360 Finance Stock Performance
| QFIN Stock | USD 15.20 0.13 0.86% |
The firm owns a Beta (Systematic Risk) of 0.93, which signifies possible diversification benefits within a given portfolio. 360 Finance returns are very sensitive to returns on the market. As the market goes up or down, 360 Finance is expected to follow. At this point, 360 Finance has a negative expected return of -0.61%. Please make sure to confirm 360 Finance's potential upside, and the relationship between the jensen alpha and rate of daily change , to decide if 360 Finance performance from the past will be repeated sooner or later.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days 360 Finance has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of weak performance in the last few months, the Stock's forward indicators remain very healthy which may send shares a bit higher in March 2026. The recent disarray may also be a sign of long period up-swing for the firm investors. ...more
| Begin Period Cash Flow | 7.6 B | |
| Total Cashflows From Investing Activities | -8 B |
360 Finance Relative Risk vs. Return Landscape
If you would invest 2,258 in 360 Finance on November 6, 2025 and sell it today you would lose (738.00) from holding 360 Finance or give up 32.68% of portfolio value over 90 days. 360 Finance is currently does not generate positive expected returns and assumes 2.7621% risk (volatility on return distribution) over the 90 days horizon. In different words, 24% of stocks are less volatile than 360, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
360 Finance Target Price Odds to finish over Current Price
The tendency of 360 Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 15.20 | 90 days | 15.20 | over 95.84 |
Based on a normal probability distribution, the odds of 360 Finance to move above the current price in 90 days from now is over 95.84 (This 360 Finance probability density function shows the probability of 360 Stock to fall within a particular range of prices over 90 days) .
360 Finance Price Density |
| Price |
Predictive Modules for 360 Finance
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as 360 Finance. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.360 Finance Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. 360 Finance is not an exception. The market had few large corrections towards the 360 Finance's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold 360 Finance, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of 360 Finance within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | -0.67 | |
β | Beta against Dow Jones | 0.93 | |
σ | Overall volatility | 2.13 | |
Ir | Information ratio | -0.24 |
360 Finance Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of 360 Finance for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for 360 Finance can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| 360 Finance generated a negative expected return over the last 90 days | |
| Over 76.0% of the company shares are owned by institutional investors |
360 Finance Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of 360 Stock often depends not only on the future outlook of the current and potential 360 Finance's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. 360 Finance's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 151.7 M | |
| Cash And Short Term Investments | 7.8 B |
360 Finance Fundamentals Growth
360 Stock prices reflect investors' perceptions of the future prospects and financial health of 360 Finance, and 360 Finance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on 360 Stock performance.
| Return On Equity | 0.29 | ||||
| Return On Asset | 0.11 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.48 % | ||||
| Current Valuation | (29.61 M) | ||||
| Shares Outstanding | 130.19 M | ||||
| Price To Earning | 3.61 X | ||||
| Price To Book | 0.58 X | ||||
| Price To Sales | 0.11 X | ||||
| Revenue | 17.17 B | ||||
| EBITDA | 8.08 B | ||||
| Cash And Equivalents | 7.25 B | ||||
| Cash Per Share | 46.40 X | ||||
| Total Debt | 1.65 B | ||||
| Debt To Equity | 0.04 % | ||||
| Book Value Per Share | 26.82 X | ||||
| Cash Flow From Operations | 9.34 B | ||||
| Earnings Per Share | 7.07 X | ||||
| Total Asset | 48.13 B | ||||
| Retained Earnings | 20.95 B | ||||
About 360 Finance Performance
By examining 360 Finance's fundamental ratios, stakeholders can obtain critical insights into 360 Finance's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that 360 Finance is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the Peoples Republic of China. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the Peoples Republic of China. 360 Finance is traded on NASDAQ Exchange in the United States.Things to note about 360 Finance performance evaluation
Checking the ongoing alerts about 360 Finance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for 360 Finance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| 360 Finance generated a negative expected return over the last 90 days | |
| Over 76.0% of the company shares are owned by institutional investors |
- Analyzing 360 Finance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether 360 Finance's stock is overvalued or undervalued compared to its peers.
- Examining 360 Finance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating 360 Finance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of 360 Finance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of 360 Finance's stock. These opinions can provide insight into 360 Finance's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Will Consumer Finance sector continue expanding? Could 360 diversify its offerings? Factors like these will boost the valuation of 360 Finance. Anticipated expansion of 360 directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every 360 Finance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
360 Finance's market price often diverges from its book value, the accounting figure shown on 360's balance sheet. Smart investors calculate 360 Finance's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since 360 Finance's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between 360 Finance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding 360 Finance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.