American Express Net Income
| AXP Stock | USD 352.17 0.00 0.00% |
As of the 2nd of February, American Express shows the risk adjusted performance of (0.01), and Mean Deviation of 1.1. American Express technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
American Express Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.1444 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 11.6 B | 12.2 B | |
| Net Income Applicable To Common Shares | 11.5 B | 12.1 B | |
| Net Income From Continuing Ops | 11.6 B | 6.5 B | |
| Net Income Per Share | 15.50 | 16.28 | |
| Net Income Per E B T | 0.78 | 0.58 |
American | Net Income | Build AI portfolio with American Stock |
Evaluating American Express's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into American Express's fundamental strength.
Latest American Express' Net Income Growth Pattern
Below is the plot of the Net Income of American Express over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in American Express financial statement analysis. It represents the amount of money remaining after all of American Express operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is American Express' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in American Express' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 10.13 B | 10 Years Trend |
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Net Income |
| Timeline |
American Net Income Regression Statistics
| Arithmetic Mean | 6,337,514,706 | |
| Geometric Mean | 5,508,367,954 | |
| Coefficient Of Variation | 45.05 | |
| Mean Deviation | 2,252,427,336 | |
| Median | 5,885,000,000 | |
| Standard Deviation | 2,855,020,819 | |
| Sample Variance | 8151143.9T | |
| Range | 10.5B | |
| R-Value | 0.82 | |
| Mean Square Error | 2882160.3T | |
| R-Squared | 0.67 | |
| Significance | 0.000061 | |
| Slope | 462,267,157 | |
| Total Sum of Squares | 130418302.1T |
American Net Income History
Other Fundumenentals of American Express
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
American Express Net Income component correlations
American Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for American Express is extremely important. It helps to project a fair market value of American Stock properly, considering its historical fundamentals such as Net Income. Since American Express' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of American Express' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of American Express' interrelated accounts and indicators.
Click cells to compare fundamentals
Can Consumer Finance industry sustain growth momentum? Does American have expansion opportunities? Factors like these will boost the valuation of American Express. If investors know American will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating American Express demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.186 | Earnings Share 15.39 | Revenue Per Share | Quarterly Revenue Growth 0.122 | Return On Assets |
The market value of American Express is measured differently than its book value, which is the value of American that is recorded on the company's balance sheet. Investors also form their own opinion of American Express' value that differs from its market value or its book value, called intrinsic value, which is American Express' true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because American Express' market value can be influenced by many factors that don't directly affect American Express' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that American Express' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether American Express represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, American Express' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
American Express 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to American Express' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of American Express.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in American Express on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding American Express or generate 0.0% return on investment in American Express over 90 days. American Express is related to or competes with Foghorn Therapeutics, Pyxis Oncology, Merck, Tax Exempt, JD Sports, Nemetschek, and Alcoa Corp. American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-r... More
American Express Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure American Express' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess American Express upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.05) | |||
| Maximum Drawdown | 7.47 | |||
| Value At Risk | (2.18) | |||
| Potential Upside | 2.34 |
American Express Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for American Express' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as American Express' standard deviation. In reality, there are many statistical measures that can use American Express historical prices to predict the future American Express' volatility.| Risk Adjusted Performance | (0.01) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | (0.02) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of American Express' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
American Express February 2, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 1.1 | |||
| Coefficient Of Variation | (5,867) | |||
| Standard Deviation | 1.51 | |||
| Variance | 2.27 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 7.47 | |||
| Value At Risk | (2.18) | |||
| Potential Upside | 2.34 | |||
| Skewness | (0.58) | |||
| Kurtosis | 1.06 |
American Express Backtested Returns
American Express secures Sharpe Ratio (or Efficiency) of -0.0143, which signifies that the company had a -0.0143 % return per unit of standard deviation over the last 3 months. American Express exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm American Express' risk adjusted performance of (0.01), and Mean Deviation of 1.1 to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 1.48, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, American Express will likely underperform. At this point, American Express has a negative expected return of -0.0222%. Please make sure to confirm American Express' jensen alpha, as well as the relationship between the skewness and day typical price , to decide if American Express performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.59 |
Good reverse predictability
American Express has good reverse predictability. Overlapping area represents the amount of predictability between American Express time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of American Express price movement. The serial correlation of -0.59 indicates that roughly 59.0% of current American Express price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.59 | |
| Spearman Rank Test | -0.15 | |
| Residual Average | 0.0 | |
| Price Variance | 112.88 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
American Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, American Express reported net income of 10.13 B. This is much higher than that of the Consumer Finance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
American Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses American Express' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of American Express could also be used in its relative valuation, which is a method of valuing American Express by comparing valuation metrics of similar companies.American Express is currently under evaluation in net income category among its peers.
