Summit State Bank Stock Market Value

SSBI Stock  USD 11.69  0.08  0.69%   
Summit State's market value is the price at which a share of Summit State trades on a public exchange. It measures the collective expectations of Summit State Bank investors about its performance. Summit State is trading at 11.69 as of the 24th of December 2025. This is a 0.69 percent up since the beginning of the trading day. The stock's open price was 11.61.
With this module, you can estimate the performance of a buy and hold strategy of Summit State Bank and determine expected loss or profit from investing in Summit State over a given investment horizon. Check out Summit State Correlation, Summit State Volatility and Summit State Alpha and Beta module to complement your research on Summit State.
Symbol

Summit State Bank Price To Book Ratio

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Summit State. If investors know Summit will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Summit State listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.333
Earnings Share
(0.21)
Revenue Per Share
4.074
Quarterly Revenue Growth
(0.03)
Return On Assets
(0)
The market value of Summit State Bank is measured differently than its book value, which is the value of Summit that is recorded on the company's balance sheet. Investors also form their own opinion of Summit State's value that differs from its market value or its book value, called intrinsic value, which is Summit State's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Summit State's market value can be influenced by many factors that don't directly affect Summit State's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Summit State's value and its price as these two are different measures arrived at by different means. Investors typically determine if Summit State is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Summit State's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Summit State 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Summit State's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Summit State.
0.00
10/25/2025
No Change 0.00  0.0 
In 2 months and 2 days
12/24/2025
0.00
If you would invest  0.00  in Summit State on October 25, 2025 and sell it all today you would earn a total of 0.00 from holding Summit State Bank or generate 0.0% return on investment in Summit State over 60 days. Summit State is related to or competes with Bank of the, Fifth District, First Bancshares, United Bancorp, First Northwest, IF Bancorp, and Broadway Financial. Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma Count... More

Summit State Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Summit State's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Summit State Bank upside and downside potential and time the market with a certain degree of confidence.

Summit State Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Summit State's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Summit State's standard deviation. In reality, there are many statistical measures that can use Summit State historical prices to predict the future Summit State's volatility.
Hype
Prediction
LowEstimatedHigh
10.0811.6913.30
Details
Intrinsic
Valuation
LowRealHigh
9.8811.4913.10
Details
Naive
Forecast
LowNextHigh
9.8811.4913.10
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
10.3211.3212.31
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Summit State. Your research has to be compared to or analyzed against Summit State's peers to derive any actionable benefits. When done correctly, Summit State's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Summit State Bank.

Summit State Bank Backtested Returns

Summit State Bank owns Efficiency Ratio (i.e., Sharpe Ratio) of -0.0279, which indicates the firm had a -0.0279 % return per unit of risk over the last 3 months. Summit State Bank exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please validate Summit State's Variance of 2.39, risk adjusted performance of (0.01), and Coefficient Of Variation of (5,764) to confirm the risk estimate we provide. The entity has a beta of 0.0528, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Summit State's returns are expected to increase less than the market. However, during the bear market, the loss of holding Summit State is expected to be smaller as well. At this point, Summit State Bank has a negative expected return of -0.0448%. Please make sure to validate Summit State's potential upside, as well as the relationship between the daily balance of power and market facilitation index , to decide if Summit State Bank performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  -0.46  

Modest reverse predictability

Summit State Bank has modest reverse predictability. Overlapping area represents the amount of predictability between Summit State time series from 25th of October 2025 to 24th of November 2025 and 24th of November 2025 to 24th of December 2025. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Summit State Bank price movement. The serial correlation of -0.46 indicates that about 46.0% of current Summit State price fluctuation can be explain by its past prices.
Correlation Coefficient-0.46
Spearman Rank Test-0.36
Residual Average0.0
Price Variance0.1

Summit State Bank lagged returns against current returns

Autocorrelation, which is Summit State stock's lagged correlation, explains the relationship between observations of its time series of returns over different periods of time. The observations are said to be independent if autocorrelation is zero. Autocorrelation is calculated as a function of mean and variance and can have practical application in predicting Summit State's stock expected returns. We can calculate the autocorrelation of Summit State returns to help us make a trade decision. For example, suppose you find that Summit State has exhibited high autocorrelation historically, and you observe that the stock is moving up for the past few days. In that case, you can expect the price movement to match the lagging time series.
   Current and Lagged Values   
       Timeline  

Summit State regressed lagged prices vs. current prices

Serial correlation can be approximated by using the Durbin-Watson (DW) test. The correlation can be either positive or negative. If Summit State stock is displaying a positive serial correlation, investors will expect a positive pattern to continue. However, if Summit State stock is observed to have a negative serial correlation, investors will generally project negative sentiment on having a locked-in long position in Summit State stock over time.
   Current vs Lagged Prices   
       Timeline  

Summit State Lagged Returns

When evaluating Summit State's market value, investors can use the concept of autocorrelation to see how much of an impact past prices of Summit State stock have on its future price. Summit State autocorrelation represents the degree of similarity between a given time horizon and a lagged version of the same horizon over the previous time interval. In other words, Summit State autocorrelation shows the relationship between Summit State stock current value and its past values and can show if there is a momentum factor associated with investing in Summit State Bank.
   Regressed Prices   
       Timeline  

Currently Active Assets on Macroaxis

When determining whether Summit State Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Summit State's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Summit State Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Summit State Bank Stock:
Check out Summit State Correlation, Summit State Volatility and Summit State Alpha and Beta module to complement your research on Summit State.
You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Summit State technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Summit State technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Summit State trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...