Heritage Competitors

Stocks . USA . 
Stock . Heritage Financial
HFWA Stock  USD 27.74  0.38  1.35%   
Heritage Financial competes with Victory Bancorp, MF Bancorp, First Community, Andover Bancorp, and Community Capital; as well as few others. The company conducts business under Banks sector and is part of Financials industry. Analyzing Heritage Financial competition allows you to expand the diversification possibilities of your existing portfolios and to get a better perspective on locking in new positions. Investors sometimes prefer comparable analysis of Heritage Financial to its intrinsic valuation because they are able to contrast its competitors on a relative basis. Check out Heritage Financial Correlation with its peers.
For information on how to trade Heritage Stock refer to our How to Trade Heritage Stock guide.

Heritage Financial vs Oak View Correlation

Very weak diversification

The correlation between Heritage Financial and OAKV is 0.58 (i.e., Very weak diversification) for selected investment horizon. Overlapping area represents the amount of risk that can be diversified away by holding Heritage Financial and OAKV in the same portfolio, assuming nothing else is changed.

Moving together with Heritage Stock

  0.79BIRG Bank of IrelandPairCorr
  0.86AX Axos FinancialPairCorr
  0.66VABK Virginia NationalPairCorr
  0.84FFIN First Financial BankPairCorr

Moving against Heritage Stock

  0.753YB Postal Savings BankPairCorr
  0.51BBC BNK BankingPairCorr
At present, Heritage Financial's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.03. At present, Heritage Financial's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 5.7 B, whereas Non Current Assets Total are forecasted to decline to about 301.7 M.
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Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Heritage Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
25.5627.7629.96
Details
Intrinsic
Valuation
LowRealHigh
24.9731.3633.56
Details
6 Analysts
Consensus
LowTargetHigh
28.8931.7535.24
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.550.570.59
Details

Heritage Financial Competition Correlation Matrix

Typically, diversification allows investors to combine positions across different asset classes to reduce overall portfolio risk. Correlation between Heritage Financial and its competitors represents the degree of relationship between the price movements of corresponding stocks. A correlation of about +1.0 implies that the price of Heritage and its corresponding peer move in tandem. A correlation of -1.0 means that prices move in opposite directions. A correlation of close to zero suggests that the price movements of assets are uncorrelated; in other words, the historical price movement of Heritage Financial does not affect the price movement of the other competitor.

High positive correlations

WDFN
+ 0.88
VTYB
HCBN
+ 0.87
VTYB
EXCH
+ 0.81
FMFP
HCBN
+ 0.8
WDFN
OAKV
+ 0.79
EXCH
FMFP
+ 0.78
VTYB
  

High negative correlations

ALBY
- 0.73
VTYB
ALBY
- 0.72
FMFP
EXCH
- 0.71
ALBY
HCBN
- 0.64
ALBY
WDFN
- 0.61
ALBY
OAKV
- 0.55
ALBY

Risk-Adjusted Indicators

There is a big difference between Heritage Stock performing well and Heritage Financial Company doing well as a business compared to the competition. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze Heritage Financial's multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.
Mean DeviationJensen AlphaSortino RatioTreynor RatioSemi DeviationExpected ShortfallPotential UpsideValue @RiskMaximum Drawdown
VTYB  0.53  0.21  0.17  3.20  0.00 
(1.13)
 2.61 
(0.93)
 5.26 
MFBP  0.91  0.14  0.03  0.93  1.07 
(1.92)
 3.57 
(2.34)
 7.54 
FMFP  0.82  0.19  0.02 (0.40) 1.14 
(2.42)
 5.13 
(2.12)
 12.41 
ANDC  0.75  0.01 (0.02) 0.11  1.02 
(2.53)
 2.16 
(2.63)
 8.35 
ALBY  0.26 (0.07) 0.00  2.28  0.00 
 0.00 
 0.85 
(0.86)
 4.47 
WDFN  0.80  0.18  0.06  1.14  0.67 
(1.84)
 3.70 
(1.85)
 9.15 
HCBN  0.38  0.16  0.00  5.79  0.00 
 0.00 
 1.27 
 0.00 
 3.26 
EXCH  0.50  0.24  0.00  3.37  0.00 
 0.00 
 0.00 
 0.00 
 17.10 
TMAK  2.36  0.17  0.02  1.05  3.00 
(5.06)
 6.99 
(7.23)
 16.08 
OAKV  1.33  0.19  0.03 (0.30) 1.51 
(1.78)
 2.59 
(2.52)
 7.56 

Heritage Financial Competitive Analysis

The better you understand Heritage Financial competitors, the better chance you have of utilizing it as a position in your portfolios. From an individual investor's perspective, Heritage Financial's competitive analysis can cover a whole range of metrics. Some of these will be more critical depending on who you are as an investor and how you react to market volatility. However, if you are locking your investment sandscape to a long-term horizon, comparing the fundamental indicator across Heritage Financial's competition over several years is one of the best ways to analyze its investment potential.
    
