Ally Financial Stock Net Income
| ALLY Stock | USD 42.30 0.59 1.38% |
As of the 29th of January, Ally Financial shows the Mean Deviation of 1.32, downside deviation of 1.69, and Risk Adjusted Performance of 0.0369. Ally Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Ally Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.9593 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 852 M | 733.4 M | |
| Net Income Applicable To Common Shares | 742 M | 1.2 B | |
| Net Income From Continuing Ops | 769.4 M | 1.5 B | |
| Net Income Per Share | 2.74 | 3.80 | |
| Net Income Per E B T | 0.81 | 0.69 |
Ally | Net Income | Build AI portfolio with Ally Stock |
Latest Ally Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Ally Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Ally Financial financial statement analysis. It represents the amount of money remaining after all of Ally Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Ally Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Ally Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 852 M | 10 Years Trend |
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Net Income |
| Timeline |
Ally Net Income Regression Statistics
| Arithmetic Mean | 1,129,963,025 | |
| Coefficient Of Variation | 59.64 | |
| Mean Deviation | 432,270,094 | |
| Median | 1,085,000,000 | |
| Standard Deviation | 673,925,636 | |
| Sample Variance | 454175.8T | |
| Range | 3.2B | |
| R-Value | 0.19 | |
| Mean Square Error | 466381.2T | |
| R-Squared | 0.04 | |
| Significance | 0.46 | |
| Slope | 25,776,891 | |
| Total Sum of Squares | 7266812.2T |
Ally Net Income History
Other Fundumenentals of Ally Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Ally Financial Net Income component correlations
Ally Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Ally Financial is extremely important. It helps to project a fair market value of Ally Stock properly, considering its historical fundamentals such as Net Income. Since Ally Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Ally Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Ally Financial's interrelated accounts and indicators.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Ally Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 2.654 | Dividend Share 1.2 | Earnings Share 2.37 | Revenue Per Share | Quarterly Revenue Growth 0.12 |
The market value of Ally Financial is measured differently than its book value, which is the value of Ally that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Ally Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Ally Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Ally Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Ally Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Ally Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Ally Financial.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in Ally Financial on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding Ally Financial or generate 0.0% return on investment in Ally Financial over 90 days. Ally Financial is related to or competes with SLM Corp, Navient Corp, Credit Acceptance, FirstCash, Synchrony Financial, Sezzle, and OneMain Holdings. Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to c... More
Ally Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Ally Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Ally Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.69 | |||
| Information Ratio | (0) | |||
| Maximum Drawdown | 8.03 | |||
| Value At Risk | (2.73) | |||
| Potential Upside | 2.77 |
Ally Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ally Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Ally Financial's standard deviation. In reality, there are many statistical measures that can use Ally Financial historical prices to predict the future Ally Financial's volatility.| Risk Adjusted Performance | 0.0369 | |||
| Jensen Alpha | (0.03) | |||
| Total Risk Alpha | (0.09) | |||
| Sortino Ratio | (0) | |||
| Treynor Ratio | 0.0447 |
Ally Financial January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0369 | |||
| Market Risk Adjusted Performance | 0.0547 | |||
| Mean Deviation | 1.32 | |||
| Semi Deviation | 1.56 | |||
| Downside Deviation | 1.69 | |||
| Coefficient Of Variation | 2351.67 | |||
| Standard Deviation | 1.7 | |||
| Variance | 2.89 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | (0.03) | |||
| Total Risk Alpha | (0.09) | |||
| Sortino Ratio | (0) | |||
| Treynor Ratio | 0.0447 | |||
| Maximum Drawdown | 8.03 | |||
| Value At Risk | (2.73) | |||
| Potential Upside | 2.77 | |||
| Downside Variance | 2.85 | |||
| Semi Variance | 2.44 | |||
| Expected Short fall | (1.39) | |||
| Skewness | 0.1222 | |||
| Kurtosis | 0.3494 |
Ally Financial Backtested Returns
At this stage we consider Ally Stock to be very steady. Ally Financial secures Sharpe Ratio (or Efficiency) of 0.0877, which signifies that the company had a 0.0877 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for Ally Financial, which you can use to evaluate the volatility of the firm. Please confirm Ally Financial's Mean Deviation of 1.32, risk adjusted performance of 0.0369, and Downside Deviation of 1.69 to double-check if the risk estimate we provide is consistent with the expected return of 0.15%. Ally Financial has a performance score of 6 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.39, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Ally Financial will likely underperform. Ally Financial right now shows a risk of 1.69%. Please confirm Ally Financial treynor ratio, as well as the relationship between the expected short fall and price action indicator , to decide if Ally Financial will be following its price patterns.
Auto-correlation | -0.84 |
Excellent reverse predictability
Ally Financial has excellent reverse predictability. Overlapping area represents the amount of predictability between Ally Financial time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Ally Financial price movement. The serial correlation of -0.84 indicates that around 84.0% of current Ally Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.84 | |
| Spearman Rank Test | -0.36 | |
| Residual Average | 0.0 | |
| Price Variance | 2.78 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Ally Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Ally Financial reported net income of 852 M. This is 33.3% lower than that of the Consumer Finance sector and 37.55% lower than that of the Financials industry. The net income for all United States stocks is 49.22% lower than that of the firm.
Ally Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Ally Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Ally Financial could also be used in its relative valuation, which is a method of valuing Ally Financial by comparing valuation metrics of similar companies.Ally Financial is currently under evaluation in net income category among its peers.
Ally Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Ally Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Ally Financial's managers, analysts, and investors.Environmental | Governance | Social |
Ally Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Ally Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Ally Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Ally Financial's value.| Shares | Hhg Plc | 2025-06-30 | 1.4 M |
Ally Fundamentals
| Return On Equity | 0.058 | ||||
| Return On Asset | 0.0044 | ||||
| Profit Margin | 0.12 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 27.29 B | ||||
| Shares Outstanding | 308.49 M | ||||
| Shares Owned By Insiders | 10.32 % | ||||
| Shares Owned By Institutions | 84.14 % | ||||
| Number Of Shares Shorted | 10.74 M | ||||
| Price To Earning | 4.50 X | ||||
| Price To Book | 0.99 X | ||||
| Price To Sales | 1.79 X | ||||
| Revenue | 12.15 B | ||||
| Gross Profit | 7.37 B | ||||
| EBITDA | 1.97 B | ||||
| Net Income | 852 M | ||||
| Cash And Equivalents | 5 B | ||||
| Cash Per Share | 16.76 X | ||||
| Total Debt | 21.77 B | ||||
| Debt To Equity | 275.80 % | ||||
| Current Ratio | 0.85 X | ||||
| Book Value Per Share | 42.70 X | ||||
| Cash Flow From Operations | 4.53 B | ||||
| Short Ratio | 3.77 X | ||||
| Earnings Per Share | 2.37 X | ||||
| Price To Earnings To Growth | 0.29 X | ||||
| Target Price | 53.0 | ||||
| Number Of Employees | 10.7 K | ||||
| Beta | 1.16 | ||||
| Market Capitalization | 13.23 B | ||||
| Total Asset | 196 B | ||||
| Retained Earnings | 633 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.37 % | ||||
| Net Asset | 196 B | ||||
| Last Dividend Paid | 1.2 |
About Ally Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Ally Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Ally Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Ally Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Additional Tools for Ally Stock Analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.