Regional Management Corp Stock Price To Book
| RM Stock | USD 29.70 0.34 1.16% |
Regional Management Corp fundamentals help investors to digest information that contributes to Regional Management's financial success or failures. It also enables traders to predict the movement of Regional Stock. The fundamental analysis module provides a way to measure Regional Management's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Regional Management stock.
As of the 21st of November 2024, Price To Book Ratio is likely to drop to 0.69. Regional | Price To Book |
Regional Management Corp Company Price To Book Analysis
Regional Management's Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities.
Current Regional Management Price To Book | 0.85 X |
Most of Regional Management's fundamental indicators, such as Price To Book, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Regional Management Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Regional Price To Book Driver Correlations
Understanding the fundamental principles of building solid financial models for Regional Management is extremely important. It helps to project a fair market value of Regional Stock properly, considering its historical fundamentals such as Price To Book. Since Regional Management's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Regional Management's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Regional Management's interrelated accounts and indicators.
Click cells to compare fundamentals
Regional Price To Book Historical Pattern
Today, most investors in Regional Management Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Regional Management's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's price to book growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Regional Management price to book as a starting point in their analysis.
Regional Management Price To Book |
| Timeline |
Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.
| Competition |
Regional Book Value Per Share
Book Value Per Share |
|
Based on the latest financial disclosure, Regional Management Corp has a Price To Book of 0.8541 times. This is 81.35% lower than that of the Consumer Finance sector and 81.59% lower than that of the Financials industry. The price to book for all United States stocks is 91.02% higher than that of the company.
Regional Price To Book Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Regional Management's direct or indirect competition against its Price To Book to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Regional Management could also be used in its relative valuation, which is a method of valuing Regional Management by comparing valuation metrics of similar companies.Regional Management is currently under evaluation in price to book category among its peers.
Regional Management ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Regional Management's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Regional Management's managers, analysts, and investors.Environmental | Governance | Social |
Regional Fundamentals
| Return On Equity | 0.0695 | ||||
| Return On Asset | 0.0366 | ||||
| Profit Margin | 0.04 % | ||||
| Operating Margin | 0.21 % | ||||
| Current Valuation | 1.73 B | ||||
| Shares Outstanding | 10.16 M | ||||
| Shares Owned By Insiders | 8.24 % | ||||
| Shares Owned By Institutions | 79.42 % | ||||
| Number Of Shares Shorted | 249.17 K | ||||
| Price To Earning | 5.56 X | ||||
| Price To Book | 0.85 X | ||||
| Price To Sales | 0.55 X | ||||
| Revenue | 551.4 M | ||||
| Gross Profit | 309.24 M | ||||
| EBITDA | 102.88 M | ||||
| Net Income | 15.96 M | ||||
| Cash And Equivalents | 13.01 M | ||||
| Cash Per Share | 1.36 X | ||||
| Total Debt | 1.43 B | ||||
| Debt To Equity | 4.07 % | ||||
| Current Ratio | 42.53 X | ||||
| Book Value Per Share | 34.72 X | ||||
| Cash Flow From Operations | 249.17 M | ||||
| Short Ratio | 15.91 X | ||||
| Earnings Per Share | 2.35 X | ||||
| Price To Earnings To Growth | 0.42 X | ||||
| Target Price | 37.0 | ||||
| Number Of Employees | 2.08 K | ||||
| Beta | 1.53 | ||||
| Market Capitalization | 303.88 M | ||||
| Total Asset | 1.79 B | ||||
| Retained Earnings | 349.58 M | ||||
| Working Capital | 585.99 M | ||||
| Current Asset | 598.65 M | ||||
| Current Liabilities | 12.66 M | ||||
| Annual Yield | 0.04 % | ||||
| Net Asset | 1.79 B | ||||
| Last Dividend Paid | 1.2 |
About Regional Management Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Regional Management Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Regional Management using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Regional Management Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Regional Management Piotroski F Score and Regional Management Altman Z Score analysis. You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 1.2 | Earnings Share 2.35 | Revenue Per Share 58.139 | Quarterly Revenue Growth 0.036 |
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.