 Better Than Average     
    
 Worse Than Peers    View Performance Chart
HFWA VTYB MFBP FMFP ANDC ALBY WDFN HCBN EXCH TMAK
 1.35 
 27.74 
Heritage
 0.24 
 21.05 
Victory
 3.92 
 20.94 
MFBP
 0.21 
 14.55 
First
 0.00 
 18.85 
Andover
 0.86 
 28.75 
Community
 0.10 
 29.28 
Woodlands
 6.09 
 42.70 
HCB
 0.00 
 70.00 
Exchange
 1.72 
 10.05 
Touchmark
Market Volatility
(90 Days Market Risk)
Very steady
Very steady
Very steady
Not too volatile
Very steady
Very steady
Very steady
Very steady
Very steady
Slightly risky
Market Performance
(90 Days Performance)
Good
Solid
Good
Fair
Weak
Weakest
Good
Solid
Fair
Soft
Odds of Financial Distress
(Probability Of Bankruptcy)
Tiny
Low
Low
Low
Low
Low
Low
Low
Low
Low
Current Valuation
(Equity Enterprise Value)
Under Valued
Fairly Valued
Fairly Valued
Over Valued
Over Valued
Fairly Valued
Fairly Valued
Under Valued
Under Valued
Over Valued
Buy or Sell Advice
(Average Analysts Consensus)
Buy
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Trade Advice
(90 Days Macroaxis Advice)
Strong Buy
Cautious Hold
Hold
Strong Sell
Sell
Cautious Hold
Buy
Strong Buy
Strong Buy
Strong Sell
Net Asset
6.97 B
443.78 M
N/A
N/A
N/A
257.16 M
N/A
N/A
126.2 B
N/A
Profit Margin
0.28
0.27
0.2
0.22
0.3
0.24
0.24
0.17
N/A
0.4
EBITDA
79.64 M
N/A
N/A
N/A
N/A
(3.56 K)
N/A
N/A
N/A
N/A
Operating Margin
0.4
0.34
0.26
0.26
0.33
0.31
0.29
0.19
N/A
0.52
Current Valuation
751.41 M
48.39 M
(3.06 M)
54.47 M
42.66 M
21.39 M
1.49 M
23.88 M
N/A
(10.98 M)
Price To Book
1.04
1.16
0.27
1.61
N/A
0.88
N/A
N/A
N/A
0.51
Retained Earnings
421.62 M
N/A
17.89 M
25.8 M
N/A
2.05 M
17.91 M
N/A
N/A
(10.81 M)
Five Year Return
2.77
N/A
N/A
N/A
3.38
N/A
3.34
2.84
2.08
N/A
Beta
0.52
0.35
0.2
0.62
0.19
0.52
0.54
0.61
-0.11
0.21
Number Of Employees
742
10
13
7
90
20
4
8
7
17
Shares Outstanding
33.96 M
1.97 M
2.03 M
2.82 M
2.41 M
1.26 M
1.54 M
1.04 M
N/A
3.47 M
Cash Flow From Operations
64.48 M
7.09 M
4.58 M
6.48 M
6.75 M
2.7 M
5.31 M
3.03 M
2.88 B
6.97 M
Annual Yield
0.0341
0.0166
0.005
0.0291
0.0364
0.0171
0.0407
0.0305
0.0278
N/A
Total Debt
42.35 M
23.28 M
990 K
33 M
N/A
17.38 M
3.92 M
24 M
N/A
7.5 M
Return On Equity
0.0757
0.18
0.0438
0.0915
0.11
0.0942
0.12
0.0664
N/A
0.0948
Z Score
N/A
0.6
30.6
0.6
N/A
0.6
7.2
0.6
N/A
2.4
Return On Asset
0.0096
0.01
0.0086
0.0079
0.0098
0.0075
0.0086
0.0055
N/A
0.0164
Number Of Shares Shorted
1.14 M
N/A
N/A
N/A
N/A
827
N/A
N/A
N/A
N/A
Book Value Per Share
27.13
13.12
10.54
14.28
21.6
12.87
26.06
34.11
N/A
14.73
Total Asset
6.97 B
443.78 M
296.7 M
420.7 M
N/A
257.16 M
375.23 M
N/A
126.2 B
130.9 M
Debt To Equity
0.0413
N/A
7.23
N/A
N/A
6.83
N/A
N/A
N/A
N/A
Short Ratio
5.17
N/A
N/A
N/A
N/A
1.1
N/A
N/A
N/A
N/A
Target Price
31.75
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Last Dividend Paid
0.96
0.23
0.11
N/A
0.74
N/A
1.1
0.76
N/A
N/A
Shares Owned By Institutions
72.61
N/A
N/A
N/A
0.14
N/A
4.62
N/A
N/A
N/A
Market Capitalization
942.15 M
30.89 M
50.78 M
62.14 M
49.59 M
22.09 M
47.06 M
25.86 M
16.98 M
36.56 M
