Provident Financial Services Stock Market Value
| PFS Stock | USD 20.59 0.72 3.38% |
| Symbol | Provident |
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Provident Financial. If investors know Provident will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Provident Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Provident Financial is measured differently than its book value, which is the value of Provident that is recorded on the company's balance sheet. Investors also form their own opinion of Provident Financial's value that differs from its market value or its book value, called intrinsic value, which is Provident Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Provident Financial's market value can be influenced by many factors that don't directly affect Provident Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Provident Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Provident Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Provident Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Provident Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Provident Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Provident Financial.
| 10/25/2025 |
| 01/23/2026 |
If you would invest 0.00 in Provident Financial on October 25, 2025 and sell it all today you would earn a total of 0.00 from holding Provident Financial Services or generate 0.0% return on investment in Provident Financial over 90 days. Provident Financial is related to or competes with Park National, First Financial, Western Alliance, Trustmark, Towne Bank, Banner, and Washington Federal. Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking... More
Provident Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Provident Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Provident Financial Services upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.35 | |||
| Information Ratio | 0.0528 | |||
| Maximum Drawdown | 6.32 | |||
| Value At Risk | (1.78) | |||
| Potential Upside | 2.52 |
Provident Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Provident Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Provident Financial's standard deviation. In reality, there are many statistical measures that can use Provident Financial historical prices to predict the future Provident Financial's volatility.| Risk Adjusted Performance | 0.0783 | |||
| Jensen Alpha | 0.089 | |||
| Total Risk Alpha | (0.0002) | |||
| Sortino Ratio | 0.0661 | |||
| Treynor Ratio | 0.1573 |
Provident Financial January 23, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.0783 | |||
| Market Risk Adjusted Performance | 0.1673 | |||
| Mean Deviation | 1.18 | |||
| Semi Deviation | 1.18 | |||
| Downside Deviation | 1.35 | |||
| Coefficient Of Variation | 1008.31 | |||
| Standard Deviation | 1.69 | |||
| Variance | 2.85 | |||
| Information Ratio | 0.0528 | |||
| Jensen Alpha | 0.089 | |||
| Total Risk Alpha | (0.0002) | |||
| Sortino Ratio | 0.0661 | |||
| Treynor Ratio | 0.1573 | |||
| Maximum Drawdown | 6.32 | |||
| Value At Risk | (1.78) | |||
| Potential Upside | 2.52 | |||
| Downside Variance | 1.82 | |||
| Semi Variance | 1.39 | |||
| Expected Short fall | (1.45) | |||
| Skewness | 1.01 | |||
| Kurtosis | 3.65 |
Provident Financial Backtested Returns
Currently, Provident Financial Services is very steady. Provident Financial maintains Sharpe Ratio (i.e., Efficiency) of 0.0992, which implies the firm had a 0.0992 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Provident Financial, which you can use to evaluate the volatility of the company. Please check Provident Financial's Semi Deviation of 1.18, risk adjusted performance of 0.0783, and Coefficient Of Variation of 1008.31 to confirm if the risk estimate we provide is consistent with the expected return of 0.17%. Provident Financial has a performance score of 7 on a scale of 0 to 100. The company holds a Beta of 1.0, which implies a somewhat significant risk relative to the market. Provident Financial returns are very sensitive to returns on the market. As the market goes up or down, Provident Financial is expected to follow. Provident Financial right now holds a risk of 1.69%. Please check Provident Financial value at risk, as well as the relationship between the skewness and day median price , to decide if Provident Financial will be following its historical price patterns.
Auto-correlation | -0.07 |
Very weak reverse predictability
Provident Financial Services has very weak reverse predictability. Overlapping area represents the amount of predictability between Provident Financial time series from 25th of October 2025 to 9th of December 2025 and 9th of December 2025 to 23rd of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Provident Financial price movement. The serial correlation of -0.07 indicates that barely 7.0% of current Provident Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.07 | |
| Spearman Rank Test | -0.24 | |
| Residual Average | 0.0 | |
| Price Variance | 0.23 |
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Additional Tools for Provident Stock Analysis
When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.