Brian Reed - Summit State Executive Vice President Chief Credit Officer

SSBI Stock  USD 13.77  0.10  0.73%   

President

Mr. Brian Reed was appointed as Executive Vice President, Chief Credit Officer of the Company effective December 5th, 2016. Brian brings over 30 years of lending and community banking experience to his role. Brian was in banking since 1985, most recently as EVP and Chief Credit Officer for First Community Bank. Brian earned his Master degree from the American Graduate School of International Management in Arizona, and graduated with a Bachelor degree in Business Economics from the University of California at Santa Barbara, with an emphasis in Accounting and Corporationrationrate Finance. Brian is the President elect of the Santa Rosa East Rotary, President of Children Family Circle and Treasurer of Free to Be. since 2016.
Age 67
Tenure 10 years
Address 500 Bicentennial Way, Santa Rosa, CA, United States, 95403
Phone707 568 6000
Webhttps://summitstatebank.com

Summit State Management Efficiency

As of now, Summit State's Return On Tangible Assets are decreasing as compared to previous years. The Summit State's current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.02. As of now, Summit State's Return On Tangible Assets are decreasing as compared to previous years. The Summit State's current Fixed Asset Turnover is estimated to increase to 12.81, while Total Assets are projected to decrease to under 622.8 M. Summit State's management efficiency ratios could be used to measure how well Summit State manages its routine affairs as well as how well it operates its assets and liabilities.
Summit State Bank currently holds 5.95 M in liabilities. Note, when we think about Summit State's use of debt, we should always consider it together with its cash and equity.
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California. Summit State operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 107 people. Summit State Bank (SSBI) is traded on NASDAQ Exchange in USA and employs 106 people. Summit State is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Summit State Bank Leadership Team

Elected by the shareholders, the Summit State's board of directors comprises two types of representatives: Summit State inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Summit. The board's role is to monitor Summit State's management team and ensure that shareholders' interests are well served. Summit State's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Summit State's outside directors are responsible for providing unbiased perspectives on the board's policies.
Barbara Gradman, Corporate Secretary
Michael Floyd, Executive Officer
Wayne Hoffer, Senior President
Karen CPA, Senior President
Brandy Seppi, Chief Credit Officer and Executive VP
John Osborne, Senior Manager
Karen Holloway, Senior President
Genie Secco, Executive COO
Brian Reed, Executive Vice President Chief Credit Officer
Elaina Hunt, Vice Relations
Patty Hoagland, Director Services
Camille Kazarian, Executive CFO
Michael Castlio, Executive Officer

Summit Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Summit State a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Summit State Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Summit State's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Summit State Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Summit State Bank Stock:
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Is there potential for Regional Banks market expansion? Will Summit introduce new products? Factors like these will boost the valuation of Summit State. If investors know Summit will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Summit State listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.333
Earnings Share
(0.21)
Revenue Per Share
4.883
Quarterly Revenue Growth
3.276
Return On Assets
0.0066
Summit State Bank's market price often diverges from its book value, the accounting figure shown on Summit's balance sheet. Smart investors calculate Summit State's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Summit State's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Summit State's value and its price as these two are different measures arrived at by different means. Investors typically determine if Summit State is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Summit State's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.