Price To Earning
19.94
9.53
-4.79
15.26
10.8
9.45
8.08
9.22
N/A
14.08
Price To Earnings To Growth
2.13
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Price To Sales
3.86
1.82
2.28
2.73
2.69
2.23
2.43
1.88
5.25
2.31
Net Income
43.26 M
3.95 M
2.78 M
5.17 M
5.39 M
1.99 M
5.28 M
2.36 M
2.11 B
8.32 M
Earnings Per Share
1.94
1.88
-0.9
1.44
2.42
1.74
3.56
2.71
N/A
0.6
Shares Owned By Insiders
1.31
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Revenue
335.97 M
15.3 M
17.48 M
22.72 M
17.91 M
8.11 M
20.99 M
14.47 M
8.24 B
15.48 M
Cash And Equivalents
407.32 M
112 M
134.96 M
22.39 M
N/A
4.94 M
51.91 M
121.42 M
N/A
25.66 M
Cash Per Share
11.6
57.43
68.16
7.95
N/A
7.99
37.31
117.13
N/A
5.73
Gross Profit
244.17 M
15.06 M
15.84 M
21.43 M
17.91 M
8.1 M
20.99 M
14.21 M
N/A
18.68 M
Day Typical Price
27.79
21.05
20.79
14.11
18.85
28.75
29.28
42.7
70.0
10.05
Accumulation Distribution
5441.82
N/A
6.3
0.09
N/A
N/A
N/A
0.0468
N/A
N/A
Market Facilitation Index
0.0
N/A
0.0015
1.31
N/A
N/A
N/A
1.0E-4
N/A
N/A
Daily Balance Of Power
(0.51)
9.2 T
1.795455
(0.02)
0.0
0
9.2 T
245.0
0.0
9.2 T
Period Momentum Indicator
(0.38)
0.05
0.79
(0.03)
N/A
(0.25)
0.03
2.45
N/A
0.17
Rate Of Daily Change
0.99
1.0
1.04
1.0
1.0
0.99
1.0
1.06
1.0
1.02
Day Median Price
27.82
21.05
20.72
13.9
18.85
28.75
29.28
42.7
70.0
10.05
Price Action Indicator
(0.27)
0.025
0.62
0.64
N/A
(0.12)
0.015
1.23
N/A
0.085
Coefficient Of Variation
602.81
431.1
965.7
1083.16
3846.35
(921.76)
709.93
491.67
806.25
2018.08
Mean Deviation
1.51
0.5311
0.9082
0.8186
0.755
0.2643
0.7994
0.3812
0.503
2.36
Jensen Alpha
0.2538
0.2113
0.1367
0.1915
0.007
(0.07)
0.184
0.1645
0.2363
0.1664
Total Risk Alpha
0.1241
0.116
(0.01)
(0.03)
(0.13)
(0.13)
0.0457
0.0771
0.0323
(0.22)
Sortino Ratio
0.1439
0.1722
0.0252
0.019
(0.02)
N/A
0.0588
N/A
N/A
0.0153
Downside Variance
3.32
0.6081
7.15
15.91
5.91
N/A
3.88
N/A
N/A
41.07
Standard Deviation
2.14
0.9784
1.54
1.83
1.53
0.5789
1.48
0.8696
2.03
3.85
Kurtosis
1.79
12.28
2.23
6.26
3.82
9.57
5.85
34.21
65.62
0.4957
Potential Upside
4.71
2.61
3.57
5.13
2.16
0.8547
3.7
1.27
N/A
6.99
Treynor Ratio
0.3127
3.2
0.9331
(0.40)
0.1079
2.28
1.14
5.79
3.37
1.05
Maximum Drawdown
12.71
5.26
7.54
12.41
8.35
4.47
9.15
3.26
17.1
16.08
Variance
4.58
0.9572
2.39
3.33
2.35
0.3351
2.19
0.7563
4.14
14.79
Market Risk Adjusted Performance
0.3227
3.21
0.9431
(0.39)
0.1179
2.29
1.15
5.8
3.38
1.06
Risk Adjusted Performance
0.1391
0.1875
0.0877
0.0795
0.0256
(0.09)
0.1174
0.1636
0.1054
0.0476
Skewness
0.6364
3.12
0.0188
0.5306
0.9465
(1.19)
1.64
4.72
8.09
(0.08)
Semi Deviation
1.42
0.0
1.07
1.14
1.02
N/A
0.6689
N/A
N/A
3.0
Information Ratio
0.1226
0.1373
0.0436
0.0416
(0.03)
(0.27)
0.0782
0.0969
0.0785
0.0255
Value At Risk
(2.14)
(0.93)
(2.34)
(2.12)
(2.63)
(0.86)
(1.85)
N/A
N/A
(7.23)
Expected Short fall
(1.70)
(1.13)
(1.92)
(2.42)
(2.53)
N/A
(1.84)
N/A
N/A
(5.06)
Downside Deviation
1.82
0.7798
2.67
3.99
2.43
N/A
1.97
N/A
N/A
6.41
Semi Variance
2.01
(0.12)
1.15
1.3
1.03
N/A
0.4474
N/A
N/A
9.02

