Jiayin Group Stock Performance
| JFIN Stock | USD 6.23 0.03 0.48% |
The company retains a Market Volatility (i.e., Beta) of -0.46, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning Jiayin are expected to decrease at a much lower rate. During the bear market, Jiayin is likely to outperform the market. At this point, Jiayin Group has a negative expected return of -0.49%. Please make sure to check out Jiayin's total risk alpha, as well as the relationship between the skewness and day median price , to decide if Jiayin Group performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Jiayin Group has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of abnormal performance in the last few months, the Stock's forward indicators remain very healthy which may send shares a bit higher in March 2026. The recent disarray may also be a sign of long period up-swing for the firm investors. ...more
| Begin Period Cash Flow | 372.6 M | |
| Total Cashflows From Investing Activities | -783.5 M |
Jiayin Relative Risk vs. Return Landscape
If you would invest 867.00 in Jiayin Group on November 18, 2025 and sell it today you would lose (246.50) from holding Jiayin Group or give up 28.43% of portfolio value over 90 days. Jiayin Group is currently does not generate positive expected returns and assumes 3.1159% risk (volatility on return distribution) over the 90 days horizon. In different words, 27% of stocks are less volatile than Jiayin, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Jiayin Target Price Odds to finish over Current Price
The tendency of Jiayin Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 6.23 | 90 days | 6.23 | about 85.08 |
Based on a normal probability distribution, the odds of Jiayin to move above the current price in 90 days from now is about 85.08 (This Jiayin Group probability density function shows the probability of Jiayin Stock to fall within a particular range of prices over 90 days) .
Jiayin Price Density |
| Price |
Predictive Modules for Jiayin
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Jiayin Group. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Jiayin Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Jiayin is not an exception. The market had few large corrections towards the Jiayin's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Jiayin Group, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Jiayin within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | -0.47 | |
β | Beta against Dow Jones | -0.46 | |
σ | Overall volatility | 0.50 | |
Ir | Information ratio | -0.18 |
Jiayin Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Jiayin for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Jiayin Group can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Jiayin Group generated a negative expected return over the last 90 days | |
| Jiayin Group has high historical volatility and very poor performance | |
| Jiayin Group has a strong financial position based on the latest SEC filings |
Jiayin Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Jiayin Stock often depends not only on the future outlook of the current and potential Jiayin's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Jiayin's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 53.1 M | |
| Cash And Short Term Investments | 540.5 M |
Jiayin Fundamentals Growth
Jiayin Stock prices reflect investors' perceptions of the future prospects and financial health of Jiayin, and Jiayin fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Jiayin Stock performance.
| Return On Equity | 0.48 | ||||
| Return On Asset | 0.2 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.31 % | ||||
| Current Valuation | 318.13 M | ||||
| Shares Outstanding | 26.37 M | ||||
| Price To Earning | 2.79 X | ||||
| Price To Book | 0.53 X | ||||
| Price To Sales | 0.05 X | ||||
| Revenue | 5.8 B | ||||
| EBITDA | 1.27 B | ||||
| Cash And Equivalents | 213.88 M | ||||
| Cash Per Share | 3.96 X | ||||
| Total Debt | 51.68 M | ||||
| Debt To Equity | 0.06 % | ||||
| Book Value Per Share | 12.14 X | ||||
| Cash Flow From Operations | 1.43 B | ||||
| Earnings Per Share | 4.71 X | ||||
| Total Asset | 5.41 B | ||||
| Retained Earnings | 2.24 B | ||||
About Jiayin Performance
By examining Jiayin's fundamental ratios, stakeholders can obtain critical insights into Jiayin's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Jiayin is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Jiayin Group Inc. provides online consumer finance services in the Peoples Republic of China. The company was founded in 2011 and is headquartered in Shanghai, the Peoples Republic of China. Jiayin operates under Internet Content Information classification in the United States and is traded on NASDAQ Exchange. It employs 706 people.Things to note about Jiayin Group performance evaluation
Checking the ongoing alerts about Jiayin for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Jiayin Group help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Jiayin Group generated a negative expected return over the last 90 days | |
| Jiayin Group has high historical volatility and very poor performance | |
| Jiayin Group has a strong financial position based on the latest SEC filings |
- Analyzing Jiayin's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Jiayin's stock is overvalued or undervalued compared to its peers.
- Examining Jiayin's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Jiayin's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Jiayin's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Jiayin's stock. These opinions can provide insight into Jiayin's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Will Consumer Finance sector continue expanding? Could Jiayin diversify its offerings? Factors like these will boost the valuation of Jiayin. Expected growth trajectory for Jiayin significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Jiayin data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Jiayin Group's market price often diverges from its book value, the accounting figure shown on Jiayin's balance sheet. Smart investors calculate Jiayin's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Jiayin's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Jiayin's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Jiayin represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.