American Express ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, American Express' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to American Express' managers, analysts, and investors.Environmental | Governance | Social |
American Express Institutional Holders
Institutional Holdings refers to the ownership stake in American Express that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of American Express' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing American Express' value.| Shares | Massachusetts Financial Services Company | 2025-06-30 | 7.4 M | T. Rowe Price Associates, Inc. | 2025-06-30 | 7.3 M | Northern Trust Corp | 2025-06-30 | 6.6 M | Norges Bank | 2025-06-30 | 5.9 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 5.9 M | Nuveen, Llc | 2025-06-30 | 5.1 M | Capital World Investors | 2025-06-30 | 5.1 M | Artisan Partners Limited Partnership | 2025-06-30 | 4.6 M | Capital Research Global Investors | 2025-06-30 | 4.4 M | Berkshire Hathaway Inc | 2025-06-30 | 151.6 M | Vanguard Group Inc | 2025-06-30 | 46.4 M |
American Fundamentals
| Return On Equity | 0.34 | ||||
| Return On Asset | 0.0371 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 249.1 B | ||||
| Shares Outstanding | 686 M | ||||
| Shares Owned By Insiders | 22.10 % | ||||
| Shares Owned By Institutions | 64.97 % | ||||
| Number Of Shares Shorted | 8.04 M | ||||
| Price To Earning | 15.49 X | ||||
| Price To Book | 7.22 X | ||||
| Price To Sales | 3.72 X | ||||
| Revenue | 80.46 B | ||||
| Gross Profit | 41.88 B | ||||
| EBITDA | 16.6 B | ||||
| Net Income | 10.13 B | ||||
| Cash And Equivalents | 37.01 B | ||||
| Cash Per Share | 42.01 X | ||||
| Total Debt | 57.76 B | ||||
| Debt To Equity | 1.84 % | ||||
| Current Ratio | 1.62 X | ||||
| Book Value Per Share | 47.05 X | ||||
| Cash Flow From Operations | 14.05 B | ||||
| Short Ratio | 2.86 X | ||||
| Earnings Per Share | 15.39 X | ||||
| Price To Earnings To Growth | 1.78 X | ||||
| Target Price | 377.72 | ||||
| Number Of Employees | 75.1 K | ||||
| Beta | 1.15 | ||||
| Market Capitalization | 242.59 B | ||||
| Total Asset | 300.05 B | ||||
| Retained Earnings | 22.15 B | ||||
| Working Capital | 9.57 B | ||||
| Current Asset | 84.45 B | ||||
| Current Liabilities | 74.88 B | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 1.33 % | ||||
| Net Asset | 300.05 B |
About American Express Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze American Express's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of American Express using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of American Express based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with American Express
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if American Express position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in American Express will appreciate offsetting losses from the drop in the long position's value.Moving against American Stock
The ability to find closely correlated positions to American Express could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace American Express when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back American Express - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling American Express to buy it.
The correlation of American Express is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as American Express moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if American Express moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for American Express can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for American Stock Analysis
When running American Express' price analysis, check to measure American Express' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Express is operating at the current time. Most of American Express' value examination focuses on studying past and present price action to predict the probability of American Express' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Express' price. Additionally, you may evaluate how the addition of American Express to your portfolios can decrease your overall portfolio volatility.