Prog Holdings Stock Net Income
| PRG Stock | USD 33.34 0.16 0.48% |
As of the 27th of January, PROG Holdings holds the risk adjusted performance of 0.0266, and Semi Deviation of 1.83. In connection with fundamental indicators, the technical analysis model allows you to check available technical drivers of PROG Holdings, as well as the relationship between them. Please check PROG Holdings variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if PROG Holdings is priced favorably, providing market reflects its current price of 33.34 per share. Given that PROG Holdings has jensen alpha of (0.04), we recommend you to check out PROG Holdings's recent market performance to make sure the company can sustain itself next year.
PROG Holdings Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.647 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 226.8 M | 238.2 M | |
| Net Income Applicable To Common Shares | 177.5 M | 113 M | |
| Net Income From Continuing Ops | 177.5 M | 139.7 M | |
| Net Income Per Share | 4.17 | 4.38 | |
| Net Income Per E B T | 1.09 | 1.14 |
PROG | Net Income | Build AI portfolio with PROG Stock |
Latest PROG Holdings' Net Income Growth Pattern
Below is the plot of the Net Income of PROG Holdings over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in PROG Holdings financial statement analysis. It represents the amount of money remaining after all of PROG Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is PROG Holdings' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in PROG Holdings' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 197.25 M | 10 Years Trend |
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Net Income |
| Timeline |
PROG Net Income Regression Statistics
| Arithmetic Mean | 139,330,677 | |
| Coefficient Of Variation | 66.09 | |
| Mean Deviation | 69,681,738 | |
| Median | 138,838,000 | |
| Standard Deviation | 92,083,690 | |
| Sample Variance | 8479.4T | |
| Range | 354M | |
| R-Value | 0.35 | |
| Mean Square Error | 7914.9T | |
| R-Squared | 0.12 | |
| Significance | 0.16 | |
| Slope | 6,444,840 | |
| Total Sum of Squares | 135670.5T |
PROG Net Income History
Other Fundumenentals of PROG Holdings
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
PROG Holdings Net Income component correlations
PROG Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for PROG Holdings is extremely important. It helps to project a fair market value of PROG Stock properly, considering its historical fundamentals such as Net Income. Since PROG Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of PROG Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of PROG Holdings' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PROG Holdings. If investors know PROG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PROG Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.58) | Dividend Share 0.51 | Earnings Share 3.94 | Revenue Per Share | Quarterly Revenue Growth (0.02) |
The market value of PROG Holdings is measured differently than its book value, which is the value of PROG that is recorded on the company's balance sheet. Investors also form their own opinion of PROG Holdings' value that differs from its market value or its book value, called intrinsic value, which is PROG Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PROG Holdings' market value can be influenced by many factors that don't directly affect PROG Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PROG Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if PROG Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PROG Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
PROG Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to PROG Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of PROG Holdings.
| 10/29/2025 |
| 01/27/2026 |
If you would invest 0.00 in PROG Holdings on October 29, 2025 and sell it all today you would earn a total of 0.00 from holding PROG Holdings or generate 0.0% return on investment in PROG Holdings over 90 days. PROG Holdings is related to or competes with Willis Lease, Allegiant Travel, Global Ship, Hertz Global, Solid Power, Okeanis Eco, and Custom Truck. PROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged... More
PROG Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure PROG Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess PROG Holdings upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.93 | |||
| Information Ratio | (0.01) | |||
| Maximum Drawdown | 8.53 | |||
| Value At Risk | (2.64) | |||
| Potential Upside | 3.84 |
PROG Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for PROG Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as PROG Holdings' standard deviation. In reality, there are many statistical measures that can use PROG Holdings historical prices to predict the future PROG Holdings' volatility.| Risk Adjusted Performance | 0.0266 | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.15) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0387 |
PROG Holdings January 27, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0266 | |||
| Market Risk Adjusted Performance | 0.0487 | |||
| Mean Deviation | 1.56 | |||
| Semi Deviation | 1.83 | |||
| Downside Deviation | 1.93 | |||
| Coefficient Of Variation | 3631.29 | |||
| Standard Deviation | 2.05 | |||
| Variance | 4.22 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.15) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0387 | |||
| Maximum Drawdown | 8.53 | |||
| Value At Risk | (2.64) | |||
| Potential Upside | 3.84 | |||
| Downside Variance | 3.73 | |||
| Semi Variance | 3.35 | |||
| Expected Short fall | (1.71) | |||
| Skewness | 0.3117 | |||
| Kurtosis | 0.7132 |
PROG Holdings Backtested Returns
PROG Holdings appears to be very steady, given 3 months investment horizon. PROG Holdings maintains Sharpe Ratio (i.e., Efficiency) of 0.1, which implies the firm had a 0.1 % return per unit of volatility over the last 3 months. We have found twenty-nine technical indicators for PROG Holdings, which you can use to evaluate the volatility of the company. Please evaluate PROG Holdings' risk adjusted performance of 0.0266, and Semi Deviation of 1.83 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, PROG Holdings holds a performance score of 8. The company holds a Beta of 1.2, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, PROG Holdings will likely underperform. Please check PROG Holdings' value at risk, as well as the relationship between the skewness and day median price , to make a quick decision on whether PROG Holdings' historical price patterns will revert.