Heritage Financial Competition Performance Charts

Five steps to successful analysis of Heritage Financial Competition

Heritage Financial's competitive analysis is the process of researching and evaluating its competitive landscape. It provides an understanding of the strengths, weaknesses, opportunities, and threats (SWOT) faced by Heritage Financial in relation to its competition. Heritage Financial's competition analysis typically involves several steps, including:
  • Identifying the key players in the market: This involves identifying the major competitors of Heritage Financial in the market, both direct and indirect, as well as new entrants and disruptive technologies.
  • Assessing the strengths and weaknesses of each competitor: This involves evaluating each competitor's strengths and weaknesses in areas such as product offerings, market share, brand recognition, financial performance, and distribution channels.
  • Understanding the competitive environment: This involves evaluating the regulatory environment, economic conditions, and other factors that may impact Heritage Financial's competitive landscape.
  • Identifying opportunities and threats: This involves using the information gathered during the analysis to identify opportunities and threats to Heritage Financial, and developing a strategy to address them.
  • Evaluating the competitive landscape: This involves understanding the competitive dynamics of the market, such as pricing, marketing, and distribution strategies, as well as analyzing the competitive advantage of each competitor.
Competitive analysis is an essential tool for businesses to stay ahead of the competition and can be used to inform decision-making and strategy development. By understanding the competitive landscape and staying informed about the activities of competitors, a company can make more informed decisions and improve its overall performance.

Complement your Heritage Financial position

In addition to having Heritage Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Aggressive Funds Thematic Idea Now

Aggressive Funds
Aggressive Funds Theme
Funds or Etfs that attempt to achieve high capital gains by investing in companies with high growth potential and above average risk. The Aggressive Funds theme has 48 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Aggressive Funds Theme or any other thematic opportunities.
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When determining whether Heritage Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Heritage Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Heritage Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Heritage Financial Stock:
How To Invest In Heritage
Details
Is Heritage Stock a good investment?
Details
What is Heritage Financial's Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out Heritage Financial Correlation with its peers.
For information on how to trade Heritage Stock refer to our How to Trade Heritage Stock guide.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Financial. Market participants price Heritage higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Heritage Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.908
Dividend Share
0.96
Earnings Share
1.94
Revenue Per Share
7.182
Quarterly Revenue Growth
0.202
Investors evaluate Heritage Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Heritage Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Heritage Financial's market price to deviate significantly from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
Please note, there is a significant difference between Heritage Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Heritage Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
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