X Financial Class Stock Debt To Equity
| XYF Stock | USD 6.25 0.03 0.48% |
X Financial Class fundamentals help investors to digest information that contributes to X Financial's financial success or failures. It also enables traders to predict the movement of XYF Stock. The fundamental analysis module provides a way to measure X Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to X Financial stock.
| Last Reported | Projected for Next Year | ||
| Debt To Equity | 0.10 | 0.07 |
XYF | Debt To Equity |
X Financial Class Company Debt To Equity Analysis
X Financial's Debt to Equity is calculated by dividing the Total Debt of a company by its Equity. If the debt exceeds equity of a company, then the creditors have more stakes in a firm than the stockholders. In other words, Debt to Equity ratio provides analysts with insights about composition of both equity and debt, and its influence on the valuation of the company.
Current X Financial Debt To Equity | 0.03 % |
Most of X Financial's fundamental indicators, such as Debt To Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, X Financial Class is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
XYF Debt To Equity Driver Correlations
Understanding the fundamental principles of building solid financial models for X Financial is extremely important. It helps to project a fair market value of XYF Stock properly, considering its historical fundamentals such as Debt To Equity. Since X Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of X Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of X Financial's interrelated accounts and indicators.
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XYF Debt To Equity Historical Pattern
Today, most investors in X Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various X Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's debt to equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of X Financial debt to equity as a starting point in their analysis.
X Financial Debt To Equity |
| Timeline |
High Debt to Equity ratio typically indicates that a firm has been borrowing aggressively to finance its growth and as a result may experience a burden of additional interest expense. This may reduce earnings or future growth. On the other hand a small D/E ratio may indicate that a company is not taking enough advantage from financial leverage. Debt to Equity ratio measures how the company is leveraging borrowing against the capital invested by the owners.
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XYF Total Stockholder Equity
Total Stockholder Equity |
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According to the company disclosure, X Financial Class has a Debt To Equity of 0.03%. This is 99.91% lower than that of the Consumer Finance sector and 99.97% lower than that of the Financials industry. The debt to equity for all United States stocks is 99.94% higher than that of the company.
X Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of X Financial from analyzing X Financial's financial statements. These drivers represent accounts that assess X Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of X Financial's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 1.8B | 698.7M | 1.0B | 1.1B | 1.3B | 1.2B | |
| Enterprise Value | 882.0M | (605.1M) | (869.5M) | (1.2B) | (1.1B) | (1.0B) |
X Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, X Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to X Financial's managers, analysts, and investors.Environmental | Governance | Social |
XYF Fundamentals
| Return On Equity | 0.22 | ||||
| Return On Asset | 0.0915 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.59 % | ||||
| Current Valuation | 734.62 M | ||||
| Shares Outstanding | 31.15 M | ||||
| Shares Owned By Insiders | 1.78 % | ||||
| Shares Owned By Institutions | 1.91 % | ||||
| Number Of Shares Shorted | 23.54 K | ||||
| Price To Earning | 1.18 X | ||||
| Price To Book | 0.32 X | ||||
| Price To Sales | 0.06 X | ||||
| Revenue | 1.89 B | ||||
| Gross Profit | 1.59 B | ||||
| EBITDA | 1.51 B | ||||
| Net Income | 1.19 B | ||||
| Cash And Equivalents | 584.76 M | ||||
| Cash Per Share | 12.19 X | ||||
| Total Debt | 577.85 M | ||||
| Debt To Equity | 0.03 % | ||||
| Current Ratio | 5.88 X | ||||
| Book Value Per Share | 135.84 X | ||||
| Cash Flow From Operations | 814.14 M | ||||
| Short Ratio | 0.33 X | ||||
| Earnings Per Share | 3.71 X | ||||
| Price To Earnings To Growth | 0.07 X | ||||
| Target Price | 1.7 | ||||
| Number Of Employees | 521 | ||||
| Beta | 0.32 | ||||
| Market Capitalization | 296.32 M | ||||
| Total Asset | 11.65 B | ||||
| Retained Earnings | 2.69 B | ||||
| Annual Yield | 0.05 % | ||||
| Net Asset | 11.65 B | ||||
| Last Dividend Paid | 2.41 |
About X Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze X Financial Class's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of X Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of X Financial Class based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:Check out X Financial Piotroski F Score and X Financial Altman Z Score analysis. You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.104 | Dividend Share 2.412 | Earnings Share 3.71 | Revenue Per Share 106.508 | Quarterly Revenue Growth 0.125 |
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.