Auto-correlation | 0.60 |
Good predictability
PROG Holdings has good predictability. Overlapping area represents the amount of predictability between PROG Holdings time series from 29th of October 2025 to 13th of December 2025 and 13th of December 2025 to 27th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of PROG Holdings price movement. The serial correlation of 0.6 indicates that roughly 60.0% of current PROG Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.6 | |
| Spearman Rank Test | 0.44 | |
| Residual Average | 0.0 | |
| Price Variance | 1.31 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
PROG Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, PROG Holdings reported net income of 197.25 M. This is 23.97% lower than that of the Consumer Finance sector and 2.42% higher than that of the Financials industry. The net income for all United States stocks is 65.45% higher than that of the company.
PROG Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses PROG Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of PROG Holdings could also be used in its relative valuation, which is a method of valuing PROG Holdings by comparing valuation metrics of similar companies.PROG Holdings is currently under evaluation in net income category among its peers.
PROG Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, PROG Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to PROG Holdings' managers, analysts, and investors.Environmental | Governance | Social |
PROG Holdings Institutional Holders
Institutional Holdings refers to the ownership stake in PROG Holdings that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of PROG Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing PROG Holdings' value.| Shares | Charles Schwab Investment Management Inc | 2025-06-30 | 750.4 K | Ameriprise Financial Inc | 2025-06-30 | 747.7 K | Vulcan Value Partners, Llc | 2025-06-30 | 678.5 K | Palisade Capital Management Llc | 2025-06-30 | 631.7 K | Wellington Management Company Llp | 2025-06-30 | 631.4 K | Northern Trust Corp | 2025-06-30 | 520.9 K | Arrowstreet Capital Limited Partnership | 2025-06-30 | 468.6 K | Amvescap Plc. | 2025-06-30 | 456.1 K | Jpmorgan Chase & Co | 2025-06-30 | 451.6 K | Blackrock Inc | 2025-06-30 | 6.1 M | Vanguard Group Inc | 2025-06-30 | 4.9 M |
PROG Fundamentals
| Return On Equity | 0.25 | ||||
| Return On Asset | 0.17 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 1.62 B | ||||
| Shares Outstanding | 39.55 M | ||||
| Shares Owned By Insiders | 1.91 % | ||||
| Shares Owned By Institutions | 98.09 % | ||||
| Number Of Shares Shorted | 3.63 M | ||||
| Price To Earning | 5.40 X | ||||
| Price To Book | 1.86 X | ||||
| Price To Sales | 0.52 X | ||||
| Revenue | 2.46 B | ||||
| Gross Profit | 879.47 M | ||||
| EBITDA | 1.85 B | ||||
| Net Income | 197.25 M | ||||
| Cash And Equivalents | 95.66 M | ||||
| Cash Per Share | 4.43 X | ||||
| Total Debt | 655.06 M | ||||
| Debt To Equity | 1.08 % | ||||
| Current Ratio | 3.32 X | ||||
| Book Value Per Share | 17.79 X | ||||
| Cash Flow From Operations | 138.53 M | ||||
| Short Ratio | 5.92 X | ||||
| Earnings Per Share | 3.94 X | ||||
| Price To Earnings To Growth | 0.31 X | ||||
| Target Price | 41.0 | ||||
| Number Of Employees | 1.4 K | ||||
| Beta | 1.75 | ||||
| Market Capitalization | 1.31 B | ||||
| Total Asset | 1.51 B | ||||
| Retained Earnings | 1.47 B | ||||
| Working Capital | 893.91 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 0.29 % | ||||
| Net Asset | 1.51 B | ||||
| Last Dividend Paid | 0.51 |
About PROG Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze PROG Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of PROG Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of PROG Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether PROG Holdings is a strong investment it is important to analyze PROG Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact PROG Holdings' future performance. For an informed investment choice regarding PROG Stock, refer to the following important reports:Check out PROG Holdings Piotroski F Score and PROG Holdings Altman Z Score analysis. For more detail on how to invest in PROG Stock please use our How to Invest in PROG Holdings guide.You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PROG Holdings. If investors know PROG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PROG Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.58) | Dividend Share 0.51 | Earnings Share 3.94 | Revenue Per Share | Quarterly Revenue Growth (0.02) |
The market value of PROG Holdings is measured differently than its book value, which is the value of PROG that is recorded on the company's balance sheet. Investors also form their own opinion of PROG Holdings' value that differs from its market value or its book value, called intrinsic value, which is PROG Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PROG Holdings' market value can be influenced by many factors that don't directly affect PROG Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PROG Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if PROG Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PROG Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.