comparing valuation metrics of similar companies.
Medallion Financial is currently under evaluation in net income category among its peers.

Medallion Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Medallion Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Medallion Financial's managers, analysts, and investors.
Environmental
Governance
Social

Medallion Financial Institutional Holders

Institutional Holdings refers to the ownership stake in Medallion Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Medallion Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Medallion Financial's value.
Shares
Bridgeway Capital Management, Llc2025-06-30
141.6 K
Northern Trust Corp2025-06-30
129 K
Bank Of New York Mellon Corp2025-06-30
126 K
Segall Bryant & Hamill2025-06-30
121.3 K
Arrowstreet Capital Limited Partnership2025-06-30
118.3 K
Two Sigma Advisers, Llc2025-06-30
103.5 K
Gabelli Funds Llc2025-06-30
78 K
Comprehensive Portfolio Management, Llc2025-06-30
75.9 K
Janney Montgomery Scott Llc2025-06-30
69.1 K
Blackrock Inc2025-06-30
1.2 M
Vanguard Group Inc2025-06-30
1.1 M

Medallion Fundamentals

About Medallion Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Medallion Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Medallion Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Medallion Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Pair Trading with Medallion Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Medallion Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Medallion Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Medallion Stock

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  0.7ATLC Atlanticus HoldingsPairCorr

Moving against Medallion Stock

  0.5LX Lexinfintech HoldingsPairCorr
The ability to find closely correlated positions to Medallion Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Medallion Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Medallion Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Medallion Financial Corp to buy it.
The correlation of Medallion Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Medallion Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Medallion Financial Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Medallion Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Medallion Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Medallion Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Medallion Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Medallion Financial Corp Stock:
Will Consumer Finance sector continue expanding? Could Medallion diversify its offerings? Factors like these will boost the valuation of Medallion Financial. Expected growth trajectory for Medallion significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Medallion Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.14)
Dividend Share
0.46
Earnings Share
1.71
Revenue Per Share
14.946
Quarterly Revenue Growth
0.089
Medallion Financial Corp's market price often diverges from its book value, the accounting figure shown on Medallion's balance sheet. Smart investors calculate Medallion Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Medallion Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Medallion Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Medallion Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Medallion Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.