OneMain Holdings Net Income
| OMF Stock | USD 57.11 2.90 4.83% |
As of the 13th of February 2026, OneMain Holdings holds the Variance of 3.25, coefficient of variation of (4,870), and Risk Adjusted Performance of (0.01). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of OneMain Holdings, as well as the relationship between them. Please check OneMain Holdings coefficient of variation, treynor ratio, as well as the relationship between the Treynor Ratio and skewness to decide if OneMain Holdings is priced some-what accurately, providing market reflects its current price of 57.11 per share. Given that OneMain Holdings has information ratio of (0.07), we recommend you to check out OneMain Holdings's recent market performance to make sure the company can sustain itself at a future point.
OneMain Holdings Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.9807 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 783 M | 574 M | |
| Net Income | 782 M | 821.1 M | |
| Net Income From Continuing Ops | 783 M | 647.9 M | |
| Net Income Per Share | 6.59 | 6.92 | |
| Net Income Per E B T | 0.78 | 0.83 |
OneMain | Net Income | Build AI portfolio with OneMain Stock |
The Net Income trend for OneMain Holdings offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether OneMain Holdings is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest OneMain Holdings' Net Income Growth Pattern
Below is the plot of the Net Income of OneMain Holdings over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in OneMain Holdings financial statement analysis. It represents the amount of money remaining after all of OneMain Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is OneMain Holdings' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in OneMain Holdings' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 782 M | 10 Years Trend |
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Net Income |
| Timeline |
OneMain Net Income Regression Statistics
| Arithmetic Mean | 431,979,882 | |
| Geometric Mean | 374,453,594 | |
| Coefficient Of Variation | 104.00 | |
| Mean Deviation | 366,629,550 | |
| Median | 463,000,000 | |
| Standard Deviation | 449,255,783 | |
| Sample Variance | 201830.8T | |
| Range | 1.6B | |
| R-Value | 0.76 | |
| Mean Square Error | 90029.5T | |
| R-Squared | 0.58 | |
| Significance | 0.0004 | |
| Slope | 67,860,316 | |
| Total Sum of Squares | 3229292.1T |
OneMain Net Income History
Other Fundumenentals of OneMain Holdings
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
OneMain Holdings Net Income component correlations
OneMain Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for OneMain Holdings is extremely important. It helps to project a fair market value of OneMain Stock properly, considering its historical fundamentals such as Net Income. Since OneMain Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of OneMain Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of OneMain Holdings' interrelated accounts and indicators.
Click cells to compare fundamentals
Can Consumer Finance industry sustain growth momentum? Does OneMain have expansion opportunities? Factors like these will boost the valuation of OneMain Holdings. Anticipated expansion of OneMain directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating OneMain Holdings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.637 | Dividend Share 4.17 | Earnings Share 6.56 | Revenue Per Share | Quarterly Revenue Growth 0.122 |
OneMain Holdings's market price often diverges from its book value, the accounting figure shown on OneMain's balance sheet. Smart investors calculate OneMain Holdings' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since OneMain Holdings' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between OneMain Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OneMain Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, OneMain Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
OneMain Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to OneMain Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of OneMain Holdings.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in OneMain Holdings on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding OneMain Holdings or generate 0.0% return on investment in OneMain Holdings over 90 days. OneMain Holdings is related to or competes with Blue Owl, Synchrony Financial, FirstCash, SLM Corp, AXIS Capital, Voya Financial, and Popular. OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses More
OneMain Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure OneMain Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess OneMain Holdings upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.07) | |||
| Maximum Drawdown | 10.41 | |||
| Value At Risk | (2.89) | |||
| Potential Upside | 2.76 |
OneMain Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for OneMain Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as OneMain Holdings' standard deviation. In reality, there are many statistical measures that can use OneMain Holdings historical prices to predict the future OneMain Holdings' volatility.| Risk Adjusted Performance | (0.01) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.20) | |||
| Treynor Ratio | (0.04) |
OneMain Holdings February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.03) | |||
| Mean Deviation | 1.32 | |||
| Coefficient Of Variation | (4,870) | |||
| Standard Deviation | 1.8 | |||
| Variance | 3.25 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.20) | |||
| Treynor Ratio | (0.04) | |||
| Maximum Drawdown | 10.41 | |||
| Value At Risk | (2.89) | |||
| Potential Upside | 2.76 | |||
| Skewness | (0.51) | |||
| Kurtosis | 1.76 |
OneMain Holdings Backtested Returns
At this point, OneMain Holdings is very steady. OneMain Holdings maintains Sharpe Ratio (i.e., Efficiency) of close to zero, which implies the firm had a close to zero % return per unit of risk over the last 3 months. We have found twenty-two technical indicators for OneMain Holdings, which you can use to evaluate the volatility of the company. Please check OneMain Holdings' Variance of 3.25, risk adjusted performance of (0.01), and Coefficient Of Variation of (4,870) to confirm if the risk estimate we provide is consistent with the expected return of 0.0174%. The company holds a Beta of 1.2, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, OneMain Holdings will likely underperform. OneMain Holdings right now holds a risk of 1.81%. Please check OneMain Holdings skewness, and the relationship between the total risk alpha and rate of daily change , to decide if OneMain Holdings will be following its historical price patterns.
Auto-correlation | -0.78 |
Almost perfect reverse predictability
OneMain Holdings has almost perfect reverse predictability. Overlapping area represents the amount of predictability between OneMain Holdings time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of OneMain Holdings price movement. The serial correlation of -0.78 indicates that around 78.0% of current OneMain Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.78 | |
| Spearman Rank Test | -0.79 | |
| Residual Average | 0.0 | |
| Price Variance | 8.61 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
OneMain Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, OneMain Holdings reported net income of 782 M. This is 38.78% lower than that of the Consumer Finance sector and 42.68% lower than that of the Financials industry. The net income for all United States stocks is 36.96% lower than that of the firm.
OneMain Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses OneMain Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of OneMain Holdings could also be used in its relative valuation, which is a method of valuing OneMain Holdings by comparing valuation metrics of similar companies.OneMain Holdings is currently under evaluation in net income category among its peers.
OneMain Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, OneMain Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to OneMain Holdings' managers, analysts, and investors.Environmental | Governance | Social |
OneMain Holdings Institutional Holders
Institutional Holdings refers to the ownership stake in OneMain Holdings that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of OneMain Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing OneMain Holdings' value.| Shares | Brandes Investment Partners & Co | 2025-06-30 | 1.9 M | Northern Trust Corp | 2025-06-30 | 1.6 M | Nuveen, Llc | 2025-06-30 | 1.6 M | Norges Bank | 2025-06-30 | 1.5 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.4 M | Arrowstreet Capital Limited Partnership | 2025-06-30 | 1.3 M | Cooperman Leon G | 2025-06-30 | 1.1 M | First Trust Advisors L.p. | 2025-06-30 | 1.1 M | Royal Bank Of Canada | 2025-06-30 | 1.1 M | Vanguard Group Inc | 2025-06-30 | 11.7 M | Capital Research & Mgmt Co - Division 3 | 2025-06-30 | 10.3 M |
OneMain Fundamentals
| Return On Equity | 0.24 | ||||
| Return On Asset | 0.0294 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | 28.94 B | ||||
| Shares Outstanding | 117.15 M | ||||
| Shares Owned By Insiders | 0.24 % | ||||
| Shares Owned By Institutions | 92.70 % | ||||
| Number Of Shares Shorted | 4.17 M | ||||
| Price To Earning | 5.07 X | ||||
| Price To Book | 2.07 X | ||||
| Price To Sales | 2.38 X | ||||
| Revenue | 6.24 B | ||||
| Gross Profit | 2.78 B | ||||
| EBITDA | 2.34 B | ||||
| Net Income | 782 M | ||||
| Cash And Equivalents | 914 M | ||||
| Cash Per Share | 4.39 X | ||||
| Total Debt | 22.69 B | ||||
| Debt To Equity | 6.04 % | ||||
| Current Ratio | 305.02 X | ||||
| Book Value Per Share | 29.02 X | ||||
| Cash Flow From Operations | 3.13 B | ||||
| Short Ratio | 3.37 X | ||||
| Earnings Per Share | 6.56 X | ||||
| Price To Earnings To Growth | 0.61 X | ||||
| Target Price | 72.29 | ||||
| Number Of Employees | 9.3 K | ||||
| Beta | 1.29 | ||||
| Market Capitalization | 7.07 B | ||||
| Total Asset | 27.39 B | ||||
| Retained Earnings | 2.58 B | ||||
| Working Capital | 3.25 B | ||||
| Current Asset | 3.51 B | ||||
| Current Liabilities | 259 M | ||||
| Annual Yield | 0.07 % | ||||
| Net Asset | 27.39 B | ||||
| Last Dividend Paid | 4.17 |
About OneMain Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze OneMain Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of OneMain Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of OneMain Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out For more detail on how to invest in OneMain Stock please use our How to Invest in OneMain Holdings guide.You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Can Consumer Finance industry sustain growth momentum? Does OneMain have expansion opportunities? Factors like these will boost the valuation of OneMain Holdings. Anticipated expansion of OneMain directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating OneMain Holdings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.637 | Dividend Share 4.17 | Earnings Share 6.56 | Revenue Per Share | Quarterly Revenue Growth 0.122 |
OneMain Holdings's market price often diverges from its book value, the accounting figure shown on OneMain's balance sheet. Smart investors calculate OneMain Holdings' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since OneMain Holdings' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between OneMain Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OneMain Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, OneMain Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.